Dear Valued Producer, 

This special program has really come to shine in recent months in California. Although the $10,000 SIR was on the high side 6-12 months ago, it is now one of the lowest in the marketplace. You will more likely find an SIR of $25,000-$100,000 now if you go elsewhere. Also, this policy makes both Full Prior Acts and Third Party coverage available to most policies. To top it off, all policies get complimentary HR service and free/discounted Background Checks. By the way, Defense Costs are outside the limits of liability.  

EPLI Application          EPLI Hit Zone          EPLI Product Info

"It's not mandatory. I don't need it and I'm not required to have it. Also, it's expensive!"

Sure, it's not mandated by the state to carry this like Work Comp (which we also do) but let me tell you why you still need it. The average settlement cost for plaintiffs is over $150,000. Even if you didn't do anything wrong but a lawsuit is brought against you, defense costs will still need to be paid and the $10,000 Self Insured Retention is far less than your total out of pocket in defending yourself. 

This program of ours will begin to grow exponentially starting right now so be one of the first to get in on it. I'll tell you why. A MAJOR carrier in California that was writing D&O for NonProfits has just decided to non-renew and stop writing any new business. This just happened in August. We have been patiently waiting with the security and responsibility of a perfectly priced D&O product so, fortunately, we are starting to catch a lot of this business. 

Corporate D&O Product Info     Corporate D&O Hit Zone     Corporate D&O Unlimited Reporting Period

If you know any NonProfits, Associations, Churches, Country Clubs, Chambers of Commerce, Foundations, Montessori Schools, please don't hesitate to contact us for a very competitive quote that will be easy for you to sell. Not only will we likely be the best price out there, the applicant will rest easy knowing that there is not one gap in coverage or service in their policy. This product features a Lifetime Occurrence Reporting Provision as well as the option to add Third Party harassment and discrimination.

Although we are only offering E&O for Insurance Agents and Real Estate Agents in our Midwestern states, we have so much more to offer here in California. For example, and extremely popular right now, our Technology Packages. With E&O premiums starting as low as $995, this package automatically includes the Businessowner's Package to close the gap between Professional and General Liability. 

 

Let me end with a six reasons that will challenge any objections you may have because I see absolutely no reason why you wouldn't take advantage of this offer. If I'm missing something, please tell me. I welcome both good and bad feedback should you have either. We can't grow and become our best without your help.

1. Competitive Pricing on most classes when others are now running away (especially EPLI, D&O and Non Profits)

2. Ease of Use and Fast Turnaround

3. Online Quoting available at all times

4. Phone Quoting available M-F, 6am-5pm

5. Increased Staff and Highly Knowledgeable Underwriters available by phone or email (bilingual available now)

6. 20% Commission...need I say more?

 

Sincerely,