The time has come, as it does every year, to gather with family and friends and count our blessings. To me it is not merely on this day of Thanksgiving that I feel grateful, but really, every day. I hope that I live up to the words of John Fitzgerald Kennedy when he said "As we express our gratitude, we must never forget that the highest appreciation is not to utter words, but to live by them."  Sometimes as we go about our busy days, our vision gets blurred and amidst the complications of life, we are too engrossed to be thankful. I write this based on my own experience and perhaps you feel the same.

So as the opportunity arrives this month, I would like to extend our warmest appreciation to you, our customers and business associates. Over the past seven years, you've contributed to our success and all we've achieved and we are most grateful. My hope is that you are able to take the time to relax and enjoy this Thanksgiving holiday with your family and friends. We look forward to our continued relationship with each and every one of you. Happy Thanksgiving!