BUILDING BRIDGES
Supporting businesses by lending good money to good businesses.
March 2012 - Vol 5, Issue 3
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Greetings! |

I hope everyone has been enjoying the extremely mild winter weather! As occurs each year in our industry, things slow down a bit right after the holidays and starts to pick up again in March; however, mid-February showed an earlier up-tick in business for our clients this year as we processed more invoices with higher dollar volumes! We anticipate this trend will continue throughout 2012. Occasionally, I like to feature a budding entrepreneur in our newsletter and welcome the opportunity to do so this month for my friend, Hannah Baker of Etude Designs. Her company info is contained below. Happy St. Patrick's Day to all of our Irish and non-Irish friends this month! And don't forget to turn your clocks ahead on March 11th! Regards, Lisa Mazon |
$$$ Refer & Earn $$$ |
 Business contacts, friends, family and acquaintances -- you just never know when someone you know might need Mazon's accounts receivable services. www.mazon.com/referral.html |
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March's Entrepreneur: Anna Mary Robertson (aka "Grandma Moses") |
Children always dream of what they want to be when they "grow up." But when a person has lived their life, raised a family and has entered "old age," careers do not always stop there, as experienced first-hand by this month's entrepreneur.
Grandma Moses was born Anna Mary Robertson on September 7, 1860, the third of ten children (5 girls, 5 boys) born to Russell King Robertson, a farmer, and his wife Margaret of Greenwich, New York. As a child, her life was happy and everyone worked hard on the family's farm. When her father took the children on long walks in the woods, Anna Mary learned early on to observe nature. She was a lively child with mischievous gray eyes, a quick wit and cheerful personality -- traits she carried throughout her life. She taught herself painting at a very young age when her father purchased drawing tablets to keep the children busy in their free time. She loved to draw happy, colorful scenes that she called "lambscapes," and created her own bright colored paints from such things as grape juice and lemon juice. What little formal education Anna Mary had was obtained in a one-room country school which she attended only in the summer due to the bitter winter cold and her lack of warm clothing. At the age of 12, she began earning her living as a housekeeper working at homes near the family's farm, a job she stayed with until she was 27 years old.
In 1897, Anna Mary met and married Thomas Salmon Moses, a handyman at the farm where she was working at the time. The newlyweds honeymooned in North Carolina and on their way back to New York, decided to invest their combined $600 savings in the rental of a farm near Staunton, Virginia. They remained in Virginia for twenty years. Ten children (five of whom died in infancy) were born to them. In addition to caring for the children and running the house, Anna Mary made butter and potato chips, which she sold to neighbors. In her spare time, she enjoyed embroidering pictures of country scenes in wool yarn.
The couple returned to New York State in 1917 and began farming at Eagle Bridge, New York. Russell died there in 1927 and Anna Mary continued to operate the farm for several years, with the help of a son and daughter-in-law. When arthritis crippled her hands at the age of 76, she had to give up doing farm chores and her beloved embroidery. Nevertheless, she longed to keep busy and took up painting with a passion every day -- she could could no longer hold an embroidery needle, but she could hold a brush, and could not bear the thought of being idle. She would sit on an old, battered swivel chair, perch her small body on two large pillows and place her Masonite canvas flat on an old kitchen table before her as she had no easel. For inspiration for each painting, she sat quietly and remembered her long, happy life on the farm with family and friends -- as a farm child, housekeeper and farmer's wife. She worked five or six hours each day on her paintings. At night she liked to watch TV Westerns -- not for the drama but because she liked to see horses. Her brightly-colored paintings were created from the sky downward, adding mountains, hills, trees, houses, then cattle and lastly, the people. Years later, she said, "If I hadn't started painting, I would have raised chickens. Painting's not important. The important thing is keeping busy." She entered her first paintings in the county fair, along with samples of her raspberry jam and strawberry preserves. Her jam had won a ribbon, but nobody noticed those first paintings. Many of her early paintings were given to family members and friends as gifts, and others she sold to individuals for $2 for a small painting and $3 for a larger one. She also displayed her paintings in a local drug store, where they were priced from $3 to $5, depending on size.
