Spring into Auto Savings! April 2008
Look to RMIS to help Blossom your Book of Business 
RMIS Logo Good Morning!

As many of you have noticed this market has been quite a ride!  With so much competition and so many changes it's hard to keep everything straight.  We'd like to inform you of a few of things we write that you may not be aware of.  Also, below we highlight a few items from each of our Personal Auto programs.
 
 
Acceptable:
 
 
- High Liability Limits up to $250/500/100
 
- Vehicles Valued from $2,500 up to $300,000  (Physical Damage values based on symbol or current vehicle value.  Be sure to enter current value in rater if KBB is not detected.)
 
- Raised Vehicles up to 8" Lift or 39" Tires.  Over 8" may be okay if you get an Underwriter's approval.  (No coverage for lift kit)
 
- Lowered Vehicles if "street legal."  (No coverage for lowering coils/springs)
 
- International/Foreign Driver's License (Provide photocopy of license)
- Out of State Driver's License (Provide valid license number)
 
- Domestic Marriage
 
- Special Equipment Coverage:
             -Custom Wheels (max $2,500)
             -Custom Tires
             -Custom Body
             -Custom Paint
             -Custom Interior
             -Custom Stereo (max $1,500)
 
- Van Conversions* (Call Underwriting for accurate symbol/value)
 
- Insured EFT Payment Option (UCC & ICW only)
 
UCC - Universal Casualty Company 
UCC logoHighlights:
 
- No Late Fees
- No Endorsement Fees
- High Limits - Up to $100/300/50
- Value Rated Physical Damage - Up to $100,000 in value
- "Family" Policies acceptable
- Insured EFT available
 
************  Commission: 12%  New & Renewal  ************
Topa Insurance Company 
Topa LogoHighlights: 
 
- Multi-Car policies very competitive
- Equity Based Installment Bill Option
- Basic Limits of $15/30/10
- Values up to $70,000
- Optional Excess policies available up to $500,000
- Optional Umbrella policies available up to $10 million (Scottsdale)
- Also offering low cost HO-3, HO-6 and DP-3 policies
   -Brush Areas (as close as 250 ft) and Prior Losses acceptable
 
************  Commission: 12.5%*  New & Renewal  ************
 
(Topa HO-6 & Scottsdale Umbrella Commissions: 10%)
ICW - Insurance Company of the West
ICW Group LogoHighlights: 
 
- High Limits - Up to $250/500/100
- High Value - Up to $300,000 in value
- Optional Towing & Roadside Assistance - $3/month
- Insured EFT available
 
************  Commission: 12.5%  New & Renewal  ************
We hope this little reminder helps you to think RMIS when obtaining quotes.  Don't forget that we also write many classes of both Commercial and Public Auto...
 
 
Sincerely,
 

Marketing Department                                           www.rmismga.com
Robert Moreno Insurance Services
Professional Services Since 1978
Lower Rates Here!
Be sure you have selected all RMIS Programs on the FSC Rater in all of your offices and on all of your computers.  There are 11 programs total in Personal Auto, 2 in Homeowners and 1 in Dwelling Fire.  Make the most of your RMIS Appointment!
 
 
RMIS...It Really Means Insurance Services