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HealthCareReformHealth Care Reform

 

HHS says lower premiums will boost enrollment in program to cover hard-to-insure Americans

By: John Reichard

Washington Health Policy Week in Review

November 5, 2010

Take-up has been slow to date in the state-based Pre-existing Condition Insurance Programs (PCIP) , which were established under  the  health care reform law.  An announcement from HHS describes new, lower-cost options including a child-only rate, which will offered to make coverage more affordable for enrollees up to age 18.

...Read More

Jump in uninsured signals need to implement health reform

By: Kim Krisberg

The Nation's Health

November 1, 2010

Census figures show a rise in the number of uninsured.

...Read More

 

 

 

MEDICAID1Medicaid


$10 billion Medicaid plan approved (California)

By: Noam N. Levey

Los Angeles Times

November 3, 2010

The Obama administration decision will help modernize and expand the health insurance program for the poor, possibly covering hundreds more residents with special health care needs.

...Read More


MEDICALHOME1Medical Home

 

Report: Paying for the Medical Home

By: Bailit M, Phillips K, Long A.

Bailit Health Purchasing and Qualis Health

October 2010

This report by the Safety Net Medical Home Initiative describes payment models to support-patient centered Medical Home transformation.

...Read More

 

Report: Health Reform and the Patient-Centered Medical Home

By: Long A, Bailit M

Qualis Health and Bailit Health Purchasing

October 2010

This report by the Safety Net Medical Home Initiative looks at policy provisions and expectations of the Patient Protection and Affordable Care Act.

...Read More


CATPICKS1Catalyst Picks

 

Waiver Watchers - We Need You More Than Ever

By: Joan Alker

Say Ahhh! A Children's Health Policy Blog

November 5, 2010

Joan Alker of Say Ahhh! presents a blog following the requests for waivers from states where there is opposition to health reform.

...Read More


Katie Beckett: Patient Turned Home-Care Advocate

By: Joseph Shapiro

NPR

November 8, 2010

It started with a 3-year-old girl in a hospital and the President who was angered when he learned that federal rules prevented her from going home.

...Read More

 

Family Fights to Care for Daughter at Home

By: Joseph Shapiro

NPR

November 8, 2010

Olivia Welter is 20 years old and gets all her life-saving medical care through a program provided by Illinois' Medicaid program. But it's a program for children. And when Olivia Welter turns 21, at the stroke of midnight on Nov. 9, she is no longer eligible for that care.

...Read More

 

The Deliberation Disconnect: Parents of adults with disabilities gravely concerned about children's future; take little action

Massachusetts Mutual Life Insurance Company

Press Release

November 5, 2010

Study spotlights the physical, emotional and financial strain of caring for adult children with disabilities.

...Read More
 

How can telemedicine be used for children's health?

HRSA

October 2010

HRSA provides information on the application of telemedicine in pediatric care.

...Read More

 

Report: Developing quality of care measures for people with disabilities

Disability.gov

November 8, 2010

Agency for Healthcare Research and Quality has released a report summarizing recommendations for assessing quality of health care for people with disabilities.

...Read More

 
Health Care Cost Control Is Hard, And Humbling
By: Austin Frakt, Assistant Professor of Health Policy and Management
Boston University School of Public Health

Kaiser Health News
Nov 03, 2010

Will either consumer-directed plans or accountable care organizations really help solve the health care cost problem? Before we answer with confidence, keep in mind that our past track record with potentially cost-saving innovations is not good.

...Read More

Full Articles

HHSsayslowerHHS says lower premiums will boost enrollment in program to cover hard-to-insure Americans

By: John Reichard

Washington Health Policy Week in Review

November 5, 2010


A program created by the health care law to cover Americans unable to find health insurance because of preexisting medical conditions will have new lower-cost plans in 2011, federal officials announced on Friday.


Enrollment in the program has been surprisingly low. But officials said during a midday telephone briefing that the new choices should help increase it. Known as the "Pre-Existing Condition Insurance Plan" (PCIP), the program is administered at the state level, either by the states themselves or by the federal government. Twenty-three states and the District of Columbia have opted to let the feds do the job.

Richard Popper, Director for the Office of Insurance Programs in HHS's Office of Consumer Information and Insurance Oversight, said in a mid-day press briefing that premiums will drop 20 percent for options offered in the states where the federal government is operating the program. HHS has asked states that are running their own programs whether they intend to make premium and plan design changes but it is unclear how many will do so.

The program now offers a single standard plan that has a single combined medical and pharmacy deductible of $2,500. In 2011, additional options will be available in the federal part of the program.

The standard plan in 2011 will have two separate deductibles: $500 for drugs and $2,000 for medical care. The premium charges for the plan will fall 20 percent, a change HHS said is being made based on actual claims experience. The $500 deductible is an attractive feature for people who take one or more maintenance medications.

A new option called the Extended Plan has a medical deductible of $1,000 for medical care and $250 for drugs. The premium charges for the plan will be slightly higher than those for the 2010 standard plan.

Also on the menu is the health savings account option. It has a single $2,500 deductible and will charge premiums 16 percent lower than the 2010 premium for the standard plan. Payments that count toward the deductible can be made from a health savings account, which provides certain tax breaks.

Another new option is the child-only rate, offered to make coverage more affordable for enrollees up to age 18.

The Obama Administration predicted that hundreds of thousands of people would enroll in the program. But as of Friday, the tally stood at only 8,011. Popper said that enrollment grew 60 percent in the past month, however. And he said the new options would increase enrollment, but didn't project by how much.

The impact may not be dramatic.

