| Do you have any umbrella policies with us? If so, you will want to read this. |
Dear Producer,
As a successful MGA in California, we feel a certain obligation to offer both you and the insured the absolute best product that we can. That being said, we have recently started writing a number of programs with USLI, A Berkshire Hathaway Company. We have decided that you just can't beat an Admitted, A++ Rated company. Please read on to see how this may affect your office. |
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Umbrella Book Rolling Smooth |
 We previously provided Personal Umbrella policies exclusively through Scottsdale Insurance Company. In our ongoing effort to provide broader coverage, exceptional service and superior insurance value, we will be non-renewing the Scottsdale Umbrella book and providing you with an alternate quote through United States Liability Insurance Group (USLI). We will begin this rollover process on renewals effective 5/1/10. We will continue to quote Scottsdale on all umbrellas expiring up through 4/30/10. We will also provide renewal quotes with Scottsdale on all expiring policies after 5/1/10 which are not eligible through USLI.
Here's how it will work:
The insured will receive a Direct Bill invoice, directly from USLI, approximately 45 days prior to the current umbrella policy expiration date. Please make sure that your client is aware of the new carrier at renewal and to pay the USLI invoice. We will be including a letter similar to this with every non-renewal notice to both the insured and the broker. |
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Know Your Market - USLI |
 USLI is an A.M. Best Rated A++ Company; the highest rating an insurance company can receive. They offer several coverage and procedural advantages including:
- Broad definition of business activities that are allowable
- True World Wide Coverage
- Broader definition of Bodily Injury to include mental injury and anguish
- Host Liquor Liability is not excluded
- Coverage for volunteer activities and participation on boards of charitable organizations
- True umbrella including dollar one coverage for non-owned watercraft, recreational vehicles and automobiles when rented outside the United States
- Direct Bill for New and Renewal
Not only is USLI's coverage broader, we are confident premium amount will be comparable and, in many cases, less than the Scottsdale Insurance Company policy. Additional limits may be available up to $10 million. |