In 1938, a New York engineer and art collector noticed them for sale in the drug store and was so impressed that he purchased all of them. He then drove to Anna Mary's home and bought ten others she had there. The following year, she was represented in a "contemporary unknown painters" exhibition at the Museum of Modern Art under "Mrs. Moses" in New York. But she did not remain unknown for long! Critics called her work "lovable," "fresh," "charming, "adorable" and "full of naive and childlike joy." The press eagerly dubbed her, "Grandma Moses."
She produced over 3,600 paintings over the next 30 years. Her first solo exhibition titled, "What a Farm Wife Painted," opened in October 1940. Her paintings were quickly reproduced on Christmas cards, tiles, curtains, dresses, cookie jars and dinnerware, and were used to pitch cigarettes, cameras, lipstick and instant coffee. In November 2006, her work "Sugaring Off" (1943), became her highest selling work at $1.2 million. In June of 2011, her work "The Red Bridge (1940) sold for $24,150. A 1942 piece, "The Old Checkered House, 1862" was appraised at $60,000 (originally purchased in the 1940s for under $10). During the 1950s, Grandma Moses' exhibitions were so popular that they broke attendance records all over the world. A cultural icon, the spry, productive nonagenarian was continually cited as an inspiration for housewives, widows and retirees. A U.S. commemorative stamp was issued in her honor in 1969.
A German fan once offered his explanation for the huge popularity of her work: "There emanates from her paintings a light-hearted optimism; the world she shows us is beautiful and it is good. You feel at home in all of these pictures, and you know their meaning. The unrest and the neurotic insecurity of the present day make us inclined to enjoy the simple and affirmative outlook of Grandma Moses."
The character Granny on the popular 1960s rural comedy television series, "The Beverly Hillbillies," was named Daisy Mae Moses as an homage to Grandma Moses, who died on December 13, 1961 at the age of 101, shortly before the series began. Her doctor said she had died of hardening of the arteries, but the best way to describe the cause of death, he suggested, was to say, "she just wore out."
The Bennington Museum in Bennington, Vermont, holds the largest public collection of Grandma Moses' paintings in the country, as well as "yarn paintings," art supplies, and the 18th century tilt-top table she painted with rustic scenes and used as her easel.
In her autobiography, "My Life's History," published in 1951, Grandma Moses expressed her basic philosophy: "I look back on my life like a good day's work, it was done and I feel satisfied with it. I was happy and contented, I knew nothing better and made the best out of what life offered. And life is what we make it, always has been, always will be."
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Numbers In the News |
Can You Be Successful at Sales? by Ron Finklestin (keynote speaker and small business innovator)
Anyone can be successful at sales provided they have the right behaviors and mind-set. In 2003, Tim Connor published a book called, "Soft Selling." In it, he compared how poor salespeople and successful salespeople managed their selling time differently. He allocated the salesperson's time into six major categories:
- Prospecting
- Sales Presentation
- Service
- Administration
- Travel
- Self-Improvement
He found that when it came to time management, poor salespeople allocated their time as follows:
- 10% on prospecting
- 23% on sales presentation
- 15% on service to others
- 30% on administration
- 20% on travel
- and a meager 2% on self-improvement.
These numbers are stunning at first glance if you believe and take Connor's numbers seriously. Note that only 10% of a salesperson's time was being spent on prospecting and a whopping 30% of their time was being spent on administrative duties. In other words, the salespeople who failed were spending more time managing their paperwork and administrative duties than managing or growing their sales pipeline.
10% of a poor salesperson's time was being spent on prospecting. It's no wonder their sales were falling short of their expectations and their sales pipeline remained empty. They were spending more time on paperwork and presentations when they should have been out looking for new prospects to qualify. Contrast these numbers with how well successful people managed their time when it came to selling. Connor found that good salespeople spent their time as follows:
- 45% on prospecting for new business
- 10% on their sales presentation
- 20% on service to others
- 5% on administration
- 10% on travel
- and 10% on self-improvement.
(Reprinted with permission: www.RonFinklestein.com)
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Does Mazon verify invoices with my customers? |

Invoice verification is an essential, and accepted, part of factoring. Mazon generally verifies invoices through written proof to ensure their validity and that there are no offsets of issues that may reduce the expected payment. This also allows Mazon to not disturb your customers. Occasionally, Mazon will verify completion of work by phone, email or fax.
