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March, 2012 Edition
Greetings!
Let the madness begin! March madness is in the air and it is time for hoops on TV and spring outside! We are all excited to follow the Fort Lewis Skyhawk Women's basketball team, as Mark Kellogg is my husband (Trisha Kellogg, Marketing Director). I could go into a colorful explanation as to why following the team is so great, but I don't hold much clout, as I am obviously biased. I will leave that up to the Skyhawk's number one fan, Lou Gans. Lou recently turned 96 years old and listens to the games every weekend. He follows the team in the paper and gives me ideas to pass along to Mark regarding the team. Way to stay on it, Lou. Also, resident Lolly Coffin's husband was a coach back in the day and Lolly is all over March Madness like white on rice. She is a University of Kansas, Jayhawk fan, so she is the one to ask for stats and information. Volunteer Al Sundrum with his dog Rico are frequently in the stands cheering in the stands and asking me about the need for more leadership on the team. Brian Shaffer is a local celebrity who also happens to work at Sunshine Gardens. He is a part of the Durango High School boy's basketball program and also is known for his presence at the Fort Lewis games! What in the world does this have to do with assisted living? It's simple...we are a FAMILY! We care about each other. We know what our resident's interests are, what their families enjoy, and what gets them out of bed in the morning. Basketball season, football season, and so many other "seasons" are a time for our residents to hang out, bond, and form common relationships. I am so honored and proud to work with people who care and who genuinely look after for each other. We are a family and we would love to have you visit us and better yet, join our family if you would like. We love volunteers, people who just come over to chat, and new residents looking for a positive experience. Have a wonderful March and GO SKYHAWKS! |
| Caregiver's Corner
By: Lou Gans, Sunshine Gardens Resident Born in Sacramento, CA, then latter voyaging to Ft. Bragg, CA; Mesa, AZ; and now in Durango, CO; this youthful night-time caregiver is wonderful. Her name is Ashley Stricker and she has a well functioning brain and constantly is keeping your mind working and learning more.
Previously, Ashley was employed in the communications and customer service industry. Her dad works as a cashier for Safeway. Unfortunately, Ashley's mother is deceased.
Ashley is dating presently with her "honey," whom she met at a dance club in Scottsdale, AZ. I hope you can dance, Ashley!
Ashley enjoys traveling and had a blast traveling from California to Phoenix, then along to Durango in one big trip. She had fun with her family on this trip and would someday like to have her own. She has fought much adversity throughout her life and is ready to move forward. She never quits and is ready to forge on.
Ashley is thankful to be alive after she was involved in a devastating motorcycle accident with no helmet...into a jeep wrangler. Ashley lives everyday to the fullest and is full of spunk. She loves to inspire others get them to think the same way. You've got one life! Take advantage like Ashley does. Don't EVER quit!
New caretaker Steven Steed was born in Caron City, CO, and has also resided in Pueblo, Salt Lake City, and Durango, as well. His name is Steven Speed. His visit to Durango was to join his family. Prior to caregiving, Steven was employed as a civic engineer. Steven also has his business degree.
Steven's father, Rick, is a mechanic and his mother, Peggy, is employed at a dental hygienist.
Steven's siblings Monty and Dan both live in Canyon City, while Kyle lives here in Durango.
Steven is not married, but took the most exciting trip of his life flying to California for some fun. Wow!
At an early age, he pulled a lady out of her rolled-over car. Since then, Steven has aspired to attain a Paramedic Degree.
You are our hero! Good for you, Steve!
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| REVERSE MORTGAGES...A SOLUTION?
By: Matt Allen, North American Savings Bank
As boomers and seniors scramble for alternatives to stay comfortably in their homes, some financial advisors encourage reverse mortgages as a solution.
Kansas City, MO (PRWEB) February 28, 2012
As boomers and seniors scramble for alternatives to stay comfortably in their homes, some financial advisors encourage reverse mortgages as a solution.
Mounting debt, disability and stock market losses forced boomer couple, Lori Parry and husband to find a smart solution to raise cash. "Living on fixed income from social security & pension weren't enough especially since our grown kids moved back into our home. We had to discover other options. Getting a reverse mortgage was the perfect solution for our situation," says Parry. Lola Rider, an 80-year-old widow, was searching for ways to increase her monthly cash flow and improve her lifestyle. Her financial advisor recommended a reverse mortgage, as her mutual fund was expiring and she needed a new source of income. Lola initially hesitated due to negative press and big fees she explained. "I was very intimidated and felt I could get a college degree in the topic of reverse mortgages", says Rider. Mark Clark, NASB Reverse Mortgage Account Rep helped Rider accomplish her goals. "She used the Reverse Mortgage (HECM) proceeds to refinance her current mortgage which extinguished her monthly mortgage payment and increased her cash flow. Now, Mrs. Rider does not have to withdraw the money in savings to maintain her lifestyle," says Clark. Like many senior investors, Lola wanted to be certain this was a good decision and bounced the ideas to family members. They were in full support. "Mark was marvelous, attentive and made the whole process less scary", says Rider. More than 50% would recommend reverse mortgage loans to family & friends Marttila Strategies' recent survey revealed that today's seniors are extremely happy with their reverse loans. "More than 50% would recommend this type of loan to family and friends" according to Tom Kelly, Columnist, Inman News®.