One problem is that the cost of the premiums, although lower than for conventional insurance, are a barrier for many, program directors say. And a requirement that applicants be uninsured for the prior six months in order to qualify is a major hurdle for the chronically ill, many of whom who enrolled in high-cost state risk pools or expensive private plans just to get life-saving coverage. The new rules don't let them move directly from the state to federal pools.

Officials sidestepped questions Friday about the six-month requirement, which is viewed as a major impediment to enrollment gains.

Another challenge is getting the word out about the program to people having trouble finding coverage. Popper said those efforts are intensifying. HHS is asking state insurance departments to tell insurers when they deny coverage applications to inform the applicants about the availability of the PCIP program. Humana has agreed to do so, he noted.

The Social Security Administration is notifying people about PCIP who are receiving disability payments and are in the two-year waiting period prior to qualifying for Medicare. AARP has sent notices to its 24 million members about PCIP. And HHS is also working with consumer groups, hospitals, doctors' offices, and groups representing people with chronic diseases to get the word out about the program, Popper said.

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JumpinuninsuredJump in uninsured signals need to implement health reform

By: Kim Krisberg

The Nation's Health

November 1, 2010

In the wake of the nation's economic downturn and its impact on access to health care, new Census Bureau figures show the U.S. uninsured rolls topped 50 million people in 2009 - the largest number of uninsured since federal officials began collecting such data.

In 2009, U.S. uninsured numbers rose to 50.7 million, up from 46.3 million in 2008 and translating to an uninsured rate of 16.7 percent, up from 15.4 percent in 2008, according to "Income, Poverty and Health Insurance Coverage in the United States: 2009," which the U.S. Census Bureau released Sept. 16. The percentage of people with employer-based health coverage continued its downward trend to less than 56 percent in 2009, down from more than 58 percent in 2008 - a decline that puts the employer-based insurance rate at its lowest point since 1987, the Census Bureau reported.

"Having access to quality, affordable health care should be a basic right, not a privilege for all Americans, yet the bleak data paint a different picture," said APHA Executive Director Georges Benjamin, MD, FACP, FACEP (E), in an Association news release. "Our health care system has been failing the American public for too long. Unfortunately, given the economic downturn and anemic job market, even more Americans could face the desperate plight of losing their insurance down the road. The record number of uninsured Americans underscores the need to fully implement every single lifesaving provision included in the new health reform law."

In a bit of a silver lining, public health insurance programs again helped buffer the impact of insurance loss. The Census Bureau reported that the number of people covered by government health insurance rose from 29 percent in 2008 to more than 30 percent in 2009, with Medicaid enrollment rising from 42.6 million people in 2008 to 47.8 million people in 2009, while Medicare numbers remained stable. Also, even though the child poverty rate also rose in 2009, the rate of children younger than 18 without health insurance was not statistically different from 2008 - news many health advocates attribute to the success of programs such as the State Children's Health Insurance Program.

While all U.S. income groups have higher uninsurance rates than in 1987, when the Census Bureau began collecting such data, significant disparities remain. The 2009 uninsured rate among Hispanics was more than 32 percent, up from more than 30 percent in 2008, and the rate increased from more than 19 percent to 21 percent among blacks. The rate for Asians remained about the same at about 17 percent, and the uninsured rate among whites rose to 12 percent, from more than 10 percent in 2008.

Regarding age groups, the percentage of people younger than 65 without insurance rose in 2009 to almost 19 percent, up from more than 17 percent in 2008, while the rate for those older than 65 as well as those younger than 18 remained stable. Not surprisingly, Americans living on lower incomes have higher uninsurance rates than their higher-salaried counterparts, with more than 26 percent of those in households with annual incomes of less than $25,000 being uninsured in 2009, compared to 16 percent in households with incomes from $50,000 to $74,999 and about 9 percent in households with incomes of $75,000 or more, according to the Census Bureau report.

"This is a huge jump (in uninsurance) and it is unprecedented," said Ron Pollack, executive director of Families USA, a health care consumer advocacy organization. "But one of the key subtexts of the story is that the public safety net programs played a heroic role by substantially expanding coverage. Had they not done so, this huge increase would have been far, far worse."

While provisions in the new health reform law will provide some immediate relief, such as enabling young adults to remain on their parents' insurance plan, the biggest help will come in 2014, Pollack told The Nation's Health, when health reform is fully implemented.

"Obviously, when more people return to the job market, it is going to help," he said. "But I think that (health reform) really provides the greatest hope to substantially reduce the number of uninsured."

Edwin Park, JD, co-director for health policy at the Center on Budget and Policy Priorities, noted that even without the recession, which contributed to the statistics, uninsurance rates would still have ticked upward.

"The trends have been very consistent since the start of the decade," Park told The Nation's Health. "It's certainly worse during down years...but you can't explain away these long-term trends with the recession. We saw increases (in the uninsured rate) even when the economy was good."

In other new Census Bureau statistics, the agency reported that the U.S. poverty rate increased to more than 14 percent in 2009, up from a little more than 13 percent in 2008, with the number of people living in poverty the largest in the 51 years for which poverty estimates have been published (see related story). Also, real median income declined by almost 2 percent from 2008 to 2009 for family households, but increased by more than 1 percent for other households. Overall, real median income declined for white and black households, while remaining stable among Asian and Hispanic households.

For more information or to download a copy of the new Census Bureau report, "Income, Poverty and Health Insurance Coverage in the United States: 2009," visit www.census.gov.

Census Bureau: Millions more Americans falling into poverty

More than 43 million people were living in poverty in the United States in 2009 - an increase of about 4 million people and the largest number in more than five decades - the U.S. Census Bureau reported in September.

