BUILDING BRIDGES
Supporting businesses by lending good money to good businesses.
July 2011 - Vol 4, Issue 7
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Greetings! |

Life's experiences can make us stronger, as this month's featured entrepreneur Bernadine Dutra shows us. In celebrating the month of July and the birthday of our country's independence, we can all appreciate that we are a free country and have the ability to make positive choices in our lives, and free of oppression seen in many other countries around the world. In light of all of the summertime BBQs generally happening at this time of year, we provide some history trivia for backyard chefs with a short article on grilling history which we hope you enjoy. Mazon continues to support both new and established businesses in search of their dreams! Until next month, we wish you much success -- and a Happy July 4th! Lisa Mazon |
$$$ Refer & Earn $$$ |
 Business contacts, friends, family and acquaintances -- you just never know when someone you know might need Mazon's accounts receivable services. www.mazon.com/referral.html |
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July's Entrepreneur: Bernadine (Bernie) Dutra |
Raised by an alcoholic mother who did not tend her straggly hair or mend her tattered hand-me-down clothes, Bernadine ("Bernie") Dutra suffered through her childhood, despite making good grades in school. Many times she did not have clean clothes to wear and often went hungry, and faced constant ridicule by her classmates for her destitute situation. She was an introverted child with very little self-confidence that lasted well into her thirties. These memories are the driving force behind OneChild, a non-profit organization which Bernie opened in 2001 in Fremont, California when she was 63 years old. OneChild provides free, brand-new clothing and shoes, school and dental supplies as well as books for underprivileged children up to age 18 to encourage them to be successful in school. Each family is selected through a referral process and receives a private shopping appointment of one hour to shop for clothing in their store (that resembles a retail shop) without the embarrassment of onlookers. A personal shopper helps them pick out their attire. OneChild provides gift cards for individual shoe purchases at a local shoe store so that children may try on and purchase shoes that fit correctly. All children in a family are outfitted, at a value of about $250 each.
Over the years, Bernie has worked tirelessly to successfully partner with many different groups and schools and raise funds from special events, grants from businesses, community support, etc. -- all which have helped to make OneChild a success.
Donations of used clothing are not accepted, and although donations of new clothing are received, they prefer financial donations and gift cards from stores such as Target, Kohl's or Payless Shoes as OneChild is then able to shop for children within the current styles of their classmates. They can often arrange special discounts through volume purchasing power or with their non-profit status to make each dollar go a bit further and helping even more children.
The process is reminiscent of the "back-to-school" shopping that is a tradition for many other children in their school. Thus, these children feel the same sense of pride in their school clothes and supplies. OneChild served 51 children in 2001 and has almost doubled that number each year since. Says Bernie, "We feel privileged to have served over 2,600 children so far and we don't expect to stop there." The ultimate goal for OneChild is to provide a building with stores, a gymnasium for recreational activities, after-school tutoring, counseling and access to important services.
Bernie herself has had to overcome many obstacles along the way. She has struggled for many years with chronic fatigue syndrome, breast cancer and a fractured neck, but she has never let this slow her down. These challenges only gave her the strength and motivation to do more.
Bernie and her husband, John A. Dutra, founded Dutra Realty Enterprises, Inc. (a residential brokerage company) in 1972, which, before being sold in 1999, exceeded $920 million in annual sales and employed more than 250 real estate agents in six offices in the San Francisco East Bay area. An outgrowth of that previous company is Dutra Enterprises, Inc., a highly successful and profitable regional land and investment company. The couple has been married for over 54 years and has five children, 12 grandchildren and one great-grandson.
Bernie and OneChild have received the 2006 "Inspiring Confidence Through Education Award" (Maybelline Cosmetics and People Magazine); 2006 Jefferson Award (CBS Channel 5, San Francisco); was named a 2007 "Heroes In Education" by the California Lottery; and received the 2008 49ers Community Quarterback Award.
For more information about OneChild, visit www.onechildca.org.
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Numbers In the News |
The following article was written by Tom Mesenbourg, Deputy Director of the US Census Bureau and posted to the Census Bureau's blog in conjunction with a Census Bureau's press release on June 14th. We thought it quite worthy to be re-published here.
Half of U.S. Businesses Operated from the Home
When we think of a business, we often conjure up an image of an office park or perhaps a storefront in a strip mall. But in reality, according to new data on firms that responded to the 2007 Survey of Business Owners (SBO), slightly more than half of U.S. businesses -- 51.6 percent -- were home-based. Only 6.9 percent of these home-based respondent businesses had $250,000 or more in sales and receipts, while 57.1 percent brought in less than $25,000.
The SBO provides a wealth of national-level data on the characteristics of businesses and their owners. It looks at topics like the age and educational levels of owners, types of customers and workers, and sources of financing for start-up and expansion. For instance, 58.2 percent of women-owned respondent firms were home-based. And the majority of the Hispanic-owned respondent businesses (56.1 percent) were able to conduct transactions in Spanish; the same was true of only 7.4 percent of all U.S. respondent firms.
