NAYA Family Center
H o u s i n g N e w s
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| NAYA Family Center Housing News |
Issue No. 1, Fall 2009
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Welcome to the first issue of NAYA Housing News!
Our quarterly newsletter will provide updates about NAYA Family Center's Home Ownership Program and other community resources for renters, home buyers and homeowners.
If you are not interested in receiving any future issues, please click on the 'unsubscribe' button at the bottom of the email.
Enjoy,
NAYA Family Center's Homeownership Program Team
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The 4th Annual Native American Housing to Homeownership Fair was a Community Success
The 2009 Native American Housing to
Homeownership Fair was another great community success! The event held at NAYA Family Center hosted 376
attendees, with 164 participants attending workshops. Everyone enjoyed the BBQ lunch and performance from NAYA's Cultural Arts Program. The event continues to
engage community members and partners in a strong movement towards
increased rates of homeownership for Portland's Native American community. To read our complete 2009 Fair Report click here (PDF).
This annual event features
fun, informative workshops on housing and homeownership and specific
resources for the Native American community. You can meet and talk with
affordable housing providers, representatives from local banks, real
estate agents, home inspectors, and non-profit homeownership
organizations. Information
on next years fair will be posted on NAYA's website in the Spring of 2010.
Thanks
again to all of those who attended the fair, as well as our vendors,
sponsors, community volunteers and NAYA staff and VISTAs who helped make this event so successful. Carlene Lodeski, Lawyers Title and Troy Wilkerson, EXIT Realty lead aworkshop at the 4th Annual Native American Housing to Homeownership Fair.Photo by TAKiser. |
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Ready To Learn More About Buying a Home?
Pathways Home: NAYA's Home Buyer Education Class
NAYA
Family Center's
Pathways Home is a two part Home buyer Education Class, where you'll learn about
all the steps to successful home buying. Our first class reviews credit, how to
qualify, getting the best home loan, special home buyer programs, and how to
close the deal.
In the second class local lenders, real estate agents, and home inspectors share
behind the scenes information about their roles in the home buying process. NAYA's Homeownership Program offers culturally specific services and strives to provide the information and resources relevant to Portland's Native American community.
This class is a MUST for anyone interested in owning
their own home!
This is a two-part class on Saturdays from 9am-2pm, free breakfast and lunch is served. This class is a total of 10 hours.
Parts One & Two and an Homeownership Program intake packet must be completed to graduate.
- October 3rd and October 10th--Almost Full
- October 24th and October 31st--Filling up Fast
- November 14th and November 22nd
- December 5th and December 12th
To register for upcoming classes, contact Anna Steier, at 503-288-8177x289 or annas@nayapdx.org.
To learn more about NAYA's Homeownership program, click here.
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Meet Sharon Sanders, NAYA's Homeownership Coach
NAYA Family Center's
Homeownership Coach, Sharon Sanders has twenty years of experience in homeownership. Sharon worked
as a mortgage lender for 13 years and as a real estate agent for 6 years. Since joining the NAYA team in the Fall 2008 Sharon has taught twelve sessions of Pathways Home, NAYA Family Center's homebuyer education classes.
Sharon takes the time to work with each
individual and family to identify their goals and provides support and advocacy along the path to homeownership.
She has a keen sense for the real estate market and loan products, including the Section 184 loan. Because Sharon
speaks the "language" of Realtors and lenders alike, she can help you
prevent problems before they start.
If you have taken a home buyer class and are ready to take the next step, call to schedule a one-on-one coaching appointment with Sharon.
Contact Sharon Sanders at 503-288-8177x235 or sharons@nayapdx.org to schedule an appointment.
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Are you a new homeowner?
Have you attended a Native American Housing to Homeownership Fair or NAYA's home buyer education classes and then purchased a home?
We want to hear about your experience. Please contact Jen Matheson, Homeownership Program Specialist at 503-288-8177x297 or jenm@nayapdx.org.
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Financial Wellness
 The first step for many first time home buyers is creating a savings plan and reviewing their credit.
Contact Ben Helgren at NAYA Family Center for coaching and classes related to money management. Ben's non-judgmental approach will guide you through your path to financial wellness. Ben Helgren, Financial Skills Coach at 503-288-8177x273 or benh@nayapdx.org.
