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7 Ways To Save Money On Your Health Care
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 We recently came across a flyer from one of the health carriers that
listed some ways to save money on your health insurance. These are not
earth shattering ideas, but we feel they need to be reviewed. In the
course of our day-to-day lives we don't always think about this stuff.
And when events come up, we don't always think through our actions. Read them here. |
 Emergency Room? Urgent Care? Primary Care? Or the new 'Convenience
Care' facilities popping up at retailers? How do you know where you
should go? It can be confusing. One of the carriers has a brochure they
give out at open enrollment meetings that we thought would be good to
summarize here. |
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Universal Health Care - Italian Style
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There has been a lot of discussion about changes to the health care system in United States. A lot has been said of universal health care, or a government run health care system. Is it the answer to all of our problems? Is it better than the current system? Personally, I don't think so. When I hear about universal health care, I always hear about the benefits of it. It always sounds like such a good idea.
But is there another side of the story? Usually there is. Over the next few newsletters, we are going to try and bring you some information on government run health care in other countries. Most of our information is coming from a series of articles written by the Director of Health and Welfare Studies at the Cato Institute. This week we look at Italy's health care system. Here are a few items to get your attention:
- Italians have limited choice of physicians
- With the exception of emergency care, ALL
care must be referred by a General Practioner - including diagnostic services,
hospitalizations, and care by a specialist
- Average wait time for a mammogram is 70 days
Read more here.
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 "There is no easy way out of a debt restructuring. Someone will have to bear the cost of prior bad decisions. The people who should bear the cost are those who made the bad decisions to make the loans or those who financed the people who made the loans. They intended to profit and would have profited if they were right. But they were wrong, so they should lose. The government needs to allow the losers to lose and focus their actions on minimizing the knock-on effects of their failure on people who didn't do anything wrong (to minimize systemic risk). They should then take action to minimize the future exposure of the innocent to the future dumb decisions of the small minority, because no amount of regulation will ever eliminate dumb decisions."
FDIC Chairman Shelia Blair
in an interview in the Wall Street Journal
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The Lighter Side - 21st Century Lassie
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Let's face it. If it was not for Lassie, Timmy would not have lived to see 1st grade. Based on when the TV showed aired, Timmy would be a baby-boomer right now, and probably experiencing the same investment concerns as the rest of us. Too bad Lassie is not still around to help save Timmy. Click here (or the picture to the right) to see a cartoon about a modern day Lassie.
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I Wish I Had Said That... |
Any so-called stimulus program is a ruse. The government can increase its spending only by reducing private spending equivalently... Furthermore, private spending is generally more efficient than the government spending that would replace it, because people act more carefully when they spend their own money than when they spend other people's money.
George Mason economist Richard Wagner
In stimulus package language, if Congress taxes to hand out money, one person is stimulated at the expense of another, who pays the tax, who is unstimulated.
George Mason economist Walter Williams
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