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BUILDING  BRIDGES

Supporting businesses by lending good money to good businesses.  


January 2012 - Vol 5, Issue 1
In This Issue
Numbers in the News
Factoring FAQ
How to Break Bad Habits
Start Resolutions Early
Product Recalls
2011 Tax Guide
January Holidays
Save the Eagles Day
Thoughtful Thoughts
Stremline Processes
How the Internet Got Started
Join Our Mailing List!
Quick Links
Greetings!

Lisa Mazon

January is that special time of year when we can retire the past year and prepare for the new year ahead of us!  With many areas of the country blanketed with snow, it can be compared to nature giving us a quiet break from reality for a time before spring blossoms.  As entrepreneurs, we are continually working and planning for the future, so January gives all of us time to focus on our months ahead and work through that new budget, new plans for attracting new customers to our businesses, and implementing new ways to provide great customer service to maintain current customers.
 
At Mazon, while we enjoy January 16th off from our normal work routines, we will use that annual holiday to focus on customer service and performance within our company.  So, although we may be "closed" to our clients and customers, rest assured we are busy behind the scenes for the benefit of everyone (past, current and future) connected to our business.

 

Happy New Year!

Lisa Mazon
 
 

 

 

 

$$$ Refer & Earn $$$

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Business contacts, friends, family and acquaintances -- you just never know when someone you know might need Mazon's accounts receivable services. 

  
January's Entrepreneur:  Robert Frost
 
The Road Not Taken
 

Fireworks RoadTwo roads diverged in a yellow wood,
And sorry I could not travel both
And be one traveler, long I stood
And looked down one as far as I could
To where it bent in the undergrowth;
 

Then took the other, as just as fair,
And having perhaps the better claim
Because it was grassy and wanted wear,
Though as for that the passing there
Had worn them really about the same,
 

And both that morning equally lay
In leaves no step had trodden black.
Oh, I marked the first for another day!
Yet knowing how way leads on to way
I doubted if I should ever come back.
 

I shall be telling this with a sigh
Somewhere ages and ages hence:
Two roads diverged in a wood, and I,
I took the one less traveled by,
And that has made all the difference.

  

                    -- Robert Frost (1874-1963)

 

 

Young FrostRobert Lee Frost was born in San Francisco, California on March 26, 1874 to William Prescott Frost, Jr. (a teacher-turned-journalist) and Isabelle Moodie Frost, a Scottish immigrant. He was 11 years old when his father (an alcoholic) died of tuberculosis, leaving the family with just eight dollars. His mother then moved with Robert and his little sister Jeanie to her husband's hometown of Lawrence, Massachusetts where they lived with his parents, and Isabelle found work as a teacher. A top student, Robert graduated from high school in 1892 as class co-valedictorian with Elinor White, to whom he soon after became engaged. He attended Dartmouth College for only two months, long enough to be accepted into the fraternity. He attended Harvard University but left before the end of his second year. Though he felt his true calling was to be a poet, he worked various jobs during his late teens and early twenties (newspaper delivery, arc light carbon filament changer in a factory, a mill hand, a teacher at his mother's school, etc.) -- jobs he did not enjoy but they helped pay the bills. Robert published his first poem while he was still in high school in the school's magazine, and later sold his first poem in 1894 for $15 (equivalent to at least $300 today) to a New York weekly publication, The Independent. He and Elinor married on December 19, 1895 and they had six children together. In 1900, Robert's grandfather, William Frost, Sr. purchased a poultry farm for Robert and Elinor in Derry, New Hampshire with the stipulation that they work the farm for ten years before ownership transferred to them. Additionally, when William passed away in 1901, he left the couple with a yearly annuity of $500.00 (a substantial amount at the time)

 

