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| Greetings!
THE TAX CREDIT IS OVER- Did I miss out?
A whole lot of home buyers were able to take advantage of the $8,000 federal tax credit by purchasing a home before the end of April (and they have to close on that home before the end of June). If you were not one of them, but you are kicking yourself for not "jumping in", it is still the best time to purchase since prior to 2003. According to the Case Shiller Price Index, you can actually purchase a home right now for 2003 prices, but pay less per month! How? Interest rates are better by more than a full percentage point. If you were purchasing a home in 2003 for $200,000, you would be making a $1232/mo mortgage payment, but the same home purchased in March 2010 would only be $1087/mo because of the interest rate difference. So if you think about it, you really didn't miss out since you'll be saving much more than $8000 over the life of the loan by purchasing now - but interest rates are predicted to be around 6% by the end of 2010, so I wouldn't wait too much longer!
The current real estate market still has many short sales and bank owned homes for sale that are great buys for purchasers, but if you or someone you know is a SELLER of a distressed property, please let them know I can help. For most distressed sellers, it is usually better to do a short sale than to give up and let the home go into foreclosure (there are some exceptions). I have experience successfully negotiating short sales myself, so don't keep me a secret. I appreciate your referrals and you'll be doing them a big favor by putting my expertise and experience to work!
Best Regards-
Cathy Wahlin,
ABR, ASR, CFS |
Curb Appeal is a phrase that has been used a lot on the HGTV. The idea of 'Curb Appeal' can be referred to in many ways, but what it means most is the outer appearance of ones home and it can be improved easily. Small things can add to the appeal of a home like paint, windows, doors, or landscaping. Owning a landscaping company, we hear that phrase used a lot by customers, who are looking to improve their homes curb appeal. That can mean minimal or major changes to improve the overall appearance of the outside of the home. Adding color to planters, pots, or flowerbeds can add that 'Curb Appeal' desired for minimal cost. Another thing that can add or change the look to ones exterior is trimming of trees and bushes or reseeding a weathered lawn. Sometimes the small things can make a huge difference to your home and may just entice that home buyer to make an offer.
James Greene
Greene's Landscape Design LLC
Kent, WA
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Need truly outstanding Professional Services? Referrals gladly provided...
Let these professionals be one of several quotes you get, and I'll bet you save on the services you need. I believe in the referral process, so part of the service that I provide is to offer my clients and associates a list of highly qualified business professionals in the community. If you are looking for very credible, ethical and outstanding professionals in the following fields, please feel free to call me for their contact information: - Landscaping and Design Services
- Residential and Commercial Painting
- Residential Mortgages
- Financial planning
- Tax preparer
- Security Systems
- Banking Services
- Automotive Detailing
- Supplemental Insurance
- Health and Wellness products
- Property and Casualty Insurance
- Massage Therapist
- House Cleaning Services
- Legal services plans
- Chiropractic Services
- Merchant Services
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An Inspiration for the Day:
It's the little things that matter. Simplify your life and re-evaluate your goals and priorities to help bring into focus that which is most important in your life. You'll be more satisfied with yourself, and have more energy for the things and people that are important to you. |
| Current Interest Rates
Mortgage Rates are at the lowest level of the year. The 15-year fixed rate mortgage averaged 4.30% this week, while the the 30-year fixed-rate mortgage averaged 4.93%. Do you need a referral for a great loan officer to help you with your home loan purchase or refinance? I know several highly qualified and experienced LO's that can help. |
Cathy's News:
I have an exciting announcement! My daughter graduated from WSU last weekend from the school of Pharmacy to become a dietician. She started an internship at Madigan Hospital already and we are very proud of her! I'd love to hear your news- Drop me a line at cwahlin@windermere.com or give me a call at
(253) 315-1758 |
| The 8 things that lead to Wealth!
1. Happiness and Optimism
2. Resilience
3. Connectnedness
4. Passion for what you do
5. Intuition
6. Habitual Saving
7. Willingness to take Risks
8. Gratitude |
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