The official U.S. poverty rate rose to 14.3 percent in 2009, up from 13.2 percent in 2008, according to the agency's "Income, Poverty and Health Insurance Coverage in the United States: 2009" report. While the poverty rate rose for whites, blacks and Hispanics, it remained stable among Asians. The report noted that the increase in the nation's overall poverty rate was larger than the rate increase during the 1973-1975 recession, but smaller than during recession periods from 1980 to 1982.

"Even before the recession hit, middle-class incomes had been stagnant and the number of people living in poverty in America was unacceptably high, and today's numbers make it clear that our work is just beginning," said President Barack Obama in a White House news release.

Among people ages 65 and older, the poverty rate decreased from 2008 to 2009, from 9.7 percent to 8.9 percent, but increased among children 18 and younger and for those ages 18 to 64. Among children ages 18 and younger, the poverty rate rose from 19 percent to more than 20 percent. The new child poverty numbers, at more than 15 million in 2009, mean more than one in every five U.S. children lives in poverty, according to the Children's Defense Fund.

"Congress must help parents get back to work and maintain the additional support they are now receiving until they get back on their feet," Stefanie Sprow, a policy staffer at Children's Defense Fund, told The Nation's Health.

Sprow called on congressional policy-makers to expand unemployment benefits as well as reauthorize the Temporary Assistance for Needy Families program, which was scheduled to expire in late September despite its success at creating hundreds of thousands of short-term jobs for low-income parents.

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Tenbillion$10-billion Medicaid plan approved (California)

By: Noam N. Levey

Los Angeles Times
November 3, 2010

Reporting from Washington - The Obama administration on Tuesday approved a $10-billion plan to help California modernize and expand its Medicaid health insurance program for the poor, pushing the state to the forefront of the national effort to implement the new healthcare law.

The administration's much-anticipated decision to grant a so-called Medicaid waiver could ultimately help cover hundreds of thousands more Californians over the next five years. State and federal officials hope that will bolster efforts to improve the quality and efficiency of care provided to the state's poorest residents.

"California is now firmly leading the country in the implementation of health reform," said Peter Harbage, an independent consultant who has worked extensively on healthcare policy in the state.

The state's head start was made possible by an agreement between Washington and Sacramento to reallocate money already planned for the state's Medicaid program.

Whether the California agreement becomes a template for the rest of the country remains to be seen. Republican leaders in many states are fighting against implementation of the new healthcare law and arguing that the next Congress should repeal it.

But Gov. Arnold Schwarzenegger, a Republican, worked closely with the Obama administration to secure the waiver.

"This agreement is great news for the people of our state because we will be able to expand coverage, improve the delivery of care and build a strong bridge to federal healthcare reform with increased federal resources," Schwarzenegger said in a statement Tuesday.

A month ago, Schwarzenegger signed legislation to create a California insurance exchange, making the state the first to develop such a market since the law's enactment. (Massachusetts and Utah had set up exchanges before the law passed.)

Beginning in 2014, these state-based exchanges, a foundation of the new healthcare law, are to become the central Internet-based marketplace for consumers who do not get health benefits at work.

The major coverage expansion envisioned by the new law also will rely heavily on Medicaid.

California currently covers about 7.5 million people in its $51-billion program, known as Medi-Cal.

But Medi-Cal, which like all Medicaid programs nationwide is jointly funded by the state and federal governments, primarily covers poor children and their families, disabled people and low-income seniors (who are also covered by Medicare).

The waiver will allow the state to phase in coverage for citizens and legal residents who make less than 133% of the federal poverty level, or $14,404 a year for a single person.

Under the new healthcare law, all state Medicaid programs will have to reach that goal starting in 2014.

California Medicaid director Toby Douglas said the state anticipated that another 500,000 people would sign up over the next five years.

California also plans to work with some counties to use the waiver to expand coverage to those with incomes up to twice the federal poverty level.

In addition to expanding coverage, the Medicaid waiver is designed to shift more Medi-Cal beneficiaries into managed care, which many healthcare experts think can improve quality while also containing costs. That is supposed to help free up money for the coverage expansion.

"We can afford to do this," Douglas said, adding that the state will not have to increase its Medicaid spending.

Better efficiency will be even more important after 2014, when more Californians will be moved into the program.

The waiver will also make billions of dollars available to hospitals serving low-income people that better coordinate care and meet new quality standards, key goals of the national healthcare overhaul.

"We're happy to join in partnership with California to model a healthcare delivery system that works better for patients as well as builds a bridge to 2014," said Cindy Mann, deputy administrator of the Centers for Medicare and Medicaid Services, which approved the waiver.

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ReportPayingforMedReport: Paying for the Medical Home

By: Bailit M, Phillips K, Long A.

Bailit Health Purchasing and Qualis Health

October 2010

Click here to read the PDF version of Paying for the Medical Home.

...Back
ReportHealthReformReport: Health Reform and the Patient-Centered Medical Home

By: Long A, Bailit M

Qualis Health and Bailit Health Purchasing

October 2010

Click here to read the PDF version of Health Reform and the Patient-Centered Medical Home.

...Back

WaiverWatcherWaiver Watchers - We Need You More Than Ever

By: Joan Alker

Say Ahhh! A Children's Health Policy Blog

November 5, 2010

One of the consequences of the election, I believe, is that given the significant number of opponents of health care reform who were elected as Governors and/or Insurance Commissioners, we are going to see more "waiver" proposals. Even before the election, Senator Orrin Hatch (R-UT) was talking up the prospect of seeking legislation to allow the state of Utah to receive a waiver for its exchange. (Watch for an upcoming blog on this topic - let's just say for now that there are serious limitations to Utah's exchange model!) So there may be attempts on the legislative front to make it easier and quicker to get waivers from provisions of the Affordable Care Act (ACA) as well as more waiver proposals heading to CMS as 2014 draws closer.