Robert worked diligently at both farming and writing poetry for those first five years, and in the last five, he found it financially necessary to also work teaching school. Discouraged that he was almost 40 years old and had not published a single book of poems, he sold the farm in 1911 and moved his family to London, England in 1912 where publishers were more receptive to new talent. While there, he made friends with several literary people, who were influential in publishing his first two Frost and Kennedymanuscripts. With this start and his growing popularity abroad, the Frosts returned to America in 1915 at the outbreak of World War I and purchased a farm in Franconia, New Hampshire. He continued to pursue his literary career as a poet and playwright, focusing on rural life in New England in the early 20th Century with complex social and philosophical themes. Robert soon found himself besieged by magazines seeking to publish his poems. Never before had an American poet achieved such rapid fame after such a disheartening delay. However, income from his poetry and the farm was inadequate to support his family, so he supplemented by heavy lecture and poetry reading schedules. He also taught literary classes part-time at Amherst College and at the University of Michigan from 1916 to 1938 and later served as a poet-in-residence at Harvard (1939-43), Dartmouth (1943-49) and Amherst College (1949-63). He gathered worldwide honors and awards, including four Pulitzer prizes. He was the poetry consultant to the Library of Congress (1958-59), and his recital of his poem, "The Gift Outright" at the inauguration of President John F. Kennedy in 1961 was a memorable occasion.

 

Despite Robert Frost's literary fame, his personal life was filled with many family tragedies, including the deaths of four of his six children (three in infancy and a son to suicide in 1940); the loss his mother to cancer in 1900; the committing of his sister Jeanie to a mental hospital in 1947 (where she died nine years later); Elinor's developing breast cancer in 1937 and death of heart failure in 1938. None of these traumatic experiences found their way directly into Frost's poetry, and he did not see his art as a form of therapy although inevitably they worked to shape and color the views of life's possibilities and its limits. Robert Frost died in Boston, Massachusetts on January 29, 1963 of complications from prostate surgery, eight weeks short of his 89th birthday. Robert Frost once said, "In three words, I can sum up everything I've learned about life: It goes on."

 

Numbers In the News

   Mileage

 

On December 9th, the Internal Revenue Service issued the 2012 optional standard mileage rates used to calculate the deductible costs of operating an automobile for business, charitable, medical or moving purposes. Beginning on January 1, 2012, the standard mileage rates for the use of a car (also vans, pickups or panel trucks) will be: 

 

  • 55.5 cents per mile for business miles driven
  • 23 cents per mile driven for medical or moving purposes
  • 14 cents per mile driven in service of charitable organizations.

 

Do I have to be established in business for a minimum number of years to be approved as a Mazon client?
 

Dollar SignMazon Associates specializes in helping growing businesses as well as start-up companies with accounts receivable financing.  We do not require that you be in business for any specific length of time to participate in our factoring services.  If you would like to find out more about our services for your business and/or apply for an account with Mazon Associates, please phone us at 972-554-6967 (toll-free 800-442-2740) or visit our website www.mazon.com.

 

 

How to Break Bad Habits
 

Light SwitchThe English poet John Dryden once said, "First we make our habits, then our habits make us". This quote perfectly captures the idea that the actions you take on a regular basis determine the type of person you become.  Good habits are the things you do each day that gradually lead you towards becoming the person you really want to be, and to achieving your most important goals in life. Conversely, bad habits are the things you do repeatedly that make you unhappy about the person you are becoming, and move you away from achieving your goals.

 

The good news is, that it IS possible to overcome bad habits once you understand what a habit really is and how your mind works. You see, a habit is nothing more than a mental circuit, which is very similar to the electrical circuits in your home. For example, lets take a look at a simple electric circuit. You flick a switch on the wall, and the light in the ceiling turns on. This circuit is made up of two parts:

 

(1) A Trigger
(2) A Response

 

In this example, the trigger is flicking a switch and the response is the light turning on. Habits work in the same way. We experience a specific trigger, which might be a thought, a feeling, or a situation, and in response to this trigger we activate a circuit in our mind that leads us to perform a certain action. The secret to breaking bad habits is to learn how to rewire the habit-circuits in your brain. There are five steps to this rewiring process:

