HAMDEN, DELAWARE COUNTY, NY -- Cornell Cooperative Extension of Delaware County with sponsorship from the Watershed Agricultural Council will be offering two classes to help farmers and individuals manage assets and income. The first class is Investments and will be tomorrow, February 23 from 11 a.m. to 3p.m. This introductory class will help participants learn more about various kinds of investments, review the terminology and definitions of various products, investigate individuals' risk tolerance. This investments seminar is of a general nature, offering  a basic understanding of how finances work. Owen Kennedy, Farm Family Life and Insurance, will lead this session.

The second program, Managing Windfalls, will meet on March 1 from 11 a.m. to 3 p.m. Individuals receiving lump sums of money such as easements, inheritances or land sales may experience challenges in managing this new money. This sessions will explain how to make the most of these one-time events. Using his years of experience in financial planning, Alan Davino, of Delhi, will share a strong basis for developing a plan, one that ensures large windfalls are managed properly.  Participants are encouraged to attend the February 23rd Investments class prior to Managing Windfalls. participants should understand basic investment concepts to get the most out of this class. In addition, a tax professional will be on hand to answer questions about income taxes.

The fee for each class is $10 and includes lunch. Both sessions will be held at the CCE Resource Center, 34570 State Route 10,  Hamden. To register, contact Judy Morse at (607) 865-7161 or by email jam49@cornell.edu.

The Watershed Agricultural Council assists private landowners to improve their farm and forest lands in order to protect clean drinking water for nine million New York City residents.  The Council works with nearly 1,000 property owners in developing conservation plans and applying those practices in accordance with farm and forest management plans. The Council champions the working landscape model by holding over 20,000 acres in conservation easements. Landowners use a variety of best management practices, tools and approaches, such as conservation easements, to keep property within a working landscape.

Cornell Cooperative Extension of Delaware County provides equal program and employment opportunities. For more information, visit www.cce.delaware.org.

Working with farmers, agribusinesses, forest landowners, forest industry professionals and others, WAC seeks to enhance both business profitability and environmental stewardship. The Council also supports strong, viable agriculture and forestry businesses through its "Buy Local" branding campaigns, Pure Catskills. The Council accomplishes its work in land conservation and water quality protection within the New York City watershed region by embracing partnerships with other nonprofit organizations, government agencies and community stakeholders to achieve its purpose.  

Along with the oversight provided by the Board of Directors, the WAC partners with agencies such as Cornell Cooperative Extensions, Soil & Water Conservation Districts, the US Department of Agriculture, the USDA Natural Resources Conservation Services, the US Forest Service and other nonprofit organizations to guide and implement its programs. The WAC is funded by The New York City Department of Environmental Protection, the U.S. Department of Agriculture, the U.S. Forest Service and other federal and foundation sources. For more information, visit www.nycwatershed.org.

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