As I have blogged about in the past, under current law, states can only use existing waiver processes (i.e. Section 1115 Medicaid and CHIP demonstration requests) to modify certain Medicaid and CHIP provisions of ACA between now and 2017 when a new, broader waiver authority authorized by Section 1332 of ACA comes into effect.

Given that we may see renewed waiver activity ahead, and that some of these waivers may propose changes that limit benefits and/or eligibility for people who depend on Medicaid and CHIP, it is more important than ever to have a strong public notice and comment process in place. Some of the most troubling waivers have been rushed through in the past with little opportunity for scrutiny and comment.

Fortunately, we are right in the middle of the public comment period for proposed regulations about the Section 1115 Medicaid and CHIP waiver process. Georgetown CCF and our partners at the Center on Budget and Policy Priorities, along with a long and diverse list of national consumer and provider groups, have developed comments on the proposed regulations. We urge state and national groups to sign-on to these comments (no individual signers please) before our deadline Friday, November 12th. Also, please feel free to use sections of these comments to help develop your own. 

A strong public notice and comment process for Section 1115 demonstrations will be an important tool in the days ahead.

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KatieBeckettKatie Beckett: Patient Turned Home-Care Advocate

By: Joseph Shapiro

NPR

November 8, 2010

It started with a 3-year-old girl in a hospital and the President who was angered when he learned that federal rules prevented her from going home.

The President was Ronald Reagan. The girl, Katie Beckett, had gotten viral encephalitis, a brain infection, when she was just five months old. She'd gone into a coma for ten days, and when she came out she suffered a paralysis that left her unable to breathe without the help of a ventilator most of the day.

After more than two years living in St. Luke's Methodist Hospital in Cedar Rapids, Iowa, the family reached the limit of what its private insurance would pay for Katie's care. Medicaid, the state and federal health insurance for the needy, started picking up the cost of that expensive breathing machine and other care.

But Medicaid would pay only as long as the little girl lived in the pediatric intensive care unit at the hospital.

Beckett's parents, Julie and Mark, said wanted their daughter at home. The girl's doctors agreed, saying she needed to grow up in a more normal environment than in a hospital room.

Presidential Intervention
At first, federal officials refused to make an exception. But then Reagan was told about the family. A few days later at a press conference on Nov. 10, 1981, Reagan expressed his anger at what he called an example of a cold bureaucracy.

It cost six times as much for the girl to live in the hospital, the president said, and "this spending most of her life there and away from the home atmosphere is detrimental to her."

He added, "Now, by what sense do we have a regulation in government that says we'll pay $6,000 a month to keep someone in a hospital that we believe would be better off at home, but the family cannot afford one-sixth that amount to keep them at home?"

President Reagan changed the Medicaid rules and Katie Beckett left that Iowa hospital and went home in time for Christmas. Shortly after, the government allowed exceptions in other states so that parents like the Becketts, who made too much money to qualify for Medicaid, could be covered for their children with extreme medical costs.

At the time it was thought there were no more than 100 or 200 children in similar situations around the country. But that turned out to be an underestimate. In the three decades since, more than a half million children have received waivers - now often called "the Katie Beckett waiver" - to get their care at home.

When Katie Beckett moved home, the assumption was that government was extending kindness to the family of a child who wasn't expected to live for very long.

"People didn't talk about her in that period of time like she'd survive tomorrow," says Julie Beckett, the Katie's mother.

But technology improved and children turned out to be healthier in their own homes. (This was not a surprise: Katie's doctors had argued she was better off at home, both because it was a more natural environment, but also because a hospital is full of sick people and it's easy to pick up an infection while there.)

Advocating For Home Care
Last month, Katie and Julie were in Washington for a celebration of the 75th anniversary of a provision of the original Social Security Act that set up federal programs to promote maternal and child health.

Katie, now 32, spoke to an audience of children's advocates. She was introduced by Donald Berwick, the head of Medicare and Medicaid, and spoke right after White House senior advisor Valerie Jarrett.

"Just because you reach a certain age does not mean that you are miraculously cured of all the things you have endured," she told the crowd, arguing for an expansion of home and community based care so that people with disabilities have more options to live outside of nursing homes and institutions.

Katie, and particularly her mother Julie, have become advocates for disabled children, crossing the country to argue for the need for states to spend more on programs that allow people to live in their own homes. Sometimes, back home in Iowa, someone will recognize her as the little girl in the hospital who got national news attention 29 years ago.

But Katie says she doesn't enjoy the limelight. She's more comfortable, she says, when she's anonymous, like when she's by herself reading in her favorite bookstore back home in Cedar Rapids.

"I'm the girl they see drinking a latte at Barnes and Noble," she says. "I'm not the girl from the newspaper or from the television station."

Katie still relies upon nurses who, for an hour every night, give her treatments. She still needs the ventilator to breathe, up to 15 hours a day. She's taking classes at a local community college in counseling. But what she really wants to do is write children's literature. She's taking a writing class, too, and hoping to sign up for a graduate program in fine arts next year.

It's a pretty normal life, she says. She wants the same things as other 32-year-olds.

"Living at home," she told her audience in Washington, "is where we learn to be a part of the larger picture of life."

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FamilyFightsFamily Fights to Care for Daughter at Home

By: Joseph Shapiro

NPR

November 8, 2010

You've probably never seen a person hooked up to so many plastic tubes as Olivia Welter. There's a ventilator tube that keeps her breathing. There's a feeding tube that's also the tube for her dozen or so medicines. There are the tubes to the vibrating vest that loosens the mucus in her lungs. Another tube to help her cough. The tube that her nurse uses a couple times an hour to suction the mucus out of her mouth.