 

Step 1: Identify a specific bad habit to focus on

Step 2: Break your bad habit down into a Trigger and a Response

Step 3: Create a new response

Step 4: Mentally practice your new response

Step 5: Implement your new response in the real world

 

(Reprinted with permission, Dr. Anthony Fernando, www.anthonyfernando.com)

 

Start Your Resolutions Early

 

ResolutionA new year often means new habits.  Eating healthier food and becoming more physically active is often on the top of many people's list, but it's easy for these new expectations to become overwhelming.  Set realistic goals for yourself!  A healthy diet and regular physical activity can easily be achieved by making some of these easy, conscious decisions:
 
Eat breakfast every day.  When you don't eat breakfast, you are likely to make up for the calories you saved by eating more later on in the day.  Chose a quick, healthy breakfast option such as yogurt with fruit or toast with sliced banana and a bit of peanut butter.  Many people who maintain long-term weight loss eat breakfast daily.
 
Drink water.  Make water more appealing by keeping it cold in the fridge or adding a slice of fruit for flavor. Choosing water keeps you from drinking something else that may be loaded with calories and sugar.  People who drink sugar-sweetened beverages tend to consume more calories.
 
Eat smaller food portions.  When eating out, save some of your meal and take it home to make another meal or split one meal between two people.  At home, try putting only the amount you want to eat in a small bowl and don't go back for more.  People eat more when confronted with larger portion sizes.
 
Maintain your physical activity routine.  Regular physical activity is an important part of maintaining weight loss.  Keep up your good habits before, during and after the New Year.  If you need extra encouragement, be physically active with a friend or relative or start an activity that may have always interested you, such as gardening or bicycling.
 
Prepare a healthy lunch at home and take it to work.  Taking your lunch to work helps you avoid last-minute lunch choices, which often result in selecting high-fat and high calorie options.  Think about healthy lunches before your next trip to the grocery store, and stock up on healthy food items so that making your lunch will be easy.
 
(Source:  www.cdc.gov,)
 
 
Product Recalls and Alerts
 
InspectorThe following recent recalls were issued by the U.S. Consumer Product Safety Commission. More details can be found at www.cpsc.gov. To report a dangerous product or a product-related injury, call CPSC's hotline at 800-638-2772 or visit http://SaferProducts.gov.

 

Hamilton Beach Classic Chrome 2-Slice Toasters (Imp: Hamilton Beach Brands, Glen Allen, VA); Elliptical Exercise Trainer (Dist: Nautilus, Vancouver, WA); Rocketfish Model RF-KL12 Mobile Battery Cases for iPhone 3G and 3GS (Imp: Best Buy, Richfield MN); iPos Touch Rechargeable External Battery Case (Imp: Mophie LLC, Paw Paw, MI).

 

 

New Tax Guide for 2011 Federal Tax Returns
 
IRS GuideTaxpayers can get the most out of various recovery tax benefits and get a jump on preparing their 2011 federal income tax returns by consulting a newly revised comprehensive tax guide now available from the IRS.  Publication 17, Your Federal Income Tax, features details on taking advantage of a wide range of tax-saving opportunities, such as the American opportunity credit for parents and college students, and the child tax credit and expanded earned income tax credit for low- and moderate-income workers.  This useful 303-page guide also provides more than 5,000 interactive links to help taxpayers quickly get answers to their questions.  Publication 17 has been published annually by the IRS since the 1940s and has been available on the IRS website since 1996.  As in prior years, this publication is packed with basic tax-filing information and tips on what income to report and how to report it, figuring capital gains and losses, claiming dependents, choosing the standard deduction versus itemizing deductions, and using IRSs to save for retirement.  Besides Publication 17, www.IRS.gov offers many other helpful resources for those doing year-end tax planning.  Many 2011 forms are already posted, and updated versions of other forms, instructions and publications are being posted almost every day.  Forms already available include Form 1040, short Forms 1040A and 1040EZ, Schedule A for itemizing deductions and new Form 8949 for reporting sales of stocks, bonds and other capital assets.


