RMIS
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InstaQuoteMother's Day Brings In a Major Expansion to Online Rating

It's that time of year again, Mother's Day.  In our busy lives, it sometimes seems difficult to set aside that precious time for the one person that brought us in to this world.  Before long, we could have a full blown mom riot for recognition neglection.  Can you imagine all of the wooden spoons aimlessly flailing about?  Scary.  NBA teams aren't even allowed that many timeouts.  Well I'm excited to tell you that we have been working on ways to free up more time for you by offering three very important things with our online raters:
 
1. Quick , Bindable Quotes
2. Convenience of Online Quoting at your own pace, 24 hours a day - 7 days a week
3. Competitive Pricing.  We give you the best price available right from the start and we give it to you now.
 
So give InstaQuote Online Raters a shot while your waiting days or weeks on getting your other quotes back.  You may even be able to sell a couple policies in the time you are waiting for just one other quote.  Enjoy the free time this will allow you.  Your Mothers will thank you.
 
Various Product Highlights: A++ Rated, IX  (Berkshire Hathaway) 
 
 BOP's, Monoline GL, Monoline Property, Packages, Auto, Umbrella & More 
 
Store Front - Nails
 
Beauty Shops / Nail Salons

We now have our Beauty Shop / Nail Salon program back and it's broader coverage at about the same minimum premium as before asking for only $370.  If you took part in our previous program then you'll love these well manicured prices.  The process in getting a quote can literally be done while your getting a pedicure.  I suppose you could do it during a manicure, too...if you can type with your toes.  Our highest hit ratio are for risks up to $1 Million in annual sales, but we'll go all the way up to $3 Million if need be.  Programs are also available for independent contractors renting a space starting at just $199 which includes professional liability.

Janitorial
 
Janitorial Services

Our new program for janitorial services is mopping up the competition.  You'll slide through our online raters like a freshly waxed floor.  By the way, we can provide coverage for that floor waxing exposure if it's less than 50% of the operations. 

No liability deductible, lost key coverage up to $25,000 and contractor's equipment floater blanket up to $10,000.  
 
Other advantages include property damage extensions, rental reimbursement and blanket additional insureds. 
 
These guys unlock doors all day with their giant ring of keys.  Do the same for them and unlock savings today.
Lawn Care

Lawn Care Services

Let's role play, I'm a landscaper.  I can see it now: a beautiful day, grass is overgrown, let's get it mown.  Then, a huge rock goes flying through the air, out of my lawnmower, only to find it's resting place in the kitchen.  Oh, I forgot to mention, the sliding glass door WAS closed.  If I'd only had the coverage I needed. 

With our product there is no liability deductible and you can subcontract up to 50% of the work.  Blanket additional insured coverage is available. 
 
With our easy InstaQuote Online Raters we can team up to mow through the quotes and blow away the competition.
Strip Mall
 
Lessor's Risk

Know of any strip malls?  I personally drive by them every day.  With this product, you could step in to each store and offer a quote for insurance on the spot. 

 Our most successful binds are on risks where the total area does not exceed 50,000 square feet per location, tenant operations are limited to office or manufacturing and the building does not exceed 3 stories in height.  No losses in the past 3 years will seal the deal.  Don't settle for less than our A++ rated carrier.
Elipticals
 
Fitness Centers

We've lifted the wait on lifting weights.  InstaQuote will get you a competitive rate without all of the running around between carriers. 

 Our most written fitness centers have under 500 members and up to $250,000 in annual sales, but we can write larger gyms, too. 
 
Other target risks have property limits of less than $300,000, but again, we can far exceed that limit with a healthy quote.
Churches
 
Churches

Hallelujah!  We have got a fantastic product to insure all of your churches.  It will leave you saying, "Holy Smokes" or "Jumpin' Jehosafats!" Some have even speculated that the rates may have been blessed by both the Pope and Buddha... simultaneously. 

 This is one of the few that cannot be quoted online but send us an app and we'll still get you a quote within 24 hours.
 
 
 
Personal Lines
 Specialty Lines
Commercial Auto
 
 
Commercial
Multi Lines
 
 
 
 
Non Profit
Package Lines
 
 
 Community Association Package
 
 
 
 
 
All Admitted Quotes will be with United States Liability Insurance Group - USLI
(A Berkshire Hathaway Company, Rated A++, IX)
 
 
All Non-Admitted Quotes will be with Mt. Vernon Fire Insurance Company
 (Also A Berkshire Hathaway Company, Rated A++, IX)
As always, when it comes to quoting, what's good for you is good for us.  Please take advantage of the online raters at your own convenience.  Please also keep in mind that we are always available for you to call for a quote if you would prefer.  Faxing or emailing submissions is another option.  We're trying to offer as many options as possible to fit your business style and needs.  Don't forget that RMIS Sutter Artisan is in FSC and doing very well.  Are you a part of its success?
 
Sincerely,
 
Ben Bailey
RMIS
714.738.1383
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Robert Moreno (himself) has agreed to speak at the 2010 11th Annual Latin American Agents Alliance this year in Long Beach.  He will be speaking on Friday, May 21st at 1:15 PM.  It's free again this years so please join us and get a once in a lifetime opportunity to see and hear Mr. Moreno speak.  If you'd like his autograph, all you have to do is write a policy.   ;-)
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Zurich Direct Bill now requires only 15% down instead of the previous amount of 25%.  Zurich Direct Bill charges only a $6.00 installment fee regardless of the account size.  Zurich specializes in Commercial Auto, Trucking, Cargo, Public Auto and Fleets. 
 
If you don't have a finance company or just don't like dealing with setting it up, let us do it for you.  RMIS Commercial now offering financing on all products including Topa Commercial.  Topa specializes in Trucking, Towing and other heavy commercial operations.
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