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 Twin Cities Real Estate Source
September 2010
Greetings! 

1550 Zarthan front photo
"Energy Star", "green", "energy efficiency", and "saving money" seem to be either buzz words or "top of mind" for many people these days.  I am no different so my ears perked up at my recent Rotary meeting.  We had an Edina electrical commission representative speaking to us about Xcel Energy's Home Energy Squad.
 
The Home Energy Squad is a program and a 
1550 Zarthan front photogroup of Xcel employees
who for a nominal fee help homeowners increase the energy efficiency of their homes.
 
This program targets people like me and possibly you who want to improve the energy efficiency of their home but are either too busy to deal with it or don't know where to start
 
They have various programs with pricing starting at fifty dollars So how does it work?  The Home Energy Squad will come to your home, assess the energy efficiency and then install energy efficiency boosting products for you. 
 
There is a menu of items from which to choose.  For example, they can replace 10 incandescent bulbs with compact fluorescents, install a programmable thermostat or add weather stripping to one of your doors.  Essentially you receive an energy assessment, two hours of labor, energy efficient products (you pay for the items but they bring them to you) of your choosing all for fifty bucks!  You can also add more products and services for an additional charge.
 
This program is available to anyone who has Xcel service for electricity and Xcel or Centerpoint Energy for gas service.
 
Take a look at their web site for the details.  It appears to be a pretty slick way to easily and affordably start making energy improvements in your home.
 

Happy Fall!

    
 

Kricket and Mike
KricketandMike.com Inc
 

Tips on Fall Home Maintenance Projects
Top 10 projects you can do in 30 minutes or less
 Tom Krautler

Fall home maintenance projects are all about protecting your home and preserving safety and comfort indoors. They also help you get your home ready for winter. Grab a few tools and a half an hour to tackle one of the following chores, and you'll thank yourself warmly a few months down the line. 
 
  
Current Market Information
Statistics from Minneapolis Association of Realtors 
 
Now Available...
 
5429 Pompano Drive, Minnetonka 
 
5554 Bimini 
 
One of the largest floorplans in the Beachside development, this home is sure to please.  It has been elegantly updated top to bottom, has formal and infromal dining, a grand master suite and ample outdoor space behind the privacy fence.  This floor plan has been a "down-sizer's" delight.
 
Offered For: $234,900
 
 
Virtual Tour  
 
 
Mortgage Minute
News from Rita Welton, PHH Home Loans
 
Shopping for a Mortgage
 
In theory, finding the right mortgage should be a fairly simple process, especially since there are fewer product options to choose from these days than there have been in the past. However, obtaining the right mortgage is a complex financial decision no matter how many products there are to choose from. At a minimum, home buyers should consider the following questions before putting any mortgage into place:
 
 
  • How long do you anticipate living in your new home?
  • Do you foresee any changes over the next few years, such as expanding your family or having children go off to college?
  • Do you anticipate any adjustments in income due to promotions, relocations, retirement, inheritance, or pensions?
  • Are you expecting a change with regard to your investments?
  • When it comes to investment strategies, are you conservative, aggressive, or somewhere in between?
 
As a mortgage professional, it's my job to match clients with the mortgage product that best serves their changing goals and needs.  I take pride in helping each and every client succeed.  Call me today to discuss your individual mortgage needs.

.
 

Rita Welton
Loan Officer
PHH Home Loans
612-925-8423 direct
rita.welton@phhonline.com

  
This statement of current rates is not an offer to enter into an agreement for a loan at a specified interest rate or number of discount points or both.  (In Minnesota:  an offer to enter into such an agreement may only be made pursuant to Minnesota statutes section 47.206.) Current interest rates and discount points are subject to change at any time without notice to you.
Kricket's Social Korner
 
Restaurant Suggestions
 
Sea Change
 
I have a new favorite sea food restaurant in Minneapolis; it's Sea Change.  My apologies to Oceanaire but this sophisticated establishment which also happens to have a cool vibe to it has won me over.
 
If you are not familiar with Sea Change it is in the historic mill district and is located on the ground floor of the Guthrie Theater.  
 
This might be considered a "special occasion" type of place for many people.  The entrée prices hover in the low twenty dollar range but it's hard to bypass their delectable small plates so the dinner ticket can expand quickly.  Special occasion or not, the outstanding and sustainable seafood is well worth it.
 
It is not too surprising that this newer restaurant in the Guthrie is a success since Tim McKee is at the helm.  Chef McKee is the creative power behind other notable restaurants such as La Belle Vie, Solera, Barrio and Smally's Caribbean Barbeque.  Additionally he won the James Beard award  in 2009 for best chef in the Midwest.
 
Like most great places the menu is limited.  It was hard to pick a favorite because all six dishes that we had were outstanding.  I highly recommend the tuna poke, diver scallop appetizer and the mussels. We ventured out with grilled octopus and I would definitely order it again.  You really can not make a poor choice ordering.
 
I love the fact that you can go to Sea Change just to enjoy a drink at the bar, have a five course delightful dinner or simply grab a couple of small plates while sitting outside on their patio.  There is something for all moods.  This is a place to check out; special occasion or not.

 
In This Issue
Tips on Fall Home Maintenance
Current Market Information
Featured Listing
Mortgage Minute -Credit Score
Kricket's Social Korner
Mike's Mind-Twister Trivia
Trivia Answers
Contact Information
Mike's Mind-Twister
 
Be the first one to email the correct answer to the question and win a $15 gift card to either Caribou Coffee or Target Stores.  Send your reply to:  Kricket@cbburnet.com
 
 
Trivia Question:
 
How many people in the Opheim family are Realtors?
Bonus point; who was the first to get licensed?
 
Trivia Answer:
 
July Trivia Question:
 
What is the 2nd number that Michael Jordan wore during his NBA career?  Why did he pick this number?
 
 
Trivia Answer & Winner:
 
The correct answer was
45, his older brother's number.
 
Mike Janski was the winner!
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KricketandMike.com
 
Coldwell Banker Burnet
3033 Excelsior Boulevard 
Minneapolis, Minnesota 55416
 
612-920-5605 - office
612- 802-5502 - mobile Kricket
952-270-2079 - mobile Mike
 
 

 
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