January 2012 Holidays, Observances, Celebrations and Events

 

CalendarJan. 1: New Years Day; Jan 10: Save the Eagles Day; Jan 11: Amelia Earhart Day; Jan. 16: Martin Luther King's Birthday; Jan 17: Ben Franklin's Birthday; Jan 28: Christa McAuliffe Day.  January is also National Birth Defects Prevention Month, National Glaucoma Awareness Month and National Radon Action Month.

 

Notice: Mazon offices will be closed on Monday, Jan. 2nd in observance of the Sunday, Jan. 1st New Years holiday. We will resume normal business hours of 8:30 a.m. to 5:00 p.m. on Tuesday, Jan. 3rd.

 

We will also be closed on Monday, Jan. 16th in observance of Martin Luther King's Birthday holiday and will reopen on Tuesday, Jan 17th.

 

You may still submit invoices during our closed hours via fax, e-mail or drop-slot to be processed the next business day.

 

 

Save the Eagles Day, January 10

EaglesSave the Eagles Day is commemorated on the 10th of January every year to save the eagles from extinction. The eagles were once in extinction in the later part of 20th Century, but in June 2007, the Bald Eagle, the national bird of the United States, was removed from the List of Endangered and Threatened Wildlife due to the assiduous work of scientists and good stewards of both public and private lands.

 

There are more then 70 species of eagles throughout the world, except Hawaii, where the bird never resided. Other species of eagles are not so fortunate as the Bald Eagle because of the threat caused due to habitat loss, poaching, and pesticides.

 

Throughout history, eagles have appeared in both mythology and heraldry, and have been recognized as a symbol of power, courage, freedom and immorality since the antediluvian times. It is believed in some religions that a high-soaring eagle touches the face of God. Legends of Mexico's Aztecs so honored the bird that they built their capital, Tenochtitlan, at the spot where a mythical vision appeared of an eagle roosted on a cactus eating a snake.

 

Eagles have a long life, great strength and majestic looks, and for this reason, the United States chose the Bald Eagle as its national emblem. Germany's coat of arms has a black eagle spreading its wings; Egypt's coat of arms portrays a majestic and tall eagle of black and gold; Albania's flag and its coat of arms depicts a two-headed eagle; and the Turks and the Byzantine Empire show a two-headed eagle as its emblem. In ancient Rome, it was believed that the eagle represented the god, Jupiter, and represented the senate. The eagle can be found in religions including Christianity and Hinduism. It is considered a sacred bird in some cultures, and its feathers are used in many spiritual customs. Some Native Americans idolize eagle feathers as holy religious objects.  The feathers and parts of eagles are in equivalence with the bible and crucifix, and feathers of eagles are used in ceremonies to honor achievements and qualities of leadership and bravery.  (Source: Altius Directory)

 

 

Thoughtful Thoughts

 

Rain Dance

 

 

 

Life isn't about waiting for the storm to pass. It's about learning to dance in the rain.

 

 

 

 

 

Streamline Processes for the New Year 
 
Flying Money

Streamlining and standardizing procedures make daily operations easier, efficient and more effective.  They are also a key to increased profitability. As you plan for the coming year, make systematizing your business more of a priority.  Start with just a few.  Focus on those that save you time, increase sales, or fix problems that consistently erode profit.  (Source:  www.Manta.com)

 


 

How the Internet Got Started

 

Israel Woman

In ancient Israel, it came to pass that a trader by the name of Abraham Com did take unto himself a young wife by the name of Dot. And Dot Com was a comely woman, broad of shoulder and long of leg. Indeed, she was often called Amazon Dot Com.

And she said unto Abraham, her husband, "Why dost thou travel so far from town to town with thy goods when thou canst trade without ever leaving thy tent?" And Abraham did look at her as though she were several saddle bags short of a camel load, but simply said, "How, dear?"