Another interesting aspect of the SBO data is that capital commitments were modest. For budding entrepreneurs, the initial investment is often rather small, as roughly three in 10 (30.6 percent) respondent firms requiring start-up capital needed less than $5,000. Instances of massive amounts of start-up capital are relatively rare, as only 1.5 percent of these firms required $1 million or more. Believe it or not, one in 10 (10.4 percent) were actually started with a credit card -- although they may have also used other sources of capital.
Here are a couple of more notable points. First, the "little guy" is important to most business owners. In 2007, 72.7 percent of the nation's businesses reported that individual customers accounted for at least 10 percent of their total sales of goods and services. And secondly, the dreams of immigrating to the United States and then starting or acquiring a business have become a reality for many, as 13.6 percent of owners reported they were born outside the United States.
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What can I do to help speed up collection of my factored invoices? |

Returned invoices and statements can delay Mazon's in-house collection processes by up to ten days and can delay future funding on an individual customer's account. It normally takes approximately 1-3 business days for a mailed invoice to reach your customer, another three days to be returned for incorrect addresses, one day to research an incorrect address, and another three days in the mail again (ten days possible delay) before a customer can pay an invoice mailed to a wrong address. Therefore, if you are aware of a customer's change of billing address change, please submit this information to Mazon. This will result in faster invoice payments posted to your account. Additionally, all of our clients are strongly encouraged to submit new customer name and contact information 1-3 business days prior to turning in invoices for processing to prevent possible delay during busy times in the initial funding of invoices.
If you would like to find out more about our factoring services for your business and/or apply for an account with Mazon Associates, please phone us at 972-554-6967 (toll-free 800-442-2740) or visit our website www.mazon.com.
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Grilling Trivia |
In September of 1991, two German tourists discovered the mummy of a man who perished 5,300 years ago in a Tyrolean Alps glacier barely inside Italian territory. Nicknamed "Otzi," archeologists found among his possessions a small box containing bits of charred wood wrapped in maple leaves, apparently smoldering charcoal (carbonized wood) with which to start a fire probably for warmth, cooking and protection from wild animals and enemies. For thousands of years, basic charcoal was used as a desirable fuel as it burned longer and more steadily than whole wood, and is only a fraction of its original wood weight. As far back as the Copper Age (3500-2300 B.C.) charcoal was used in copper smelting during the Copper Age.
The history of charcoal briquettes began in 1897 when Ellsworth B.A. Zwoyer applied for a patent on his invention and design of charcoal briquettes, which he produced by crushing charcoal and mixing it with additives to make it burn better than ordinary charcoal. Legend has it that in 1920, Henry Ford and Thomas Edison put briquettes to practical use by creating briquettes from wood scraps and sawdust left over in his Model T car factory. Some historians say Ford technically stole the briquette idea from Zwoyer, but given that Ford and Zwoyer were apparently friends, and that Zwoyer didn't take any action against Ford, it is generally thought that Ford simply saw an opportunity and ran with it -- and it provided a way for him to market his automobiles by encouraging people drive to picnics, and use charcoal briquettes for outdoor cooking. E.G. Kingsford, Henry Ford's brother-in-law, initially helped him to market the briquettes (originally called Ford Charcoal), and soon after reached an agreement to mass produce and sell the briquettes, eventually leaving Ford to focus on the automobile industry. Kingsford Company soon changed its name to Kingsford Charcoal. Today, E.G. Kingsford's company sells around 10 different kinds of charcoal primarily for industrial and residential use. More than 1 million tons of wood scraps are converted into quality charcoal briquettes every year.
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Around the World |
Considered to be the most colorful river in the world, the Caristales River is located near the town of La Macarena in Colombia, South America. It has been called "the river that ran away to paradise," "the most beautiful river in the world" and "the river of five colors." During Colombia's wet season, the water flows fast and deep, obscuring the bottom of the river and denying the mosses and algae that call the river home the sun that they need. During the dry season, there is not enough water to support the dazzling array of life in the river. But during a brief span between the wet and dry seasons, when the water level is just right, the many varieties of algae and moss bloom in a dazzling display of colors, blotches of amarillo, blue, green, black and red -- and a thousand shades in between -- coat the river.
The part of the river where the colorful blooms occur is quite isolated and is not accessible by road. Adventurous tourists can now fly into La Macarena and then make their way to the river site on foot as part of guided tours. The site was effectively closed to tourists for several years because of guerrilla activity in the region, along with concerns about the impact of unregulated tourist traffic. However, the site was re-opened to visitors in 2009. So far, some 1,000 people have visited Caristales River, including around 100 foreign tourists.
