"Knowing is not enough; we must apply.
Willing is not enough; we must do"
 

March 11, 2008            

 #11

Useful Atlanta Real Estate Info!

We value your time and we strive to avoid the nonsense that is so prevelant in this business. Our job is to inform and advise, your interests are our only priority. This is what we do full time, all of the time. See the difference working with professionals can make!
In This Issue:
It's a Good Time to Buy
Is Your Home Priced Right?
What is Title Insurance?
If You're Qualified & Want to Buy - DO IT 
Buyers, do you realize the advantage you currently hold? If you are qualified and ready to buy, then stop waiting and start moving. Time magazine just ran an article asking a simple question; "What are you waiting for?". An excerpt; Consider a typical home that sells for $218,900. You put down 20% and get a 30-year fixed-rate mortgage at today's rate of 5.5%. Monthly principal and interest come to $994.31. Let's say that 12 months from now the same house goes for 10% less, or $197,010. But by then the recession is history and the Fed is jacking up rates to stem inflation. If mortgage costs rise just half a point, to 6%, your monthly payment would be $994.94 and you'd have saved nothing. Meanwhile, home prices might steady and sellers might become less willing to negotiate. And you have spent a year living someplace you'd rather not be. Read the rest of the article HERE
Want it "SOLD"? Consider This... 
If your home is one of the thousands currently listed, or worse...RE-LISTED, what are you doing to help the situation? Zillow.com just completed a national survey that found homeowners in severe denial; a full 3 of 4 stated they felt that their home has gained or retained its value.In this market, buyers hold a huge advantage (see above); how do you attract them to and encourage offers on your home? It starts with accepting the current market data. Read the complete article HERE
Why is Title Insurance Important?

Scott Mills and his firm close hundreds of real estate transactions in and around Atlanta every year. Over the years 99.9% of these homeowners never have an issue and enjoy their homes. One of the most common issues that does occur concerns title to the property. Many buyers don't understand the value of title insurance and how it can help in the event of an unforeseen issue. Why get title insurance when you purchase your home? HAVE A LOOK

LEGAL QUESTIONS?

Scott and his team can answer them
The Hank Miller Team will provide you with the best service possible. We are leaders in our respective fields and our experience comes from years of work, hundreds of transactions and a hungry thirst for continuing our professional educations. We would appreciate an opportunity to compete for your business!  
 

Hank Miller, SRA, ABR
Associate Broker & Certified Appraiser
REMAX Greater Atlanta
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SunTrust Loan Info

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Rate Ranges

3/10/2008

Fixed Rate

 

15 year Fixed - up to $417,000

5.75+-

25 and 30 year Fixed - up to $417,000

6.125+-

FHA

 

30 year fixed

6.125+-

ARMS

 

3/1 Agency ARM

6.00+-

5/1 Agency ARM

6.5+-

7/1 Agency ARM

6.6+-

Key Jumbo

 

15 year Fixed > $417,000

CALL

30 year Fixed > $417,000

CALL

H2
The Hank Miller Team
REMAX Greater Atlanta
678-428-8276 direct