Elizabeth & Louis from the heartland of America -- former real estate & investment professionals needed to access cash that was tied up in their home. "I see reverse mortgages as a product for yesterday when I needed it, today to be comfortable & tomorrow as needed. It has provided extreme flexibility and peace of mind," says Elizabeth. Advantages of the Reverse Mortgage Solution - Retirement Finance Expert and author of Leverage Your IRA- Maximize Profits w/Real Estate, Matt Allen says, "Reverse Mortgages offer extreme flexibility by allowing you to receive the proceeds in a lump sum, monthly payment, credit line or a combination of the three. This allows you to remain in your home without having to make monthly mortgage payments and helps increase cash flow." Matt Allen is the Director of Reverse Mortgages and IRA Lending at North American Savings Bank.
About NASB North American Savings Bank now offers you a way to turn a portion of your home's equity into non-taxable cash flow through a federally insured mortgage product called a Home Equity Conversion Mortgage (HECM) or more commonly known as a Reverse Mortgage. Visit the FAQ page to learn more, or contact a NASB Reverse Mortgage Consultant today at 1-866-207-6272.
# # # Matt Allen North American Savings Bank 816-508-2203 Email Information
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MEDICAID BILL 12-128
Thanks to: Colorado Assisted Living Association Legislative Committee
Please support BILL 12-128! We are working to provide more options to Medicaid residents who want to live in assisted living facilities vs nursing homes! Please contact the legislators and let them know what this means to you! THANK YOU!
This bill (some revisions) is introduced to the Legislation on March 1st, at 1:30 PM at the Capitol in Denver! Please contact your local representative today and advocate for change!
Second Regular Session Sixty-eighth General Assembly STATE OF COLORADO INTRODUCED LLS NO. 12-0237.01 Brita Darling x2241 SENATE BILL 12-128 Senate Committees House Committees Health and Human Services A BILL FOR AN ACT 101 CONCERNING ACHIEVING EFFICIENCIES IN THE MEDICAID LONG-TERM 102 CARE PROGRAM THROUGH GREATER UTILIZATION OF 103 ALTERNATIVE CARE FACILITIES. Bill Summary
(Note: This summary applies to this bill as introduced and does not reflect any amendments that may be subsequently adopted. If this bill passes third reading in the house of introduction, a bill summary that applies to the reengrossed version of this bill will be available at http://www.leg.state.co.us/billsummaries.)
The bill establishes the 3-year alternative care facilities pilot program (pilot program) designed to increase the utilization of alternative care facilities in the medicaid program. Alternative care facilities participating in the pilot program will receive a reimbursement for not
SENATE SPONSORSHIP Roberts, HOUSE SPONSORSHIP Summers,
Shading denotes HOUSE amendment. Double underlining denotes SENATE amendment. Capital letters indicate new material to be added to existing statute. Dashes through the words indicate deletions from existing statute. more than 1000 clients equal to $3000 per client, per month, after considering the client portion of the cost, to provide long-term care services to clients who have been residing in a nursing facility prior to the referral to an alternative care facility. The single entry point agency shall assess the client residing in a nursing facility to determine whether the client will achieve the same or better health outcomes and client satisfaction in the alternative care facility.
On or before September 1, 2013, September 1, 2014, and September 1, 2015, the department of health care policy and financing shall report to the joint budget committee of the general assembly and the health and human services committee of the senate and the health and environment committee of the house of representatives concerning the design, implementation, and outcomes of the pilot program on client health outcomes, costs, and client satisfaction. The pilot program repeals on July 1, 2016.