If you would like to find out more about our factoring services for your business and/or apply for an account with Mazon Associates, please phone us at 972-554-6967 (toll-free 800-442-2740) or visit our website www.mazon.com.
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Funny Food Facts |
-  Apples are made of 25% air, that's why they float.
- Avocados have the highest protein and oil content of all fruits.
- Carrots were originally purple in color, changing in the 17th Century to orange with newer varieties.
- Celery requires more calories to eat and digest than it contains.
- Cherries are a member of the rose family.
- Corn always has an even number of ears, and makes up about 8% of the weight in a box of corn flakes.
- Honey is the only edible food for humans that will never go bad.
- Lemons contain more sugar than strawberries.
- Peanuts are one of the ingredients in dynamite.
- Pears are a fruit that ripens from the inside out.
Did you know that the average person eats about 35 tons of food during his/her lifetime?
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Product Recalls and Alerts |
The following recent recalls were issued by the U.S. Consumer Product Safety Commission. More details can be found at www.cpsc.gov. To report a dangerous product or a product-related injury, call CPSC's hotline at 800-638-2772 or visit http://SaferProducts.gov. (Note: Consumers should stop using recalled products immediately unless otherwise instructed. It is illegal to resell or attempt to resell a recalled consumer product.)
Tassimo Single-Cup Brewers (Mfg: BSH Home Appliances, Irvine, CA); Tassimo Espresso T Discs (Mfg: Kraft Foods Global, Northfield, IL); Living Traditions 21-inch Rooster Lamps (Imp: Designs Direct, Covington, KY); Coleman, Coleman Evcon and Red T Gas Furnaces for Manufactured Homes (Mfg: Unitary Products Group, a division of York International Corp., York, PA); Overarching Floor Lamp (Imp: West Elm, a division of Williams-Sonoma, San Francisco, CA); HP Fax 1040 and 1050 Machines (Imp: Hewlett-Packard, Palo Alto, CA); Lush Life Power Strips (Imp: The Container Store, Coppel, TX).
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March 2012 Holidays, Observances, Celebrations and Events |

Mar. 2: Read Across America Day, Dr. Suess's Birthday; Mar. 8: World Kidney Day; Mar. 11: Daylight Savings Time Begins; Mar. 17: St. Patrick's Day; Mar. 20: First Day of Spring; Mar. 24: World Tuberculosis Day; Mar. 27: American Diabetes Alert Day. March is also National Nutrition Month and Workplace Eye Wellness Month.
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Daylight Savings Time |
Daylight Savings Time (DST) for 2012 begins on Sunday, March 11th and ends on Sunday, November 4th. It's easiest to remember what direction to turn your clock with "spring ahead, and fall back" to coincide with the season. Arizona and Hawaii are the only two states that do not observe this annual time ritual, choosing to stay on standard time year-round.
Benjamin Franklin first suggested Daylight Saving Time in 1784, but modern DST was not proposed until 1895 when an entomologist from New Zealand, George Vernon Hudson, presented a proposal for a two-hour daylight saving shift to the Wellington Philosophical Society.
The conception of DST was mainly credited to an English builder, William Willett in 1905, when he presented the idea to advance the clock during the summer months. His proposal was published two years later and introduced to the House of Commons in February 1908. The first Daylight Saving Bill was examined by a select committee but was never made into a law. It was not until World War I, in 1916, that DST was adopted and implemented by several countries in Europe who initially rejected the idea.
Many countries observe DST, and many do not. Many countries use DST to make better use of the daylight in the evenings. Many people believe that DST could be linked to less road accidents and injuries. The extra hour of daylight in the evening is said to give children more social time and can boost the tourism industry because it increases the amount of outdoor activies. DST is also used to save energy and reduce artificial light needed during the evening hours. However, many studies disagree about DST's energy savings and, while some studies show a positive outcome, others do not.
It is difficult to predict what will happen with Daylight Saving Time in the future. The daylight saving date in many countries may change from time to time due to special events or conditions.The United States, Canada and some other countries extended DST in 2007. The new start date is the second Sunday in March (previously the first Sunday in April) through to the first Sunday in November (previously the last Sunday in October). (Source: www.TimeAndDate.com)
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Beat the Competition With Better Service |
Contrary to popular opinion, most purchasing is not based on the lowest price. Service is a key component in many buying decisions and can take many forms: shorter turnaround in shipping, a customer-friendly website, dealing with problems quickly, admitting, correcting, and paying for mistakes. Excellent service almost always wins out in the end. ( www.Manta.com)
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Thoughtful Thoughts |

Long-term success is never achieved on our own. The phrase "a self-made man" is a myth -- all along the way we need support.
