Voted Best Newport County Insurance Agency 2011
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'Thumbs Up' for Dwyer Insurance!
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| Contact Us | |
D.F. Dwyer Insurance
38 Bellevue Avenue
Newport, RI 02840
phone: 401.846.9629
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Make The Grade With A Financial Plan
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 Don't let bad college spending habits ruin future opportunities
So your kid has finished high school, gotten into college, moved out, and started counting down the days until graduation. You may have urged them to apply for a credit card, or given them a copy of your own, in case of emergencies. You've co-signed their loans and their apartment lease, because we all know the typical 18 year-old doesn't have a lengthy credit history of their own to stand on. But what if the debt becomes out of control? Desperate economic times call for desperate measures, but you've got to buy your textbooks somehow, right?
Any financial planner will tell you it's important to seriously discuss good spending habits with your kids, especially during their college years when it's most important for them to build and maintain good credit. This article outlines the most important keys to obtaining a good credit score and how to get out of deep water if you find yourself struggling with a less-than-perfect debt ratio. Failing to heed such warning could leave you and/or your kid unable to buy a car, a house, or even rent an apartment.
Read more on Resources page...
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Don't Get Caught Under The Weather
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 An inexpensive Personal Umbrella Liability (PUL) policy could save your assets on a really, really rainy day
You've worked hard to buy your home and put aside funds for retirement. But even if you have an insurance policy for your home, car, boat, or recreational vehicles, your assets could still be at risk if faced with a high-dollar lawsuit. A Personal Umbrella Policy (PUL) is an affordable annual insurance policy that extends your liability insurance coverage for your home, auto, and/or watercraft. Even if you feel that you have nothing to lose, a sizeable judgment against you could lead to garnished wages or the liquidation of your assets to pay those outstanding debts.
Check out this short video on our Resources page that highlights the benefits of a simple PUL policy.
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 Show Us Your Photos!
Do you have some great photos of our City by the Sea? We live in one of the most beautiful cities on the East Coast, so it's safe to assume that most of us have some great photos of Newport and other parts of New England lying around. Email them to us and each month we'll choose some of your submissions to showcase on DFDwyer.com.
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Travel Insurance
|  If you're traveling this summer, it would be wise to consider how your insurance coverage might be affected. A travel insurance policy provides excellent coverage for you and your trip, saving you money and hassle. Get a quote on several affordable travel insurance plans through D.F. Dwyer Insurance by clicking here.
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D.F. Dwyer's Featured Client for August 2011
|  Endless Wave Surf Shop
Bellevue Avenue just got a little wavier. Endless Wave Surf Shop is dedicated to sharing their love of the sea with customers by offering quality products made from carefully-selected recycled materials and providing exceptional customer service. (Really, they're nice people.) Founders Ron, Laurie, and Greg hit the map in 2006 by designing the Wax Buddy - a simple but incredibly useful wax-removal tool made for surfers by surfers. (This idea was so good; they've gone global with it!) Stop by their storefront location at 148 Bellevue, and check out their stock of unique tees, stylish beachwear, surf gear, and even furniture.
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For Our Valued Commercial Clients...
Your Business is Our Business
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We value all of our clients, but we're always happy to promote the businesses of our commercial clients.We've added a new 'Featured Client' section to our website and e-newsletter, where each month, we'll showcse one of our commercial clients. If you're one of our valued commercial clients, email us a photo, a brief description of your business (250 words max.) and the link to your website and we'll contact you shortly about your submission. Hey, who couldn't use a little free advertising?
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