Know Your Markets

RMIS

Robert Moreno Insurance Services Newsletter

I See W's...
June 2007

in this issue

:: High Value Vehicles

:: Lifted Trucks

:: High Primary Limits

:: Low Down, Low Monthly

Dear Producer,

Have you ever heard the phrase, "You didn't know what you had until it was gone?" I'm sure we've all experienced that at one time or another. In this issue we would like to stress just how important it is to KNOW YOUR MARKETS. You may have access to more than you know and be turning away profit because you were unaware of your market's full potential. Perhaps you're too busy for research. Perhaps you're comfortable with your current book. Or perhaps marketing departments haven't adequately reached out to you to keep you informed.

Below are a few niche reasons to keep RMIS ICW in mind if you ever hear yourself speaking those dreaded words, "I'm sorry. I can't seem to find a market to place you in." So read on, learn more and keep yourself in a Win-Win situation with EVERY client.

VRROOOOOOOOOMMMM

High Value, Luxury, Exotics

Tired of turning away those pricey exotics? Having a hard time finding a market for high value cars? Well look no further.

Affordable Coverage and Easy to Place are two of the things we specialize in. ICW can cover the physical damage for vehicles valued up to $300,000. Not the best record? No problem! Besides, what fun is 500 hp and no speeding tickets?! And the best part...our high value physical damage rates are NOT territory rated. They are purely value rated. This means that a car garaged in big cities like Los Angeles or San Francisco will get the same rate as a car garaged in Hemet or Redding. Package this with our high primary liability limits and you've got your client a first rate deal on a top notch car.

Limbo Participants Welcome
How Low Can Downpayments Go?

We all know that it's not easy dealing with certain companies. We also know that if you don't sell them, the guy next door will.

Let us help you get the best of both worlds by offering exceptional service and products at affordable prices. RMIS ICW Direct Bill asks for only 8.3% Down! And to help even more...we've spread the policy fee over the entire term of the policy to keep the downpayment as low as possible. We're all in this together and thought that the more we can do to help you sell, the better. And just because the downpayment is low don't expect us to make up for it on the monthly payments. They too are only 8.3% of the premium.

Nice Mudflaps
Lifted Truck Coverage

Isn't it shocking to see how high some trucks can be lifted?

And isn't it equally shocking as to how difficult it can be to find coverage for them? Well don't let that get you down anymore. Let RMIS ICW help lift your spirits, and sales, by offering coverage for those modified trucks. You can even add coverage for oversized tires, custom wheels, stereo, paint and more.

The Sky's the Limit
High Primary Limits for Liability

If your clients have any possessions whatsoever, such as a house or condo (we insure those) or even a business (we offer commercial auto, too), then you cannot let them walk out of your office with just minimum limits of liability.

Sure you can get excess or umbrella policies (even more products that we offer), but wouldn't it be nice to have higher limits with only one bill? With RMIS ICW you can write primary liability with limits up to 250/500/100. This is a great fit for families that want to protect both the young and seasoned drivers, no matter how many vehicles.

Roadside Assistance for Next to Nothing

Oh No! A flat tire on the freeway?! Have no fear if your insured with RMIS ICW Motor Club representing Nation Safe Drivers. We are flat out overstocked with available tow truck drivers waiting to rescue you. This is forcing us to practically give the service away at only $3/month. Emergency Services include 24 Hour TOWING, ROAD SERVICE, SUPPLY DELIVERY (including gas, water, oil, etc.), BATTERY SERVICE and LOST KEY or LOCKOUT SERVICE. Other benefits include various discounts for Travel (airfare, hotels, cruises, car & RV rental, theme parks), Free Map Routing and numerous Automotive Discounts. To learn more visit the NSD website.

Thank you for taking the time to familiarize yourself with RMIS ICW. I hope you make the most of this market and urge you to do the same with the rest of your markets. There's no shame in learning in order to maximize potential. I hope you can join us next time to learn more about another one of our many products. Feel free to contact me anytime if you have any questions or would like to further discuss anything about RMIS.

And remember, RMIS...It Really Means Insurance Services.

Sincerely,

Benjamen Bailey 1400 N. Harbor Blvd, Suite 250
Robert Moreno Insurance Services Fullerton, CA 92838