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Community News
Nancy Coalter amd Jenn Powers on "Soup Day" in support of Food N Things
Thanks to the Benzie County residents, employees of the Honor State Bank, and the Builder Club at the Benzie Central Schools, the Benzonia branch alone raised more than $1,130.00 and collected 957 pounds of foods by having a soup luncheon, silent auction and cash donations for leaf & pumpkin purchases.
The contributions surpassed last year's efforts by 244%. Nancy Coalter, VP and manager of the Benzonia branch attributes the increase to the dedicated efforts of her employees and partnering with the school. Employees made soup and crafted items for sale at the silent auction and got the word out in the community. Can goods were collected at the school using a competition between the classes and students of the winning class were rewarded a pizzas purchased by the bank.
The Benzonia branch decided to donate the food and cash they collected to BACN - Benzie Area Christian Neighbors, Benzie Area Church of Christ and the First Congregational Church of Benzonia. Bank wide in 2009, employees of the Honor Sate Bank gathered 7,942 pounds of food and raised $6,842 that has helped 15 charitable organizations throughout their communities. Since 2004 the bank has collected 42,664 pounds of food and raised $41,015 in cash to help those who need assistance from time to time.
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Complimentary Book Offer
(click on picture to send us a request)
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Tip of the month:
Email addresses are a key tool to effectively marketing your business.
Unfortunately consumers have become all too weary of freely giving up their precious email addresses.
To obtain customer email addresses you must first give in order to receive. Create a drawing or contest that requires an email address. Offer a monthly email newsletter filled with quality, useful content. Use email to inform customers of upcoming sales or deals.
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| Positive Economic News (click links for full story)
WASHINGTON (Reuters) - The number of U.S. workers filing new claims for jobless insurance fell to the lowest since January, government data showed on Thursday, pointing to improvements in the labor market.
Initial claims for state unemployment benefits dropped last week to a seasonally adjusted 502,000 from a revised...
Like some gothic serial novelist, the Bureau of Labor Statistics delivers another chapter of the same grim tale on the first Friday of every month. In October the unemployment rate spiked to 10.2 percent, the highest since April 1983. Since December 2007, payroll employment has fallen by 7.3 million. The ratio of unemployed workers to job openings is 6.1 to 1; in December 2007 it was 1.71 to 1.
But some recent data points-and an understanding of the behavior of companies at different phases of the business cycle-suggest we'll have job creation sooner rather than later. |
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How to Hire and Retain Good Employees
E m p l o y e e s a r e t h e m e c h a n i s m b y w h i c h a b u s i n e s s
i s a b l e t o r u n. I f y o u w a n t y o u r b u s i n e s s t o r u n a t a
h i g h c a l i b e r , t h e n t h o s e e m p l o y e e s n e e d t o a l s o b e
o f a h i g h c a l i b e r . H a v i n g a c o m p a n y w i t h g o o d
e m p l o y e e s d o e s n ' t j u s t m a g i c a l l y h a p p e n o v e r n i g h t ,
t h o u g h . I t r e q u i r e s y o u t o m e e t t h e i r n e e d s a t
t h e hi r i n g s t a g e a n d c o n t i n u a l l y e v o l v e t o m e e t
t h e i r n e e d s t h r o u g h o u t t h e i r e m p l o y m e n t .
full story >> |
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Honor Health Savings Account
A better way to save for healthcare.
An Honor State Bank Health Savings Account (HSA) allows you to put money aside to pay for current and future qualified medical expenses. Contributions are 100% tax-deductible, earnings are tax-deferred and distributions to pay for eligible medical expenses are tax-free.
Here's how it works
To open and contribute to an HSA, you must be under 65 years of age and have coverage under an HSA-qualified "high deductible health plan" (HDHP). Through the year, if you have a medical expense that is not covered by your HDHP, you can pay for it out of your HSA account.
Deposits can be made at any time throughout the year, in a lump sum or through a payroll deduction plan with pre-tax or after-tax dollars. You can access the funds in your account by check or an Honor State Bank HSA Debit Card.
It's your money
There are annual limits on the amount of money you can contribute to your HSA. However, the annual contributions belong to you and there is no spending deadline. Any money remaining in your HSA at the end of the year will roll over to be used for medical expenses at a later time or during retirement, earning tax-deferred interest.
Making saving easy
ˇ No set-up fee
ˇ Five tiers of interest available depending on your balance
ˇ An Honor State Bank HSA Debit Card to access your funds for payment
ˇ Monthly receipt of an HSA statement listing your deposits, withdrawals and interest earned
Open an account today
If you have questions or wish to open an HSA account, contact us, call or visit any of our offices. Helping you to save for healthcare is one more reason why you should know an Honor State Banker.
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