But if you think of being hooked up to machines as something that keeps a dying person alive, that's not what's going on here. Olivia Welter is not dying. These tubes and machines keep her healthy.


Changes in policies and funding have made home and community-based care a more viable option.


Olivia Welter is 20 years old and gets all this life-saving medical care through a program provided by Illinois' Medicaid program. But it's a program for children. And when Olivia Welter turns 21, at the stroke of midnight on Nov. 9, she is no longer eligible for that care.


"There's not going to be any magic transformation between Nov. 8 and Nov. 9," says the young woman's mother, Tamara Welter. "She will be the same Olivia, with the same challenges and the same care needs."


There are about 600 children with severe disabilities in Illinois who get care through the same in-home program for "medically-fragile and technology-dependent" children, and thousands in other states around the country.


Olivia breathes with the help of the portable ventilator on the back of her wheelchair. She can't speak; she can't move. Her eyes are wide open - she can't even close her eyelids. She has been severely disabled since birth.


John Welter says that when his daughter was a little girl, doctors told him to be ready for her to die.


"We were told very bluntly, and this was very hard to hear, that she would not live past 10 years of age, pure and simple," John says. "They told us that very directly."


'You Do What You Have To Do For Your Child'

So what kept Olivia Welter alive - and healthy - all these years? Better medical technology, for one thing, and the attentive, loving and constant care that she has received at home. That comes from nurses - who work sixteen hours a day and are doing some treatment for the girl every several minutes - and from her parents, who take over for the other 8 hours.


"This is intensive care, 24 hours a day," says Helen Houchins, the day nurse, who sits by Olivia's side in the family's living room in a bungalow in Lincoln, Ill.


"You do what you have to do for your child," says Tamara Welter. She says her daughter's good health - and good nature - make the family's sacrifice worthwhile.


"I've had doctors, a couple of doctors, who have questioned a decision about doing something for Olivia, kind of on the basis of: Is she worth it? I've looked them in the eye and said, 'Don't you dare say that to me. Do you have children? What would you do for your child?' I think society can look at a person like Olivia and say, 'What can she contribute?'"


Tamara Welter blinks back tears and then talks about how Olivia responds when her parents or nurses walk into a room - by glancing at them with her eyes and flailing her arms. She sits with the family - and keeps her eyes toward the TV - as they watch video of her brother starring in community theater productions.


Her father says when no one else is in the house, he and Olivia turn up the country music.


"That's our guilty pleasure," he says. "And the more twangy the sound and the sillier the words, the more she loves it. And one day, we were listening to country music and some guy was leaving his girlfriend in his pick-up and I repeated the lyric and said, 'Kiss my bumper goodbye baby,' and she just erupted in giggles. And she thought that was the funniest thing."


Those moments have become fewer in recent years, as Olivia's seizures get worse.

Still, everyday, Olivia's parents tie her hair in one of her many, colorful bows - like the blue and orange one today that matches her clothes. They take her to church and to restaurants. Until last year, her nurses took her to school, although there was no way to tell what she was learning.


Cost Considerations

Olivia is about as disabled as anyone you'll ever meet. Yet she's been hospitalized just twice in the last seven years and has had just one bedsore her entire life - and that was a dozen years ago.


Olivia's doctor, Adalberto Torres, director of pediatric critical care at Children's Hospital of Illinois in Peoria, says that's the sign of exceptional care.


"They've kept her happy and healthy," Torres says of the Welters. "And one thing you can see with Olivia is when she is sad or happy."


By keeping Olivia out of the hospital and free of the health care complications common to quadriplegics, they save the state of Illinois from paying high medical bills.


Tamara and John Welter are immensely grateful for what Illinois has done in the past. It's expensive to care for Olivia at home: nurses cost about $220,000 a year. Still, that's less than half the cost of what the state counts as the alternative - having Olivia live in a hospital. The Welters figure they've saved the state millions of dollars by keeping her at home.


But when Olivia turns 21, the state changes how it measures cost. For an adult, the state says the alternative is no longer a hospital - it's a less expensive nursing home.


The state will pay for the Welters to send her to one, although there are none nearby that would take her.


And even if they sent Olivia to a distant nursing home, John Welter doubts his daughter would get the close attention she needs to stay alive.


"We cannot bear the thought of having Olivia in a home or a care home," he says. "Because we would be afraid that in any ten minutes, her life could be put in danger. Or less - in any three minutes. It would be agonizing, day to day to day."


Families Providing Care 'Like An Intensive Care Unit'

Torres, Olivia's doctor, agrees that it is best for Olivia's health for her to get the care she needs at home.


"These families do this in their home and they provide a level of care that is like an intensive care unit, not just live on a hospital floor, but an intensive care unit."


So the Welters will say no to the nursing home and will keep Olivia at home. But the state won't pay more than the cost of that nursing home. And that means the family will get about one half the state funding they rely upon now. They will no longer be able to pay for Olivia's nurses.


They could hire less expensive personal care aides, instead. But here's another catch: By Illinois law, aides can't give Olivia her medicines. They also can't do the emergency care, like quickly replacing the breathing tube that keeps Olivia alive if it pops out.


"The only way I think I could have an aide," says Tamara, "is if I am in the house with them, looking over their shoulder, and me doing most of the work."


And that's what state officials know that parents like the Welters end up doing - they become full-time caregivers and give that care at no cost to the state.


If Olivia loses her funding, Tamara says she will quit her job as a cashier at the Cracker Barrel that she took to pay for her son's college. John might need to quit teaching history at the nearby college, but that job gives the family health insurance that pays for other parts of Olivia's care that the state doesn't pick up, including a medicine she used a few years ago that cost $7,000 a month.


