Dwyer Insurance Agency Celebrates 50 Years!
In This Issue
Letting Your Teen Borrow The Car?
1962 Newport & Beyond
Understanding Your Hurricane Deductible
Travel Insurance
Next Featured Client?
Voted Newport's Best
Again for 2012!
Best of Newport Logo 150h
As we celebrate our 50th Anniversary year, we are especially grateful to all of our clients and friends who voted for us in Newport Life magazine's Best of Newport reader's poll. We sincerely thank you for your vote of confidence and continued support!
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Community Events
July 4th
Fireworks Across Newport Harbor 
7/4
 
Ocean State Tall Ships Festival 2012
7/6-7/9

Newport Art Museum Centennial Gala
7/7

 Newport International Polo Series USA vs. Ireland Match
Glen Farm
7/7

Campbell's Hall of Fame Tennis Championships
International Tennis Hall of Fame
7/9-7/15

Newport Hullabaloo
Newport Yachting Center
7/11 & 7/18

Third Beach Duck Race for Middletown Public Schools
7/12

 Angela Moore Fashion Show & Champagne Breakfast Fundraiser
International Tennis Hall of Fame
7/12

Newport Kite Festival
Brenton Point
7/14-15 
 

 

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D.F. Dwyer Links
Contact Us
Daniel F. Dwyer, Jr. 
Daniel F. Dwyer, Jr. 

D.F. Dwyer Insurance
38 Bellevue Avenue
Newport, RI  02840
and 
1980 East Main Road
Portsmouth, RI 02871 
phone: 401.846.9629
fax: 401.849.4980

Issue: # 29    
July 2012   

Hey,  Mom and Dad!  Can I Borrow The Car?   

Teenage Driver

Questions to ask yourself before you tell your teen yes or no...

 

If you have a teen driver on the road, you've probably already learned a few things. For one, you're stress level likely increases two-fold every time they pull out of your driveway. Two, you cross your fingers that they are following every safety precaution they learned in driver's education to a 'T.' And finally, they can certainly be expensive to insure.

 

With such great responsibility being handed over to them behind the wheel, as their guardian, you're responsible for knowing your facts about how to protect your teen and yourself. This article from Insure.com outlines some of the top questions asked about insuring a young driver, including: When do I have to add my teen to my insurance -- when he or she gets a learner's permit, or a driver's license?

  • When do I have to add my teen to my insurance-- when he or she gets a learner's permit, or a driver's license?
  • Can my insurance company force me to add my teen to my policy even though I don't allow him or her to drive yet?
  • Is it cheaper to put my teen on his or her own policy, or on the family policy?
  •  If my teen isn't on my insurance and crashes the car, is the damage covered?
     
Read More On Our Resources page

D.F. Dwyer Agency Celebrating 50 Years
1962, Newport & Beyond


Newport Jazz Festival 1962On 7/1, a carnival was set at King Park with "giant" fireworks for the fourth, Almacs featured watermelon at 5 cents/lb, and the city braced for holiday crowds-- ahh, Newport Summer! Anticipating a housing shortage, the Chamber of Commerce urged residents to register extra rooms if willing to rent to visitors. By 7/3 "brisk" ticket sales for '62 Jazz Festival were attributed to Dave Brubeck and Duke Ellington although Louis Armstrong, Charles Mingus, Max Roach, The Count Basie Orchestra, Aretha Franklin and Theolious Monk were also on the bill! The festival was deemed a huge success; Newport PD reported the crowd of 9000 was happy and orderly. On 7/17, the Daily News headline read: "Kennedy to Vacation Here in September," it would be the fifth time in recent years that Newport hosted the summer White House (Eisenhower, 1957, 58, 60- JFK 1961). On 7/19, Redwood Library directors...
read more 

 

Soviet Air Force YE152The Space Race and the Cold War continued to heat up. On 7/7, a Soviet Mikoyan-Gurevich Ye-152 set a new airspeed record of 1,666 mph. On 7/10, Bell Labs' (AT&T) Telstar, the world's first commercial communications satellite was launched for swift worldwide transmission of radio, telephone and television signals. Indicative of the tenuous times, FCC Chairman, Newton Minow, said: "Now we have the opportunity to increase the flow of information among all nations, to surmount the walls of ignorance and prejudice and to use mass communications, hopefully, to avoid mass destruction." Meanwhile, in Berlin, hundreds of East German workers were seen toiling day and night on the Berlin Wall to...
read more 

