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December 11, 2008            

  #29
 
We wish everyone a very Merry Christmas and Happy Hanukkah. Let's hope that '09 starts the road to recovery!
 
** REMEMBER THE SOLDIERS & PUBLIC SERVICE FOLKS ** 
 

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In This Issue:
NFL Goes On Nationwide Crime Spree As Plaxico Burress Creates Diversion
New Appraisal Requirements
North GA Depression?
Short Sale vs Foreclosure
The NFL is Out of Control
NFL players were quick to capitalize on the distraction Plaxico Burress created by shooting himself at a Manhattan nightclub last weekend, embarking on a crime spree that has claimed an estimated 300 lives and inflicted more than $100 million in combined damages.....CLICK HERE

We will set you up to receive listings the second they enter the market - see them effortlessly before every one else!

 
Appraisal Changes & Challenges
First the Feds essentially turn a blind eye and tacitly approve years of reckless lending; now they come to rescue us! We've gone from lenders hitting buttons on computers to appraisals now running 20+ pages. Bottom line? Owners & agetns better get ready for more appraisal issues...CLICK HERE
The "D" Word used in North GA 
The housing market is so bad that some banks and builders that had been business partners are now adversaries, and experts are using the dreaded "D" word. "In northeast Georgia we're not in a housing recession, we're in a housing depression,"...CLICK HERE
Short Sale vs Foreclosure
Now it's estimated that 10% of owners are in financial trouble and having difficulty with their mortgage...CLICK HERE.  If it gets to that point, what's the difference between short sale and foreclosure....CLICK HERE

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FEATURED LISTING
2484 Lakebrooke Dr, Marietta
4BR /2.5B w/2258+- Sq Ft
Gorgeous move in cond, paver patio, huge fenced yard, swim/
tennis, minutes to 575 $225,000 
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 The Hank Miller Team
Prudential Georgia Realty
678-428-8276 direct
 
 
The current market is a train wreck but we were also beat up during the late 80's-early 90's with the RTC and that real estate melt down. Unlike many agents that have never worked a stagnant market, this team and company has. My clients are never "sold a story" - I sleep at night and so will you. We'll all bleed, but we'll push through this hopefully much wiser. We're not going anywhere and we'd love a chance to earn your business!  
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Hank Miller, SRA, ABR
Associate Broker & Certified Appraiser
Prudential GA Realty