Suing The State For Coverage

So the Welters are suing the state to continue the care Oliva's received since she was little.


And they have some support from the U.S. Department of Justice.


"Where would you rather live as a 21 year old?" asks Thomas Perez, the U.S. assistant attorney general for civil rights. "Would you rather stay in the community with your family and your neighbors and all of the benefits of neighborhood and community? Or would you want to go into a nursing home? I'd ask any American: What is that choice?"


Perez has told the state of Illinois that it is in violation of federal law when it cuts off children like Olivia. This summer, the Department of Justice intervened in a lawsuit filed by another family whose disabled child turned 21 in June. Olivia Welter's attorney added her to that lawsuit.


The Welters worried that at midnight, as Olivia turned 21, her nurses would be forced to walk out the door. But just over a week ago, the state of Illinois agreed to keep paying for Olivia's nursing care, at least for a little while longer. It might be a few months - or several months - while the lawsuit makes its way through the courts.


"This is government at its worst," says Robert Farley, the attorney for the Welters and several other families in Illinois. "Government says, 'Well, we don't do anything until the court rules,' but this stuff is life and death."


NPR asked to speak to an official from the Illinois Department of Healthcare and Family Services, but the agency declined, saying no one could comment because of the pending lawsuit by the Welters and other families.


States like Illinois are caught between wanting to do more for families and dealing with the reality of rising Medicaid costs.


"By the blessings of the advances of medical technology, we keep people alive who would have died in the past," says Alan Weil, executive director of the National Academy for State Health Policy, a Washington-based think tank. "That technology is very expensive, and someone has to pay for it. In good times, we are expansive and we put more resources in these programs; when budgets are tighter, there's concern about how much we're willing to spend, even for the most needy, the most obviously deserving of assistance."


State governments are dealing with record budget deficits - Illinois alone is facing a $15 billion shortfall. According to the Center on Budget and Policy Priorities, 46 states faced budget shortfalls this year and total state debt will hit $140 billion in the current fiscal year.


"States are in the worst fiscal situation ever," says Weil. "Meanwhile, the Medicaid roles have been increasing due to the economic downturn. Medicaid's a growing share of state budgets."


Families Fight For Home Care Funding

Every year, about 20 of the 600 children with severe disabilities in Illinois who get in-home care through the program that supports Welter age out. Some go to nursing homes; other families struggle to keep their children at home but often get overwhelmed by the care. Last year, a quadriplegic man in Peoria died at home just a few months after he turned 21 with bedsores so severe that his flesh was open down to his bone.


A few families, like the Welters, get attorneys and sue the state. Sometimes they lose, but lately they're more likely to win.


David Grooms, of Marseilles, Ill., won, but only after he sued the state when he got cut off when he turned 21 in 2005. His inherited metabolic disorder requires him to use a ventilator 24 hours a day.


His attorney, Karen Ward of Equip for Equality, a disability civil rights legal network, argued that it was medically dangerous to cut back on the level of nursing care that Grooms had relied upon all of his life and to instead use less skilled aides or to send him to a nursing home.


"The state says we do not deny care," says Ward, "But what they offer is an unsafe level of care." A court agreed and restored his 16 hours of skilled nursing care.


Grooms now lives in a large room at home with his father, also named David. The father provides care for the other 8 hours a day, but to look after his son, he had to quit work. Now he has no health insurance for himself, and hopes to stay healthy for a few more years until he is eligible for Medicare.


Still, David Grooms, the father, says he's proud that his son is doing well.


"He's happy, especially now that he has a girlfriend," he says. That was an unexpected outcome of the lawsuit - when the son lost his nurses, Jennifer Keith came to work for him as a personal care aide. She lost that job when David got his nurses back, but that allowed the romance to blossom.


They cuddle and Jennifer buries her face in David's long black hair as the sound of his respirator whooshes softly in the background. They watch TV together in David's room or send messages on their Facebook pages.


When Chad White-Smith, of Metamora, Ill, turned 21 in February, a court tried to find a compromise. An attorney for the state argued that the program for adults had a cap on how much it would pay, and the state didn't have unlimited resources to pay for more.


Chad's doctor, Adalberto Torres, who is also the physician for Olivia Welter, told the court that "it's just not safe" for White-Smith to rely upon aides instead of nurses. But the judge asked the family to try to find less expensive nurses and aides and see if they could make that work.


Returning from court one day last spring, Carmen Smith, Chad's mother, was frustrated.

"I understand our economic situation is not very good right now," she said, "but it's not acceptable for me to just say I'm willing to risk my son's life."


Chad, who has a form of muscular dystrophy and uses a respirator day and night, agrees.

"It's crazy. I don't know what they thought would change when I turned 21," he says. "I'm still the same. I'm not going to get out of this [wheel]chair."


His family is still fighting for more funding.


Care At Home: A New Civil Right?

The reason families have started to win their cases is a federal law: The Americans with Disabilities Act. In recent years, courts, including the U.S. Supreme Court, have ruled that the ADA gives many people a civil right to get their government-funded long-term care at home.


One result of the law, says Weil, is that even with those budgetary pressures, states still have a legal obligation to provide more home and community-based care.


In 1999, the U.S. Supreme Court ruled, in Olmstead v. L.C., that under the ADA, people with disabilities often have the right to live in the community rather than in institutions. Since then, other federal laws and policies have said that states have an obligation to provide more home-based care. The new health reform law is filled with incentives for the states to spend more.


But federal law is contradictory. An older federal law, the 1965 law that created Medicaid and Medicare, says states have an obligation to provide nursing home care. Home care programs are still optional.


