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Pocket Change
July 2009 Volume 1 Issue 4
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Warm Summer Greetings,
We have been working on plans for the 5th Anniversary Celebration of the From Purses to Portfolios Program. This Celebration will definitely be the best ever...Wait until you see our new money reality show. We will be honoring all of you who have reached have reached new Purses levels since 2008. Special guests (YOU!) and special gifts. Save the date.
Please make sure to send in your log by September 15 to be honored for your achievements! We already have one new Ambassador and a handful of new people who have reached Treasurer's Circle.
Our lunch and learns have been very popular. Look for one to be scheduled in the fall on job hunts and resume writing!
Stay cool and please keep in touch!
Ronni
MARK YOUR CALENDARS...
SEND IN NOMINATIONS FOR SANDRA A. VARANO GOLDEN PURSE AWARD
SEPTEMBER 15 - LOGS DUE
OCTOBER 24 - CELEBRATION! | |
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Sponsored by
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Not on our list?
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Did you know?
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Author Ellen R. Shell, author of The High Cost of Discount Culture, says that sales, markdowns, and outlet stores can all be weaknesses if we give in to the seduction of getting a good deal. The pricing tactic of $29.99 makes us think we are spending $20 not $30. Shell says the anticipation of a good deal not the object itself is often a driving force... What do you think?
Check out more spending studies and findings in YOUR BRAIN ON SHOPPING in the July 2009 OPRAH Magazine.
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FREE TEXT MESSAGING!
Did you know you can e-mail your text messages? "It's free to send text messages to a cell phone from your computer - just type your friends cell phone address into the "to" box in the e-mail header. For Verizon Wireless customers, the address is the number@vtext.com; for AT&T, number@txt.att.net; for T-Mobile, number@tmomail.net; for Sprint, number@
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Check these out!
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| Test your savings knowledge:
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Check your savings progress:
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Support Us!
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| Your gift helps us provide free programs across the state!
Click on the purse above to contribute to The Money School.
Thank you!
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 Mary and Money
This month a video clip of Mary talking with Stedman Graham:Hear what Stedman Graham tells Mary about finding your best self during tough times.
"Great ideas - We have 24 hours in each day - what separates us is what we do with those 24 hours. Bravo, Stedman! " Mary
Check out Mary's website for more interviews and financial news:
MaryandMoney.com
From Mary's Kitchen
Summer Hot and Cold Combo
Spicy Shrimp Pil-Pil
1/2 cup extra virgin olive oil
4 cloves garlic, thinly sliced
1 tsp. crushed red pepper flakes
1 tsp. paprika
1/4 tsp. salt, to taste
12 large shrimp, fresh
1/2 lemon
flat-leaf parsley, chopped
In a large skillet, heat olive oil over medium-high heat.
Add the garlic, crushed red pepper flakes, and paprika.
Cook, stirring for 30 seconds.
Season the shrimp with salt,
add to the skillet and cook until opaque, 1 to 2 minutes on each side.
Remove pan from the heat and squeeze lemon,
add parsley and salt to taste.
Serve hot!
Cucumber Yogurt Salad (Tzatziki)
2 cucumbers peeled, quartered lengthwise, then sliced
1 cup plain yogurt
2 tsp. fresh dill
salt and pepper to taste
In a medium-sized bowl, mix ingredients
salt and pepper to taste
Visit Mary and Money
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Lunch and Learn
Keep cool, enjoy lunch, and participate in a lively session...
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MINE THAT HIDDEN TREASURE!
Wednesday, August 12th, from noon to 1:30pm
Claymont Community Center
Looking for extra cash?
Look no further than your own home. Learn the secrets of garage sales, Ebay, and more! FREE but REGISTRATION REQUIRED FOR ALL LUNCH & LEARNS Register at The Money SchoolLight lunch provided. |
 BUSINESS STARTUP SUPPORT FOR SUCCESS
The time is finally here; our support group for success is launching its first meeting. This is a business matchmaking and networking group that will provide attendees with ongoing guidance, help, and support with their business endeavours.
Join us at Ole Tapas Lounge and Restaurant
Wednesday, August 5th, 6:00 - 8:00PM.
1126 Capitol Trail Newark, DE 19711
(302) 224- 9378 http://www.oletapaslounge.com/
The support meeting is free, the tapas are courtesy of Ole Tapas and Lounge, and there is a cash bar.
Ole Tapas Lounge and Restaurant
This is not a Money School class but you will earn Purses hours for participation. Just have Dinette sign your log.
FREE but registration by August 3rd required:
E-mail Dinette.Rivera@yahoo.com to reserve space!
