The 1962 Fords

Eight Determining Auto Insurance Price Factors 

Insurance rates are determined by a number of factors that, when combined, can work in favor of reducing your policy premium or driving it up. Myths and rumors surround the matter of insurance rates and how they are calculated, but even though these factors are subjective based on your location, carrier, and other influencers, here's some insight into your auto insurance premium.

It might seem like your agent asked a lot of questions when you purchased your policy, but be certain that it's all for good reason. Auto insurance rates are based on your location, how often you drive, what kind of car your drive, your driving record, and demographic information. The impact each of those factors has on your rate is based on research and statistical information. A single 18 year-old male who drives a brand-new car in the city is likely to pay more than a 72 year-old woman who drives an older vehicle with high safety ratings only on occasion. The reason? For the most part, it's the difference in likelihood that either will get into an accident. 

Space Needle c.1962

In April of 1962 America's fascination with all things "space age" continued. The Century 21 Exposition (Seattle World's Fair) debuted the Space Needle on 4/21 and Ranger 3 was launched on 4/23 pointed toward the moon to collect images prior to impact, but unfortunately missed it!  This month in sports, the Celtics drafted John Havlicek and defeated the Lakers in Game 7 overtime to clinch their 4th consecutive NBA Championship (video) sparking the fierce rivalry that continues today. Would-be America's Cup 12 metre challenger Gretel and her trial horse Vim split two 12 mile races at the Prince Albert YC Regatta in Sydney Harbour this month. Meanwhile, Ted Hood's newly designed 12 metre Nefertiti was being built under a cloak of secrecy, in Marblehead at a reported cost of  "upward of $1300/ft.

Van Johnson, c.1962

In the world of entertainment Lawrence of Arabia won 7 Academy Awards. Locally, The Man Who Shot Liberty Valance played the Opera House and Breakfast at Tiffanys opened the season at the Newport Family Drive-In ($1.70/carload). Rogers High alum, Van Johnson took a break from  The Music Man to visit Newport to satisfy a craving for Johnny cakes and sausage.

Avon Calling

In April of 1962, the Equal Pay Act was still a year away.  The Newport Daily News routinely published "Help Wanted" ads separated by gender. Listed under "Available Female" were stenographer, salesgirl, dental assistant, housekeeper, typist, cook, babysitter, cocktail waitress and Avon representative. 

Givenchy Hat, c.1962

Cherry & Webb featured "designer Easter bonnets" from the new "ready-to-wear" collections of Balenciaga, Givenchy, Nina Ricci and Pierre Cardin priced from $9.98 - $13.98. And a "Debonaire Deluxe" hairstyle at Gustave Hair Stylists in Bellevue Plaza included a "a deluxe permanent, style, cut, shampoo, set and creme rinse, for $10.00. 

Throughout our 50th Anniversary year, visit our History page and watch this space for more notable event in 1962 Newport & beyond...  

Ash Wednesday Nor'easter 1962

Read more on Resources page.

We value all of our clients, but we're always happy to promote the businesses of our commercial clients.We've added a new 'Featured Client' section to our website and e-newsletter, where each month, we'll showcase one of our commercial clients. If you're one of our valued commercial clients, email us a photo, a brief description of your business (250 words max.) and the link to your website and we'll contact you shortly about your submission. Hey, who couldn't use a little free advertising?