One result is that the number of Americans on waiting lists to get care at home has more than doubled in recent years. Across the country, some 400,000 elderly and young people with disabilities are on waiting lists for home-based care.


On Olivia Welter's birthday, her family will gather for a quiet celebration. And they will make birthday wishes that a court agrees to tell the state to continue the level of care that has allowed Olivia to live at home and to celebrate birthdays with her family.


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TheDeliberationDisThe Deliberation Disconnect: Parents of adults with disabilities gravely concerned about children's future; take little action

Massachusetts Mutual Life Insurance Company

Press Release

November 5, 2010

(Springfield, MA) - New research by Massachusetts Mutual Life Insurance Company (MassMutual) and Easter Seals, released today, starkly shows the deep level of concern that parents have for the future of their adult children with disabilities, but indicates that these parents have done very little to prepare for the day that their children will be on their own.

The MassMutual-sponsored Easter Seals Living with Disabilities Study, conducted online by Harris Interactive, indicates that as many as 62 percent of parents don't feel their adult children with disabilities can take care of themselves, and close to three quarters (74 percent) don't see their adult children with a disability as financially independent. This is in stark contrast to the 11 percent of parents who don't believe their typically developing adult children can take care of themselves and the 35 percent who don't see their children as financially independent.

But despite the high level of concern with their adult children's ability to survive without them, parents have done very little of the planning needed to ensure their children with disabilities will be adequately cared for, once they are gone, especially concerning guardianship. Seventy percent of parents of adult children with a disability have not designated a guardian. Three quarters (74 percent) have not developed an estate plan; 94 percent have no life care plan.

"What is startling and concerning in the study, but in some ways not surprising, is that although this huge concern and worry weighs on these parents and these caregivers, they have taken a limited amount of actual action to make plans that provide opportunities and alternatives," said John W. Chandler, Jr., senior vice president and chief marketing officer for MassMutual. "There is a large gap between the awareness of the issue and actions to address the issue."

Strain on Family
Parents of adult children with disabilities also paint a stark picture of the physical, emotional and financial impact of caring for an adult child with a disability and indicate they receive little support from family and friends. They have made financial sacrifices to cover the cost of caring for their adult child with a disability and still are not hopeful that their child will be able live independently.

Ninety-one percent of parents of adult children with disabilities said they receive little or no financial support from extended family or friends, related to caring for their son/daughter with a disability; 82 percent receive little or no physical support and 48 percent little or no emotional support.

Close to half (49 percent) of parents of adult children with a disability say the cost of caring for their children has negatively impacted their ability to save for retirement; 28 percent say it has negatively impacted their ability to pay for education for other children. Half (49 percent) say their quality of life has been somewhat or very negatively impacted by their children's disability and half (51 percent) also say their children's disabilities somewhat or very negatively affected their family.

"Financially, emotionally, and physically we are a wreck!!" concluded one parent.

"Oftentimes fundamental issues, like planning for their own retirement, planning for the education of a child who is a typically developing sibling, all of those additional considerations lose focus because there is so much demand everyday for providing care," observed Chandler.

"At an age when we should be considering retirement and all the benefits of a retired lifestyle, we can not," a parent wrote.

How Can We Help?
MassMutual has been reaching out since 2004 to the families of the close to 55 million Americans who have a disability* through its SpecialCareSM program and has experienced the quickly growing need for help with life care planning. Partly in answer to this growing unmet need, MassMutual has joined forces with Easter Seals to sponsor research on autism and adults with special needs, supported the development of a documentary on the issues that children with autism face upon becoming adults and has been providing educational resources to help parents and their children of any age meet the challenges of life care planning.

"The reason that MassMutual developed the SpecialCare Program that we have," explained Chandler, "with specialized certification and training, and sensitivity into estate planning issues, government benefit programs, and regulatory issues-is because it's very easy to create some fundamental mistakes or flaws in your plan, if you don't work with a financial professional who is trained in life-care planning for special needs."

The government has strict limits on how much money can be in the child's name. If a child with disabilities accumulates more than $2,000 in total assets - including money in a bank account, bonds, or CDs - the child and his family could lose thousands of dollars in government funding and services.

"What we have found is that once there is a life-care plan in place, there is a tremendous lessening of that burden and concern about the future off parents' shoulders-not in its entirety, because that can never go away. But, if we can do anything to help lessen the burden by helping to put the right plan in place, that's in some small part what we can try do to help both the future of the child, but also the burden of the caregiver," Chandler concluded.

To read the full executive summary of the Easter Seals Living With Disabilities Study or watch a video of a round-table discussion of the results, visit www.massmutual.com/specialneeds. To learn more about MassMutual's SpecialCareSM Program, visit www.massmutual.com/specialcare.

* Number of Americans With a Disability Reaches 54.4 Million, Dec. 18, 2008. http://www.census.gov/newsroom/releases/archives/income_wealth/cb08-185.html

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TelemedHow can telemedicine be used for children's health?

HRSA

October 2010

Telemedicine is a rapidly developing application of medicine where medical information is shared and sent over the telephone, Internet, or other networks to provide consulting, remote medical procedures or exams.  Telemedicine may be as simple as two doctors talking about a case over the telephone, or as complex as using satellite technology and video-conferencing equipment to conduct a real-time consultation between medical specialists in two different countries.

Telemedicine has become an important part of the strategy to improve health service delivery in medically underserved areas in both rural and urban settings. It enables remote interactions among providers and between providers and patients. Telemedicine can also link distant sites with more resource-rich sites of care. Telemedicine has the potential to improve pediatric care by increasing access to pediatric specialists and services.


