RMIS
P&C - What We Do WellNovember  2011
Dear Valued Producer,

January 1st is quickly approaching.  You may already know this but, if not, January 1st is one of the two biggest renewal days for clients' Business, Workers' Compensation and Non Profit policies.  In case you're wondering, the other big renewal day is July 1st.  We'll be sure to remind you then, too. 

In this issue, we're going to get right to what we're seeing a lot of in our commercial department at this very moment.  October was one of the biggest months that we've had in over eight years so we thought that it would be good to share with you the products and classes that we are doing very well right now. 

If you're wondering how to generate these leads, I challenge you to step outside your office right now or look around during your commute to and from work.  Chances are we will write most of the business that you see all around you, every day.  For example, do you have a bridal shop near you?  We would write that.  You could also ask that they refer their clients to you for special events coverage to insure their wedding for only $360.  The same would go for a banquet hall or restaurant.  You could not only insure that risk but get them to refer you all of their events, too.  Do you drop your kids off at day care or another type of residential or commercial childcare facility?  You may not realize it yet but we are one of the best markets for that type of insurance.  Ask your childcare provider who they are insured with and how much they pay.  I'm sure we can offer more coverage at a lower rate.

So, without further ado...THIS IS WHAT WE DO WELL.
 
Sincerely,
Ben Bailey
RMIS
Restaurants
Whether it's fast food or a nice, sit down experience with table service, we are writing all types of restaurants right now and retailers are seeing that it's a class we do VERY WELL.

We have as many as FOUR different markets, all with differing yet particular appetites, that we compare for all quotes that go out.  You are guaranteed to get the best rate that we have to offer each and every time with a quicker turnaround time than the industry norm. 

If quickness is what you are really looking for, call 888-845-1698 for all of your fast food restaurant quotes.  By "fast food" we mean that there's no table service or table waiting.  Quotes will be completed with a prefilled app and emailed to you in under 5 minutes every time.  Lines are open Monday-Friday, 6am-5pm, with friendly and knowledgeable Company Underwriters standing by to help you.  After all, Fast Food requires Fast Quoting, right?

Need Liquor Liability?  We can package that in most cases or write it on a monoline basis for restaurants, liquor stores and more!
 
Workers' Compensation
With three different markets to choose from now, we have quickly become a huge player in the Work Comp arena.  Being a statute requirement in the state of California, this type of coverage is easy to sell.  EVERY business is required to have it and price is everything.  Fortunately, our price is easy to sell.  Send your Work Comp our way and we'll prove that we can impress you with both service and pricing.  This is another great cross selling opportunity.  Do you insure an office?  Let us quote the Work Comp for their employees, too.
 
Other Classes Hitting Hard
- Beauty Shops / Nail Salons
- Janitorial
- Main Street BOP's
- Child Care (Residential & Commercial)







What's Hitting
Restaurants
Workers' Comp
Beauty Shops / Nail Salons
Janitorial
Main Street BOP's
Child Care
Artisan Contractors GL
Carrier Sites
(pertaining to programs
in this issue)
Artisan Contractors General Liability
Carrier: 
North East Ins Co
(A Tower Group Company) 

Rated A - Excellent Best
Non Admitted
Only Class C Artisan Contractors licenses are eligible
No General Contractors
New Ventures OK with minimum 3 years of industry experience

 

Classes Written

 

Air Conditioning
Appliance & Accessories Installation Service or Repair Commercial & Residential
Carpentry Construction (Residential)
Cabinet Makers/Carpentry Shop
Carpentry - Interior finish work
Carpentry NOC - Commercial - Tenant improvements & repairs
Carpet & Upholstery Cleaning
Ceiling/Wall panel installation
Communication Equipment Installation
Door & Window Installation
Driveway/sidewalk/pavement
Drywall & Wallboard Installation
Electrical work(within building)
Fence erection
Floor covering installation
Glaziers
Heating & AC (no LPG)
House furnishing installation
Janitorial (Commercial)
Plastering  (Interior only)
Landscaping (Mow & blow)
Masonry
Metal erection (decorative)
Painting - exterior
Painting - interior
Paperhanging
Lastering or stucco work (interior only)
Plumbing - Commercial & Residential
Refrigeration equipment installation
Sheet metal work
Siding & gutter installation
Tile, stone, Marble (etc.) work