News 12/8/09 Are you a spender or a saver?

Wedding Day Beauty
By Tayelor Kennedy, Make-up Artist

From the moment you accept his proposal, the planning begins. And, that includes,
deciding on how you want to look on your special day. At least six months prior to the
wedding, assemble your glam squad. Research and decide on your, makeup artist, hair
stylist, personal trainer, nail technician, aesthetitician, and possibly a dermatologist. This
is to ensure that you get booked with your first choice of professionals.

Depending on what time of the year that you're special day is on, will determine
the colors you'll want to use for your makeup. When you meet with your makeup
artist, wear a shirt that is the same color and, possibly the same, or, similar
neckline of your dress. Once the look and colors have been determined, record
the colors in your day planner and your blackberry. More than likely, your
makeup artist will keep a record and a photo as well.

Follow the Bride.............

Check Out Cordelia's new blog post at: http://forblackweddings.blogspot.com/

Please read and comment on her blogs. She wants to know how you spent Thanksgiving with your future husband.

Relationship Tip

Is he a spender? Are you?
Are you a spender or a saver? Maybe a little of both? What about your soon-to-be spouse? What's their take on budgets and finances? If you don't know, now's the time to ask. The more openly you talk about financial matters, the more likely you are to find common ground when it comes to spending. And keep talking about it, because your financial situation will change as your marriage evolves.

Pay it off -The best way to start a new marriage is to rid yourself of as much old debt as possible. Pay off any individual debt you may have, because once the rings are exchanged, you're both responsible for the other's debt.

Talk it out-Be open about your spending tendencies (marriage isn't going to alter your shoe shopping instincts!) and agree on a budget you can both live with. Another idea is to set a dollar amount you can't exceed without talking to the other about it first.

File it away-Work out a routine to pay bills and establish a filing system for all financial statements. It's a good idea to open a safety deposit box with your bank (some banks may offer them as a part of your checking and savings accounts) to keep all insurance policies, birth certificates, wills, deeds and other hard-to-replace documents safe and secure.