|
|
| RMIS Newsletter |
January 2010 | |
|
Greatest Umbrella Program on Earth
YOU HAVE WORKED HARD TO CREATE YOUR WEALTH, BUT ARE YOU PROTECTED IF SOMEONE TAKES YOU TO COURT?
Your 14 year old is on line making negative comments to his friends about a teacher and posting them on a Web site. The teacher discovers the site and sues. $750,000 was paid.
While driving a rental car on business, you miss a red light and strike a car doing 50 mph. Your colleague is severely injured. Your Company's Business Auto Policy does not apply to your colleague's injuries because he is covered under Worker's Compensation coverage. He sues you for $1,500,000.
You have a small professional office in your home, and work out ofthat office, seeing clients on occasion. One ofyour elderly clients slips on some ice on your sidewalk, breaks a hip and later dies from complications. You are sued for $2,000,000 in a wrongful death action.
You have a candle burning in your bathroom. Your niece goes to wash her hands, her sleeve passes over the candle and is ignited. She suffers third degree burns and you are held liable. $917,000 was paid.
ARE YOU PREPARED?
Jury verdicts have increased 240% in the past 10 years - with average awards from $418,000 to $3,000,000. This is in addition to Defense and Court costs, which can run to the hundreds ofthousands ofdollars, even when you win!
One in eight serious auto accidents is caused by a driver without insurance. What ifyou and your family were hit by one ofthem? The medical costs, including hospital and rehabilitation services, could well exceed the Uninsured Motorists Coverage on your Personal Auto Policy
It's certainly something you should carry around for that unexpected "rainy day." |
|
|
| Hands Down, The Best Personal Umbrella in California
So how much will it cost you to protect your client's assets? How much to protect your own? See the chart below listing some sample premiums at limits of $1-10 million. You will quickly see that USLI has some of the most competitive umbrella policies in California. This is what they do, their niche, so expect the broadest coverage at a minimal price. You can also look forward to industry best customer service and a quick, reliable quote to bind process.
United States Liability Insurance Group - A Berkshire Hathaway Company
Admitted, Rated A++
Sample Risk Premiums: 
|
1,000,000 |
$177 |
|
2,000,000 |
$308 |
|
3,000,000 |
$401 |
|
4,000,000 |
$497 |
|
5,000,000 |
$596 |
|
6,000,000 |
$981 |
|
7,000,000 |
$1,366 |
|
8,000,000 |
$1,751 |
|
9,000,000 |
$2,136 |
|
10,000,000 |
$2,521 | |
Annual Premiums Starting at just $177
|
What's Holding You Back?
UNITED STATES LIABILITY CAPABILITIES
Our Personal Umbrella coverages distinguish us from many of our competitors and provide your customer the peace of mind they seek when purchasing an excess policy.
We offer: Limits up to $10,000,000
A++ Admitted Berkshire Hathaway Company
Online Quick Quotes Produced in Minutes
Prefilled Applications with Point of Sale Marketing Materials
No MVR Requirements
Direct Bill for New & Renewal Business (Payment Options and Installments With No Fees)
Policies Issued Within 24 Hours
Excess UM/UIM in Most States
Broad Risk Appetite Including High Risk and High Profile
Underwriter Support to Respond to Your Questions
Compare our coverages and capabilities. Then ask yourself, is the modest difference in new business commission worth a leaking umbrella? |
|
Do I Need an Umbrella? ASSET CALCULATOR | |
|
|
|
In the forecast of life, the weather is always uncertain. Don't your customers deserve the courtesy of at least offering them the protection they need? It will only take minutes to put a price on their financial security and peace of mind.
RMIS |
|
|
|
