Begin by educating your clients on IUL


IUL Carriers:

American General 


American National


John Hancock

Lincoln Benefit

Lincoln Financial

North American




Many of these carriers introduced their products in 2011. It's time to get going!



Ask your business clients (or yourself)..."Would you hire a new employee for $11.54 an hour if they could create an retirement income of over $70,000 a year for you?"

Most owners would say YES and so would you!  An IUL policy can be that new employee!

$11.54 an hour

If you do the math, $11.54 an hour works out to be $2,000 a month.  That is all it takes to have a 45yr old business owner set up a retirement benefit that would pay them in excess of $70k a year from age 66 to 96!
What if something happens to the owner before he retires? The life insurance will be a great benefit to his company or heirs.  This is key person coverage on steroids!
Click the graphic below to see two pages
of a quote showing the benefit of IUL!
The quote shows a benefit of $109,862 paid. However, we have chosen to be conservative and say "in excess of $70k". As with any IUL, it is safer to be conservative. We feel like it is better to under-promise and over-perform when working within the IUL market.
Try this idea with a couple of your business clients.  You might be surprised as how receptive they may be!

Request a quote by clicking the graphic above!


John Felton
Tennessee Brokerage Agency
Tennessee Brokerage Agency