1 Be it enacted by the General Assembly of the State of Colorado: 2 SECTION 1. In Colorado Revised Statutes, add 25.5-6-113 as 3 follows: 4 25.5-6-113. Alternative care facilities pilot program - 5 legislative declaration - rules - report - repeal. (1) (a) THE GENERAL 6 ASSEMBLY HEREBY FINDS AND DECLARES THAT: 7 (I) THE NUMBER OF COLORADANS NEEDING LONG-TERM CARE IS 8 INCREASING; 9 (II) STATE GENERAL FUND EXPENDITURES FOR LONG-TERM CARE 10 ALREADY REPRESENT A SIGNIFICANT PORTION OF THE STATE'S MEDICAL 11 ASSISTANCE BUDGET; 12 (III) MANY PERSONS IN NEED OF LONG-TERM CARE ARE UNAWARE 13 THAT THEY MAY BE ABLE TO RECEIVE LONG-TERM CARE SERVICES IN A 14 HOME-LIKE ENVIRONMENT, RATHER THAN A NURSING HOME, AND AT A 15 LOWER COST TO THE MEDICAID PROGRAM; 16 (IV) ALTERNATIVES TO NURSING HOME CARE FOR PERSONS WHO 17 DO NOT NEED OR WANT THAT TYPE OR LEVEL OF CARE SHOULD BE -2- SB12-128 1 DEVELOPED AND IMPLEMENTED; 2 (V) WHILE BEDS IN PRIVATE ALTERNATIVE CARE FACILITIES ARE 3 AVAILABLE, MANY OF THESE FACILITIES CANNOT ACCEPT MEDICAID 4 CLIENTS BECAUSE THE REIMBURSEMENT RATE FOR THESE FACILITIES 5 UNDER THE MEDICAID PROGRAM IS NOT SUFFICIENT TO INCENTIVIZE THESE 6 OFTEN SMALLER FACILITIES TO ACCEPT MEDICAID CLIENTS; AND 7 (VI) UNLESS COLORADO IMPLEMENTS NEW METHODS FOR 8 FINANCING LONG-TERM CARE, THE COST TO THE STATE FOR LONG-TERM 9 CARE SERVICES WILL CONTINUE TO RISE PRECIPITOUSLY, AND MANY 10 CLIENTS WILL CONTINUE TO BE SERVED IN NURSING HOMES PROVIDING A 11 LEVEL OF CARE THAT THE CLIENT NEITHER NEEDS NOR WANTS. 12 (b) THEREFORE, THE GENERAL ASSEMBLY FINDS THAT IT IS 13 APPROPRIATE TO ESTABLISH A PILOT PROGRAM TO PROVIDE GREATER 14 FINANCIAL INCENTIVES TO ALTERNATIVE CARE FACILITIES THAT ARE ABLE 15 TO MEET THE NEEDS OF MEDICAID CLIENTS AT A LOWER COST TO THE 16 MEDICAID PROGRAM. 17 (2) (a) ON OR BEFORE SEPTEMBER 1, 2012, THE STATE 18 DEPARTMENT SHALL ESTABLISH THE ALTERNATIVE CARE FACILITIES PILOT 19 PROGRAM THAT MAXIMIZES UTILIZATION OF ALTERNATIVE CARE FACILITY 20 PLACEMENTS FOR MEDICAID CLIENTS RECEIVING LONG-TERM CARE 21 SERVICES, REFERRED TO IN THIS SECTION AS THE "PILOT PROGRAM". 22 (b) UNDER THE PILOT PROGRAM, AN ALTERNATIVE CARE FACILITY 23 SHALL BE REIMBURSED AT THE RATE SET FORTH IN PARAGRAPH (c) OF THIS 24 SUBSECTION (2) FOR A MEDICAID-ELIGIBLE CLIENT REFERRED TO AN 25 ALTERNATIVE CARE FACILITY WHO WAS RESIDING IN A NURSING FACILITY 26 IMMEDIATELY PRIOR TO THE REFERRAL. FOR PURPOSES OF THE PILOT 27 PROGRAM: -3- SB12-128 (I) A CLIENT 1 SHALL BE ELIGIBLE TO RECEIVE LONG-TERM CARE 2 SERVICES UNDER THE MEDICAID PROGRAM AND SHALL BE REASONABLY 3 EXPECTED TO CONTINUE TO NEED LONG-TERM CARE SERVICES FOR THE 4 FORESEEABLE FUTURE; AND 5 (II) AS PART OF THE REGULAR ASSESSMENT PROCESS, A SINGLE 6 ENTRY POINT AGENCY SHALL HAVE REFERRED THE CLIENT TO AN 7 ALTERNATIVE CARE FACILITY AFTER DETERMINING THAT THE CLIENT WILL 8 ACHIEVE THE SAME OR BETTER HEALTH OUTCOMES AND CLIENT 9 SATISFACTION IN THE ALTERNATIVE CARE FACILITY AS IN HIS OR HER 10 CURRENT NURSING FACILITY PLACEMENT. 11 (c) THE STATE DEPARTMENT SHALL REIMBURSE ALTERNATIVE 12 CARE FACILITIES PARTICIPATING IN THE PILOT PROGRAM AT A PER DIEM 13 RATE THAT EQUALS THREE THOUSAND DOLLARS PER MONTH, PER CLIENT, 14 REDUCED BY THE CLIENT PORTION OF THE COST. STATE DEPARTMENT 15 REIMBURSEMENTS TO ALTERNATIVE CARE FACILITIES PURSUANT TO THIS 16 PARAGRAPH (c) SHALL NOT EXCEED ONE THOUSAND CLIENTS. 