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Product Recalls and Alerts |
The following recent recalls were issued by the U.S. Consumer Product Safety Commission: Pourable NAPAfire and FIREGEL Gel Fuel Bottles and Jugs (Dist: Napa Home & Garden, Duluth, GA); TrimmerPlus Edger Attachments (Mfg: MTD Products, Cleveland OH); Animated Safari and Aquarium Lamps (Imp: Nantucket Distributing, Middleboro, MA); Ab Straps Exercise Equipment (Imp: Harbinger Fittness, Fairfield, CA); Calphalon Contemporary Cutlery Knife Sets (Mfg: Calphalon Corp., Atlanta, GA); GE Zoneline Air Conditioners and Heaters (Dist: GE Appliances and Lighting, Louisville, KY); Air Exchangers (Mfg: Venmar Ventilation, Quebec, Canada); Sewing machines (Imp: Janome America Inc., Mahwah, NJ); Full-face Bicycle Helmets (Imp: Bell Sports, Scotts Valley, CA); Pool and In-Ground Spa Drain Covers (8 Manufacturers in United States and China); Gas-powered STIHL Trimmers, Brushcutters, KombiMotors, Hedge Trimmers, Edgers, Clearing Saws, Pole Pruners, and Backpack Blowers that utilize a toolless fuel cap (Mfg: STIHL Inc., Virginia Beach, VA); General Electric Food Processors (Imp: Walmart Stores, Bentonville, AR). More details and product images can be found at www.cpsc.gov. To report a dangerous product or a product-related injury, call CPSC's hotline at 800-638-2772. |
July 2011 Holidays, Observances, Celebrations and Events |
July 2: Salvation Army founders Day; July 4: Independence Day, National Country Music Day; July 6: National Fried Chicken Day; July 7: National Strawberry Sundae Day; July 23: National Hot Dog Day; July 27: Cross-Atlantic Communication Day; July 30: Father-In-Law Day.
Notice: Mazon offices will be closed on Monday, July 4th in observance of Independence Day. We will resume normal business hours of 8:30 a.m. to 5:00 p.m. on Tuesday, July 5th. You may still submit invoices during our closed hours via fax, e-mail or drop-slot to be processed on Monday.
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National Hot Dog Day, July 23 |
Inventor and philanthropist, Ray Townsend, known for inventions in the meat industry, died on April 2, 2011 at the age of 97 years. Ray founded Townsend Engineering in 1940. He patented more than 127 inventions, including a device that stripped skin from pork called the Townsend Model 27, and a machine that produced linked hot dogs called the Frank-a-Matic. Most of the hot dogs produced in the United States were made with a Ray Townsend machine. Ray Townsend is credited with inventing the first pork belly skinner, first conveyorized skinner, first automatic sausage linker, first low-pressure injector, first automatic trimmer with light sensor technology, and the first continuous casing system. In 2005, he retired to become a philanthropist. His charity projects included the founding of the Great Ape Trust of Iowa, an education and conservation Center. (Source: Mary Bellis, About.com Guide)
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Thoughtful Thoughts |

Courage is what preserves our liberty, safety, life and our home and parents, our country and children.
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One-Liners from Real Resumes |
· I demand a salary commiserate with my extensive experience.
· I have lurnt Word for Windows, computor operations and spreasheet progroms.
· I received a plague for Salesperson of the Year.
· Wholly responsible for two (2) failed financial institutions.
· Reason for leaving last job: maturity leave.
· It's best for employers that I not work with people.
· Let's meet, so you can 'ooh' and 'aah' over my experience.
· You will want me to be Head Honcho in no time.
· I was working for my mom until she decided to move.
· I am loyal to my employer at all costs ... please feel free to respond to my resume on my office voice mail.
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About
Our
Clients |
Our clients are traditionally businesses that are manufacturers, distributors and service companies in the following areas: advertising / marketing / apparel / design / courier / delivery services / equipment repair / equipment maintenance / environmental services / graphic design / signage / printing / staffing / employment services / security services / catering / food services / legal services / light construction / telecommunications / transportation.
Our clients may include start-up, early-stage growth and high growth businesses; under-capitalized businesses with historical operating losses; businesses with cash flow problems having a cash flow need; businesses with tax liens or turnaround situations; businesses who may have been turned down for bank loans and/or do not currently meet a bank's credit criteria.
Our clients have delivered services or products to other businesses and have business-to-business invoices that can be independently verified.
Most of our clients have come to us through referrals of current and former clients. We rely heavily on word-of-mouth marketing to bring in new clients -- and we offer a referral program.
Our clients are located in any of the 50 states in the U.S.A.
We do not accept as clients businesses which have a majority of consumer receivables such as retail businesses, progress billings, third party pay medical receivables and certain construction-related businesses.
For more information about becoming a client, please contact us by telephone 972-554-6967 ext. 238 or 1-800-442-2740, or visit our website www.mazon.com. | |
 If you liked this issue of Building Bridges, please forward it to a friend. We invite you to share your newsletter thoughts with us. If you would like to submit an idea, article or joke for consideration in a future issue of Building Bridges, or just want to tell us how we are doing, please email us at MazonNewsletter@Mazon.com. Building Bridges carries no paid advertising. All articles, images and links are for our readers' knowledge and enjoyment only. (Mazon is now on Facebook!)
Mazon Associates, Inc. 600 W. Airport Fwy., Irving, TX 75062 P.O. Box 166858, Irving, TX 75016 Telephone: 972-554-6967 Toll Free: 800-442-2740 Fax: 972-554-0951 Business Hours: Mon.-Fri. 8:30 a.m. - 5:00 p.m. |
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