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Product Spotlight: RMIS Topa HO-3, HO-6 & DP-3
At RMIS, current marketing trends are very important to us. Ironically, there have been more and more people in California purchasing homes despite the state's rising unemployment rate. According to a recent article in the LA Times, home prices in Southern California are up by 8.6% and the number of sales is up by nearly 1% from exactly one year ago. The number of sales in Los Angeles alone are up by over 15%. Sale prices in Orange County have increased by 14.9%. Over at RMIS headquarters, we're seeing a big change, too. By popular demand, our Topa home policies have increased steadily in the previous months.
So what does all of this mean for you as a producer? It means that we've got some hot homeowner products on our hands and would like nothing more than for you to join us in success. We are accustomed to being helpful and responsive to closing escrows. You can find RMIS Topa listed in FSC (2 in Home, 1 in Dwelling Fire) or call our seasoned underwriters for a phone quote. Commission is 12% on new business.
RMIS Topa Homeowner products offer good coverage with low premiums. The benefits of RMIS Topa Homeowner Insurance are not limited to but include:
- Extended Replacement Cost up to 120%
- Personal Liability up to $500,000 per occurrence
- Prior Losses (1 shock loss or up to 2 losses if combined loss total is less than $10,000)
- Brush Areas - As close as 250 feet
- Values up to $800,000
- Dwelling Age up to 62 years old (with updates)
- Flexible Payment Options: Quarterly Installments or Pay in Full
We offer a wide variety of discounts:
Burglary Protection - 5%
Fire Alarm - 5%
Age of Dwelling 1-10 years - up to 10%
Renewals - up to 20%
If your client owns a business and works out of their home, we also have a
Home Based Business policy built specifically for them. While your at it, ask your client if they might be interested in additional coverage and protection with a reasonably priced
Umbrella Quote.