17 (3) BASED SOLELY ON THE PROVISIONS OF THIS SECTION, A CLIENT 18 SHALL NOT BE REQUIRED TO MOVE FROM THE NURSING FACILITY WHERE HE 19 OR SHE RESIDES TO AN ALTERNATIVE CARE FACILITY, NOR SHALL THE 20 CLIENT, ONCE MOVED, BE REQUIRED TO STAY IN AN ALTERNATIVE CARE 21 FACILITY IF HIS OR HER FUTURE CONDITION NECESSITATES CARE IN A 22 NURSING FACILITY. 23 (4) THE STATE DEPARTMENT SHALL PROMULGATE RULES AND 24 SHALL SEEK ANY FEDERAL AUTHORIZATION NECESSARY TO IMPLEMENT 25 AND ADMINISTER THE PILOT PROGRAM. 26 (5) ON OR BEFORE SEPTEMBER 1, 2013, SEPTEMBER 1, 2014, AND 27 SEPTEMBER 1, 2015, THE STATE DEPARTMENT SHALL SUBMIT A WRITTEN -4- SB12-128 REPORT TO THE JOINT BUDGET COMMITTEE O 1 F THE GENERAL ASSEMBLY, 2 THE HEALTH AND HUMAN SERVICES COMMITTEE OF THE SENATE, OR ANY 3 SUCCESSOR COMMITTEE, AND THE HEALTH AND ENVIRONMENT COMMITTEE 4 OF THE HOUSE OF REPRESENTATIVES, OR ANY SUCCESSOR COMMITTEE, 5 CONCERNING THE DESIGN, IMPLEMENTATION, AND OUTCOME OF THE PILOT 6 PROGRAM. THE REPORT SHALL INCLUDE, AT A MINIMUM, DATA AND 7 INFORMATION CONCERNING CLIENT HEALTH OUTCOMES, COST OF CARE, 8 AND CLIENT SATISFACTION, AND SHALL INCLUDE A COMPARISON OF THOSE 9 OUTCOMES, IF THE DATA AND INFORMATION ARE AVAILABLE, FOR SIMILAR 10 CLIENTS RESIDING IN NURSING FACILITIES DURING THE DURATION OF THE 11 PILOT PROGRAM. 12 (6) THIS SECTION IS REPEALED, EFFECTIVE JULY 1, 2016. 13 SECTION 2. Act subject to petition - effective date. This act 14 takes effect at 12:01 a.m. on the day following the expiration of the 15 ninety-day period after final adjournment of the general assembly (August 16 8, 2012, if adjournment sine die is on May 9, 2012); except that, if a 17 referendum petition is filed pursuant to section 1 (3) of article V of the 18 state constitution against this act or an item, section, or part of this act 19 within such period, then the act, item, section, or part will not take effect 20 unless approved by the people at the general election to be held in 21 November 2012 and, in such case, will take effect on the date of the 22 official declaration of the vote thereon by the governor. -5- SB12-128
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As our population continues to age, it is vital we take care of our elders. I have attached some interesting facts from about.com for your knowledge. Thank you and Happy March "Madenss!"
Sincerely,
It's no secret that the senior population - in this country and around the world - is growing and changing. Here some interesting demographic statistics about the senior population, courtesy of the U.S. Census Bureau:
SENIOR POPULATION GROWS EVERY YEAR 36.3 million - The number of seniors who were age 65 and older in the United States on July 1, 2004.
- Seniors 65+ comprised 12 percent of the total population in 2004.
- Between 2003 and 2004, 351,000 people joined the 65+ age group.
Trisha Kellogg
Marketing Director
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Our mission is to create a forum about senior citizen living care topics, as well as other adult assisted living news that matters most to you.
-Assistant to Editor: Lou Gans
-Monthly Writers: Charlie Mitz, Bill Steinberg, George Hayo, Allen Sapp-Freelance Writer: Gina Pruett *Other residents wishing to contribute, please contact Trisha Kellogg
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