This group will meet monthly so watch for details!
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HEALTH REFORM:
What's in it for YOU? |
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JOIN Health & Human Services Secretary Kathleen Sebelius
& Senator Arlen Specter
Sunday, August 2nd, 2009 at 3:00 PM
National Constitution Center 525 Arch Street
Independence Mall Philadelphia, PA 19106
Free & Open to the Public
Earn two Purses hours by writing 5 things you learned and how this health reform affects you. Attach this to your log for credit.
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FREE PUBLIC SEMINAR
BUDGETING Thursday, AUGUST 11TH, 2009 5:30-7:30PM
400 N. BROAD STREET Middletown, De 19709
RSVP to Katrina by August 8. 302-376-4399
(This is NOT a Money School class but you can earn hours. See below.)
Part III of a three part series on Budgeting/Credit, If you want to know how to survive in this economy, you really don't want to miss this. Money School instructor Alvin Puller (the Neighborhood House)is the guest speaker talking about ways to budget and how to help your credit. It is hard to decide what bill to pay. Come get a fresh start with us. Bring a friend to this Seminar.
ASK ALVIN TO SIGN YOUR LOG to earn 2 PURSES HOURS. | |
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From Purses to Portfolios has been replicated in Philadelphia.
This photo shows the first group of women (and one man!) to reach Level One.
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Check out our online classes and blog!
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Stay home and save gas!
Earn Purses hours from the comfort
of your home by taking classes online.
MONEY CHOICES:
Create an account at Money Choices and enter 0007800201 as the referral" code. Take from 1 to 20 modules. Receive one Purses hour for each completed with a 100% quiz grade.* HOME OWNERSHIP EDUCATION: Register HereA total score of 85% will get 10 hours of Purses credit.* MONEY SMART: Visit Money SmartEarn one Purses hour for each of the ten modules you complete.* Also available in Spanish. * Attach certificates to your Purses log.
Earn Purses Time for Blogging!
Read Ronni's Thoughts and leave a comment by clicking on
"No Comment" to earn a half hour of Purses time.
Print off your
response and attach to your log.
Click here:
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COMMON CENT$ IDEAS |
My friend Mary Rammel of Consumer Credit Counseling Services of Maryland and Delaware recommended a new financial guru to me...
Mary Hunt and her ideas on Debt-Free Living
"Bringing dignity to the art of living below your means" CHECK OUT MARY HUNT'S CHEAPSKATE WEBSITE!
She tells us that money consists of two choices: SAVE and SPEND.
"If you find yourself in money trouble, it's likely that it was a series of small, uncorrected financial mistakes along the way." What can you do?
She suggests: WAIT! Just waiting is often a very effective way to save money! Wait to spend your paycheck until it is deposited. Wait to make a purchase until you have cash. Wait until what you want goes on sale. Wait until you have time to think twice about the purchase. Wait until you can afford it...
and...
RED & BLACK ALL OVER:
Use both red and black pen, or red and black fonts when working with your finances. Enter all withdrawals in red, deposits in black. Your balances should always be in black! If it's in the red, you know it's time to make changes!
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BOOK SWAP & MORE
from a great site, tiphero.com
The
following sites make book and DVD swapping easy. For most, you just pay
for shipping, so you can get newer titles for a fraction of retail
prices. To use these sites you have to become a member, but currently
membership is free.
Bookins.com - on this site you can trade
books and dvds. You pay a flat rate of $4.49 for shipping, and then you
are the owner of the book and can keep it as long as you like or trade
it to someone else, in which case they would pay for shipping. The site
definitely tries to make the process as easy and hassle free as
possible. Seems to be a good place to get rid of unwanted books (I am
testing it out right now!)
PaperBackSwap.com - they also have
sister sites where you can swap cds and swap dvds. A points based site,
for each 10 books you list you get 2 points, you can use these points
to swap for other books. 1 credit per book. So, it seems that you've
got to have a 10 book inventory to get started, but then can just
continue to swap books, 1 for 1. The books you receive are free and
yours to keep, except you pay to send books to others and they to you.
Bookmooch.com
- also a points based site, where you get points based on your trades
and you only pay for the shipping fees of sending your books to other
users. You also need a 10 book base to get started. You earn points
every time you ship a book to someone else.
Swaptree.com -
trade books, dvds, video games or music, where you list the books, CDs,
DVDs, and/or video games you have, then just swap your items through
the mail. This site one ups the others by cutting the postage
cost--just ship via 'media mail' and you'll pay less than $2.50 in
shipping costs. An additional green twist, swaptree will try to set up
a local swap, so you don't have to pay for postage at all.
Check out more tips...
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