 

And Dot replied, "I will place drums in all the town and drums in between to send messages saying what you have for sale, and they will reply telling you who hath the best price. And the sale can be made on the drums and delivery made by Uriah's Pony Stable (UPS).

 

Abraham thought long and decided he would let Dot have her way with the drums. And the drums rang out and were an immediate success. Abraham sold all the goods he had at the top price, without ever having to move from his tent. To prevent neighboring countries from overhearing what the drums were saying, Dot devised a system that only she and the drummers knew. It was known as Must Send Drum Over Sound (MSDOS), and she also developed a language to transmit ideas and pictures - Hebrew To The People (HTTP).

 

And the young men did take to Dot Com's trading as doth the bee take to honey pot. They were called Nomadic Ecclesiastical Rich Dominical Sybarites, or NERDS.

 

And lo, the land was so feverish with joy at the new riches and the deafening sound of drums that no one noticed that the real riches were going to that enterprising drum dealer, Brother William of Gates, who bought off every drum maker in the land. And indeed did insist on drums to be made that would work only with Brother Gates' drumheads and drumsticks.

 

And Dot did say, "Oh, Abraham, what we have started is being taken over by others." And Abraham looked out over the Bay of Ezekiel, or eBay as it came to be known. He said, "We need a name that reflects what we are."

 

And Dot replied, "Young Ambitious Hebrew Owner Operators." "YAHOO," SAID Abraham. And because was it Dot's idea, they named it YAHOO Dot Com.

 

Abraham's cousin, Joshua, being the young Gregarious Energetic Educated Kid (GEEK) that he was, soon started using Dot's drums to locate things around the countryside. It soon became known as God's Own Official Guide to Locating Everything (GOOGLE).

 

That is how it all began. And that's the truth.

 

-- Contributed by Russ Newman, Sturtevant, WI

 

 

About

Our

Clients

Our clients are traditionally businesses that are manufacturers, distributors and service companies in the following areas: advertising / marketing / apparel / design / courier / delivery services / equipment repair / equipment maintenance / environmental services / graphic design / signage / printing / staffing / employment services / security services / catering / food services / legal services / light construction / telecommunications / transportation.

 

Our clients may include start-up, early-stage growth and high growth businesses; under-capitalized businesses with historical operating losses; businesses with cash flow problems having a cash flow need; businesses with tax liens or turnaround situations; businesses who may have been turned down for bank loans and/or do not currently meet a bank's credit criteria.

 

Our clients have delivered services or products to other businesses and have business-to-business invoices that can be independently verified.

 

Most of our clients have come to us through referrals of current and former clients. We rely heavily on word-of-mouth marketing to bring in new clients -- and we offer a referral program.

 

Our clients are located in any of the 50 states in the U.S.A.
 

We do not accept as clients businesses which have a majority of consumer receivables such as retail businesses, progress billings, third party pay medical receivables and certain construction-related businesses. 

 

For more information about becoming a client, please contact us by telephone 972-554-6967 ext. 238 or 1-800-442-2740, or visit our website www.mazon.com.

 

Idea BulbIf you liked this issue of Building Bridges, please forward it to a friend.  We invite you to share your newsletter thoughts with us.  If you would like to submit an idea, article or joke for consideration in a future issue of Building Bridges, or just want to tell us how we are doing, please email us at MazonNewsletter@Mazon.com.

 

Building Bridges carries no paid advertising.  All articles, images and links are for our readers' knowledge and enjoyment only. (Mazon is now on Facebook!)

Mazon Associates, Inc.
600 W. Airport Fwy., Irving, TX 75062
P.O. Box 166858, Irving, TX 75016
Telephone: 972-554-6967     Toll Free: 800-442-2740
Fax: 972-554-0951
Business Hours:  Mon.-Fri. 8:30 a.m. - 5:00 p.m.
Website:  www.Mazon.com