The resources below provide an overview of some key concepts in the area of telemedicine:

Below are links to programs and initiatives that have used telemedicine to coordinate care and services for children:

The resources below are helpful tools to assist with developing a telemedicine program:

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ReportDevelopingReport: Developing quality of care measures for people with disabilities

Disability.gov

November 8, 2010


This report summarizes the discussion and recommendations arising out of a 1-day meeting of nationally recognized experts convened by the Agency for Healthcare Research and Quality to begin the process of developing measures to assess quality of care for people with disabilities.


Select to download a print version (PDF file, 460 KB; PDF Help).


Prepared by:

Lisa I. Iezzoni, MD, MSc
Professor of Medicine
Harvard Medical School
Boston, MA

Contents

Context and Goals
Expert Meeting: April 15, 2010
Defining Disability
Implications of Disability Definition for Quality Measurement
Scientific Evidence Base for Quality Measure Development
Data Issues for Measuring Quality for Persons with Disabilities
Research Priorities in Developing Quality Measures for Persons with Disabilities
References


Appendixes


Appendix 1. Meeting Participants
Appendix 2. Developing Quality of Care Measures for People with Disabilities: Expert Meeting Agenda


The expert meeting summarized in this report was supported by the Agency for Healthcare Research and Quality under contract HHSN26320050063293B, order number 263-00063293. Preparation of the report was also supported by AHRQ through the same contract, task number A178.FP1.01.


The opinions presented here are those of the author and do not necessarily reflect the position of the U.S. Department of Health and Human Services or the Agency for Healthcare Research and Quality.


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BUprofHealth Care Cost Control Is Hard, And Humbling
By: Austin Frakt, Assistant Professor of Health Policy and Management
Boston University School of Public Health

Kaiser Health News
Nov 03, 2010


Let's be honest. We really don't know what's going to control health care costs, long term. Today's politically winning idea could be tomorrow's platter of humble pie.

There are lots of different thoughts about how best to do it. But which of them deserve political and legislative support? On the private side, one big idea centers on high-deductible plans, sometimes coupled with health savings accounts. The theory is that individuals, acting as prudent purchasers and spending their own money, will make more efficient health care decisions. This approach, the consumer-directed health plan concept, puts more of the cost risk on individuals.

On the public side there are accountable care organizations. Under this model, an integrated delivery system would be responsible for providing all the health care required by a defined population. Higher quality and lower cost would be rewarded through a new type of administrative payment system, yet to be developed and tested. This could put more of the cost risk on providers.

But will either consumer-directed plans or accountable care organizations really help solve the health care cost problem? Before we answer with confidence, keep in mind that our past track record with potentially cost-saving innovations is not good.

One such innovation began in California and was replicated elsewhere in the 1980s when laws were passed across the nation to permit insurers to selectively contract with hospitals. The network-based HMO was born and, by the 1990s, it looked like managed care would finally crush health care cost inflation. And it did, for a few years. Perhaps some politicians and health policy wonks had predicted just that. Perhaps some thought the battle had been won. They were wrong.

HMO market share grew and the plans kept ratcheting up constraints on providers and consumers, trying to maintain profitability. Then they went too far. The backlash was fierce. The kinder, gentler PPO replaced the HMO, politicians supported benefits mandates and patients' bill of rights laws and high health care cost inflation returned. As hopeful as some might have been about managed care, and as promising as the concept seemed, HMOs ultimately proved to be a failed model.

And what about Medicare prospective payment systems, Congress's best attempt yet at controlling Medicare costs? They were implemented first for hospitals in the early 1980s and, later, for physicians and post-acute and long-term care facilities. They too had some years of success, keeping Medicare prices in check. But with no direct control over volume, they ultimately could not tame costs. Their original objective and flawed design makes a mockery of the notion of public health care cost control as, each year, Congress overrides scheduled cuts to physician payments.

The story of comprehensive, private Medicare health plans is no different. Once touted as cost savers, and paid at rates guaranteeing just that, the payment system under which they operate has spun out of control. Political meddling in response to special interests pushed payments to Medicare Advantage plans well above the cost of traditional Medicare. Congress has resisted a more efficient, competitive bidding payment system that would be immune from this problem.

We could not have known in 1995 what we know today about how each of these ideas would suffer a market or political failure. Perhaps some experts and policymakers were not duped, but enough were that these innovations were accepted by legislators, supported by businesses, and generally regarded as reasonable steps forward on health care cost control.

Is the same outcome the destiny of consumer-directed health plans and accountable care organizations or any other model we envision today? Even if they work here and there or with low market share, will they serve us well over the long term and as dominant models for the financing and provision of health care? Or will they suffer the same fate as managed care, prospective payment and private Medicare plans -- becoming victims of their own success, their own limitations, or political meddling? We can't know. But that doesn't mean we shouldn't try or that some of those ideas can't work if tweaked in certain ways. It just means that we should be humble, prepared to fail and keep thinking of new ideas to replace the ones that don't work out.

The history of health care cost control suggests that the chances of long-term success of any particular idea are low. This concept or that may be a political winner today, but that doesn't make it a fiscal winner of tomorrow. Do you think you know how to control health care costs? Don't bet on it.

Austin Frakt is a health economist and an Assistant Professor of Health Policy and Management at Boston University's School of Public Health. He blogs at The Incidental Economist.

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The Catalyst Center is a national center dedicated to improving health care insurance and financing for Children and Youth with Special Health Care Needs (CYSHCN). For more information please visit us at www.catalystctr.org or contact Meg Comeau, Program Director at mcomeau@bu.edu.


The Catalyst Center

Health & Disability Working Group
Boston University School of Public Health
715 Albany Street
Boston, MA  02118-2526