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Stay Warm and Save Money!
Free Weatherization Workshops at NAYA Family Center for Renters and Homeowners
Are your doors
and windows drafty? Worried about high heating bills?
Learn how to save
money on utility bills; conserve energy and stay warmer this winter with local non-profit Community Energy Project.
Wednesday,
October 7th, 2009,
or
Wednesday, December 9th, 2009
Dinner
served at 5:30 pm; Workshop 6-8 pm
Location:
NAYA
Family Center, 5135 NE Columbia Blvd, Portland, Oregon
Space
is limited, to register contact Jen Matheson at 503-288-8177x297
jenm@nayapdx.org |
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Foreclosure Prevention Information Session
A free information
session presented by Hacienda CDC, a HUD Certified Housing Counseling Agency, explaining
the federal program "Making Home Affordable."
Orientation held at:
Ortiz Community Center
6736
NE Killingsworth Ave, Portland, Oregon
Every Wednesday 5:30 pm-6:30 pm
Presented by Omar Martinez and Rudy Ulin,
HUD certified housing counselors
Sessions offered in English and
Spanish
To register contact: Luke Bonham, 503-961-6413, lbonham@haciendacdc.org
To learn more visit Hacienda CDC's website
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Community Resources for Renters, Homebuyers and Homeowners
Oregon Community Alliance of Tenants (CAT)
Grassroots Membership Organization Working for Renter's Rights
CAT's Renters'
Rights Hotline and website give Oregon
tenants detailed information about their rights and practical suggestions to
help protect those rights. CAT's
Renters Rights Hotline is staffed by volunteers, leave a message with
clear details about your situation and the best time you can be
reached. CAT's Renters Rights Hotline is 503-288-8416. Or visit CAT's website to learn more about renters rights information and resources.
Portland's Fix-it-Fairs
Free Events With Resources for Renters and Homeowners
The Fix-It Fairs are free events designed to
save you money and connect you to resources. They are held on 3
Saturday mornings during the winter (November - February) from 8:30
am to 2:00 pm, at various locations around the City of Portland.
Join your neighbors and talk to the experts about how to spend less and
stay healthy! Free lunch and childcare. Upcoming dates and locations below. To learn more visit City of Portland's Bureau of Sustainability website.
November 21
Roosevelt High School
6941 N Central Street
January 9
David Douglas High School
1001 SE 135th Avenue
January 30
Parkrose High School
12003 NE Shaver Street
Proud Ground
Portland Community Land Trust is now Proud Ground
The non-profit Proud Ground offers affordable home purchase opportunities for
low- to moderate- income families in Portland, Oregon utilizing a community land trust model. They offer new construction and older homes priced from $114,000-$160,000. To learn more about Proud Ground call
503-493-0293 or visit www.proudground.org.
Clackamas Community Land Trust
Affordable Homes for Generations
Clackamas Community Land Trust promotes the responsible
stewardship of land designated specifically for permanently affordable
homes, they offer new construction and older homes in Clackamas County for low-to-moderate income households. Contact Loretta Walker at 503-659-1618 for more information, or visit www.clackamasclt.org.
Foreclosure Prevention
New Oregon Law Helps Homeowners Hitting a Wall with Lenders
Oregonians facing foreclosure may have
a better opportunity to stay in their homes, thanks to a new law that took
effect Sept. 28.
Senate Bill 628, passed by the 2009 Oregon Legislature, requires
lenders to meet with homeowners and evaluate whether they qualify for a loan
modification, which could lower borrowers' monthly payments and enable them to
keep their home.
One of the key problems in the
foreclosure crisis is that the parties aren't talking. The new law changes the
foreclosure process to encourage discussions about real workout options.
Starting this month, foreclosure notices will contain information for
homeowners about their new rights, including a loan modification request form.
When homeowners receive their notice they should immediately take one of the
following steps:
- Call
their lender to set up a meeting to discuss a loan modification.
- Fill
out the loan modification form provided in the notice within 30 days.
- Call
1-800-SAFENET and ask to be referred to a nonprofit foreclosure counselor.
The counselor can help you request a loan modification.
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