 

Campbells Soup Can by Andy WarholIn pop culture this month Andy Warhol premiered his Campbell's Soup Cans exhibit and Darrel F. Zanuck became studio head at 20th Century Fox. At the movies in Newport, The Man Who Shot Liberty Valance (<video) and Spartacus played at the Drive In, West Side Story(<video) at the Opera House and Hitari! at the Strand. On 7/12, the Rolling Stones...
read more 

 

Gretel Sports Illustrated July 1962The America's Cup Defender Trials (<must see - free 1962 film link!) began with skippers drawing numbers from a hat to determine match-ups between the four yachts. After the first two-week trial period, the record stood with Nefertiti (10-2), Weatherly (7-4), Columbia (4-6) and Easterner (1-10). Although Nefertiti had the better record, Weatherly had beaten her by large margins in 2 of their 3 matches and sailed faster in all conditions. Designer, Philip Rhodes had tweaked Weatherly's keel shape, sliced her transom and removed bulkheads to reduce weight. Skipper Bus Mosbacher was also thought to be the best helmsman of the group. July 21 was Australia Day in Newport; Gretel, the Aussie challenger, her trail horse Vim, and their crew arrived. As they passed Brenton Lightship they were greeted by two Navy tugs spraying streams of water, Coast Guard tenders and a flotilla of private boats. Ida Lewis YC officers and a band playing Waltzing Matilda escorted them to a parade down Thames Street... read more  

 

Visit 1962, Newport & Beyond for more on July 1962, additional images and the year to date. Then watch this space next month for   August 1962 in Newport & Beyond... 

 

Know the Brass Tacks of Hurricane Coverage  

Hurricane
Do You Understand Your
Hurricane Deductible?

If you're a New England homeowner, chances are your insurance policy might include a hurricane deductible. Knowing how much this deductible amounts to and when it applies is a key piece of information for all homeowners to know - especially as the prime height of hurricane season looms.

 

This specific hurricane deductible amount is some percentage of the total dwelling coverage and applies separately from your standard deductible for losses like fire or theft. The reason for this separate deductible is to protect insured homeowners from sharing an astronomical amount of risk and (thus higher premiums), as the probability of extensive hurricane damage in coastal areas has increased in recent decades.

 

To lower this amount of shared risk among homeowners, a hurricane deductible is therefore a percentage of the total dwelling value, thus varying with each policy. It is triggered only when the National Weather Service names a tropical storm, declares a hurricane watch or warning, or defines a hurricane's intensity - depending on your policy.

 

So, it's a good idea to review your active policy and uncover the details if you haven't already. Talk to your agent about what your hurricane deductible means, if you have any questions. It's better to know than to be sorry when the wind blows!

 

Read More On Our Resources page  

 

Travel Insurance
Sky phone and stewardess If you're traveling this season it would be wise to consider how your insurance coverage might be affected. A travel insurance policy provides excellent coverage for you and your trip, saving you money and hassle. Get a quote on several affordable travel insurance plans through D.F. Dwyer Insurance by clicking here.

On July 25, 1962 the first sky phone service, enabling airline passengers to make telephone calls while in flight, was inaugurated. The first call was made from American Airlines Flight 941 enroute from New York to Cincinnati, from stewardess Hope Patterson to the Associated Press.
For Our Valued Commercial Clients...
Your Business is Our Business

59 Bellevue Avenue

We value all of our clients, but we're always happy to promote the businesses of our commercial clients.We've added a new 'Featured Client' section to our website and e-newsletter, where each month, we'll showcase one of our commercial clients. If you're one of our valued commercial clients, email us a photo, a brief description of your business (250 words max.) and the link to your website and we'll contact you shortly about your submission. Hey, who couldn't use a little free advertising?


Dwyer Insurance Agency Directory Listing 1971