-- Issy Sharp, Four Seasons Hotels
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New Small Business: Etude Designs |
Etude Designs, owned by Hannah Baker, opened for business in 2011. Located in the Dallas/Fort Worth area, they specialize in working with non-profit organizations and small businesses with small budgets to create a great image by designing logos, websites, print materials (flyers, brochures, business cards, letterhead), web graphics and social media marketing and newsletters. Hanna's philosophy is that every organization, from new start-ups to billion-dollar corporations, needs a high-quality professional image -- and Etude Designs is ready and willing to assist. Please contact them at www.EtudeDesigns.com. |
March's Business Book Pick of the Month |

Soft Sell, the New Art of Selling, by Tim Connor, (4th Edition) published by Sourcebooks on April 1, 2003. ISBN 1-4022-0112-5 (paperback).
The 1st edition of this book was published in 1981. For over twenty years, it has been the number one best selling sales book in the world with sales over 1,000,000 copies, in 23 languages. What more do we need to say other than if you are in sales and have never read this classic best seller, buy it today! A must-have book to be included in every business owner's company library.
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Cyclist |
A man on a bike, carrying two saddlebags, was stopped by a guard while crossing the US-Mexican border. He had rigged up a primitive rope bridge to by-pass the customs control.
"What's in the bags?," demanded the guard.
"Sand," the cyclist answered.
"Take them off. I need to take a look," the guard retorted.
The guard emptied the bags and found out they contained nothing but sand. The man reloaded his bags and continued across the border. A week later, the same man was crossing again with two more bags. The guard demanded to see them, and again they contained nothing but sand. This continued every week for six months, until one day the cyclist failed to appear. A few days later, that same guard ran into the cyclist in Tijuana.
"Hey, where have you been?" the guard inquired. "You sure had us wondering. We knew you were smuggling something across the border. So, tell me and I won't say a word. What was it?"
The man smiled broadly and told him the truth, "Bicycles!"
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About
Our
Clients |
Our clients are traditionally businesses that are manufacturers, distributors and service companies in the following areas: advertising / marketing / apparel / design / courier / delivery services / equipment repair / equipment maintenance / environmental services / graphic design / signage / printing / staffing / employment services / security services / catering / food services / legal services / light construction / telecommunications / transportation.
Our clients may include start-up, early-stage growth and high growth businesses; under-capitalized businesses with historical operating losses; businesses with cash flow problems having a cash flow need; businesses with tax liens or turnaround situations; businesses who may have been turned down for bank loans and/or do not currently meet a bank's credit criteria.
Our clients have delivered services or products to other businesses and have business-to-business invoices that can be independently verified.
Most of our clients have come to us through referrals of current and former clients. We rely heavily on word-of-mouth marketing to bring in new clients -- and we offer a referral program.
Our clients are located in any of the 50 states in the U.S.A.
We do not accept as clients businesses which have a majority of consumer receivables such as retail businesses, progress billings, third party pay medical receivables and certain construction-related businesses.
For more information about becoming a client, please contact us by telephone 972-554-6967 ext. 238 or 1-800-442-2740, or visit our website www.mazon.com. | |
 If you liked this issue of Building Bridges, please forward it to a friend. We invite you to share your newsletter thoughts with us. If you would like to submit an idea, article or joke for consideration in a future issue of Building Bridges, or just want to tell us how we are doing, please email us at MazonNewsletter@Mazon.com. Building Bridges carries no paid advertising. All articles, images and links are for our readers' knowledge and enjoyment only. (Mazon is now on Facebook!)
Mazon Associates, Inc. 600 W. Airport Fwy., Irving, TX 75062 P.O. Box 166858, Irving, TX 75016 Telephone: 972-554-6967 Toll Free: 800-442-2740 Fax: 972-554-0951 Business Hours: Mon.-Fri. 8:30 a.m. - 5:00 p.m. |
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