Got A Question? Ask It!   

Knowing What to Ask When Buying an Insurance Policy is Crucial.

Insurance isn't something that the general public usually has an in-depth understanding of, but most of us do carry some type of insurance coverage. You know that you have to have it in many instances, you know you have to spend money each year on premiums that may go up or down, and you expect to receive a big stack of paper referred to as a 'policy' in the mail (that may be immediately stored away with those of years past.) However, it pays to have a little 'know how' about insurance when buying your auto, home, renters, life, or any other insurance policy.

It is our pleasure to announce the addition of Shannon Dwyer Shea to the D.F. Dwyer Agency team. Shannon, a native Newporter, graduated from Providence College in 1991 with a BA in Social Science and earned her Elementary Education Degree from Roger Williams University in 1996. As a small business owner for 14 years, she co-founded and was the Head Teacher of KinderArt Preschool from 1993-2005. Shannon resides in Portsmouth with her husband and three children and is active in the community as a volunteer at Portsmouth Public Schools and member of St. Barnabas Church where she serves as a Faith Formation teacher. In her role as Associate Agent and Licensed Insurance Producer, Shannon is ready to assist clients in our new Portsmouth office, please join us in welcoming her to the D.F. Dwyer Agency team. 

 
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Tell Your Insurance Agent!

A major home renovation is often a complex undertaking. Going through the motions of finding contractors, choosing materials, browsing design concepts, and securing financing (in some cases) seems like a laundry list of tasks. But, have you ever considered that one of the first steps you should take is to tell your insurance agent?

Remodeling your home can have both positive and adverse effects on your policy, but hesitating to tell your agent could leave you in a heap of trouble in the event of a claim. During a remodel, the risks are not the same as simply living in the home, so it is true that you may experience an increase in insurance costs during construction. However, many standard homeowners policies will prohibit the payment of claims if they occur while the home is under construction. Even still, there is a bright side. Keeping your agent informed during a remodel could lead to a break on your bill once construction is complete if your carrier gives premium credits for newly replaced roofs, plumbing, heating systems, or electrical equipment in the home.

We value all of our clients, but we're always happy to promote the businesses of our commercial clients.We've added a new 'Featured Client' section to our website and e-newsletter, where each month, we'll showcse one of our commercial clients. If you're one of our valued commercial clients,  email us a photo, a brief description of your business (250 words max.) and the link to your website and we'll contact you shortly about your submission. Hey, who couldn't use a little free advertising?