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Pocket Change
May 2009 Volume 1 Issue 2
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Be an Advocate!
Forward this newsletter to a spread the word about the Purses to Portfolios program. Imagine the impact of your outreach!
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Not on our list . . .
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From Purses to Portfolios is turning 5!
Introduced in 2004, the Purses program has grown by leaps and bounds. It is even being replicated in Philadelphia and the on-going financial education component is being used in Baltimore. Participants have amassed close to 13,000 hours...and that only includes the hours submitted; many participants never mail in their logs, much to Ronni's dismay.
Hats off to EDWIN OWENS...the latest person to reach Treasurer's Circle and only the second man to accomplish this feat!
 SAVE THE DATE!October 24, 2009Purses 5 Year CelebrationLook for details in our upcoming issues!
Edwin OwensEarn Purses hours from home! Try our online courses and earn up to 40 hours, automatically passing NEXT LEVEL! Information about these classes can be found on the front of the current Money School Brochure. Click HereReminder:Make sure you yourself track your hours and get your logs signed. You must submit a signed log with ten hour increments for your hours to be recorded and recognized. Need a log? Click Here |
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Fresh Start Scholarship Fund
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Purpose:
The Fresh Start Scholarship Foundation, Inc., a 501 (c)(3) organization, is the charitable arm of Wilmington Women in Business, Inc. (WWB)*. WWB established the Fresh Start Scholarship Program in 1996 to provide financial incentive and mentoring assistance to a woman returning to school to improve her life and opportunities. Awards are granted without regard to race, color, creed, religion, disability, or national origin.Eligibility: Candidates must:* Be female.* Be a U.S. citizen or Permanent Resident.* Be at least 20 years of age and have a high school diploma or G.E.D.* Have had at least a two year break in education either after completing high school or during post-secondary (college) studies.* Be admitted to (or currently enrolled) in an accredited Delaware college in a two or four year degree program at the undergraduate level. (Students who have previously earned a bachelor's degree are not eligible to apply.).* Be recommended by a Social Service Agency (or if a Social Service Agency is not available, by a College Representative).* Have at least a C average if currently enrolled in college.* Certify financial need.* Submit a completed application including a personal statementAward: The number and amount of the awards will be determined annually prior to the fall semester but will in no event exceed the costs of tuition, fees, books and other direct educational expenses. Awards will be paid to the college prior to the beginning of each semester. DEADLINE: COMPLETED APPLICATIONS MUST BE POSTMARKED BY MAY 31
Award Notification: All applicants will be notified on or before July 31 Write to:Fresh Start Scholarship Foundation, Inc.P.O. Box 7784Wilmington, DE 19803-OR-Apply OnlineCandidates should direct their questions about the application or procedure to fsscholar@comcast.net
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Mary and Money
Getting Ready for the Rebound
 By Mary Caraccioli
There
is a tiny sprig of green in the clay pot on my patio. Last summer, purple
clematis flowers spilled from the pot and weaved
in and out of the railings.
They were the picture of abundance. In the cold of winter and the
ruthlessness of the financial crisis over the last six months, I had begun to
wonder if abundance could ever return to anything, including my small garden.
There is a barren feeling that comes when jobs are lost and futures become
murky. That feeling is intensified by the lifelessness of the winter months.
As I watch my
plants return to life, I am reminded that the economy, my own and the world's,
will, too, return to life. The next logical question becomes, "When?"
I say move past that question for now. Yes, I know, answering it correctly is
akin to a winning lottery ticket. Lottery winnings aside, I believe the
better question is, "Am I ready for the rebound?" The world will be a
different place because of this crisis. Even if you have enjoyed full
employment and steady business in this period, the world has changed. Are you
equipped to be a success in that new world? What have you done in this
economic contraction to make yourself and your business more important on the
other-side? Instead of asking when will this end, start asking, "How
strong will I be when it ends?" You control that outcome. Employed
or unemployed, rich, or wiped out, you can still position yourself to be ready
for the moment. In fact, you may just be a catalyst for the moment, if
you are getting ready.
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I
love living in the city because I learn authentic and inexpensive
recipes that add so much to the quality of my life. Try this brew
instead of spending $3 at the coffee shop.
- Mary
Mary's Thai Iced Coffee
2 tsp ground cardamom
4 tbs sugar
4 tbs half-and-half or whole milk
1 tsp almond extract
Prepare
four cups of coffee in your usual manner, adding cardamom to the coffee
grounds before brewing. After coffee is finished, add sugar and almond
extract. Stir and cool in freezer. Serve over ice and enjoy! Serves 4
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