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 about me    useful information      rates     blog                                          July 2011 

Did you see my ad in the latest copy of YAM?

 

YAM is Victoria's favourite lifestyle magazine created specifically for people just like you and me - people who want to live smart, live well, and enjoy life in Greater Victoria to the fullest. YAM is all about keeping up to date with the newest trends in the fashionable world of food and drink, the most current concepts in home décor and design, the vibrant and thriving entertainment scene, and even this city's slightly quirkier side.

 

Feature stories in YAM focus on topics that impact us right here in Victoria. They're penned by established local writers who are living in the city they write about. YAM understands the challenges of maintaining a healthy balance of work and play and aims to highlight the best, specific-to-Victoria ways to make living in this city the most rewarding it can be.

 

 Take a look at YAM online  

 

Did You Know... 

 

...the notorious Billy The Kid had a connection to Victoria, BC?

 

by Stephen Hume July 9, 2011 

Vancouver Sun


Billy the Kid's legend is forged from the American fascination with guns and violence, from a revolutionary mistrust of authority, and from the lawless frontier myth that frames the nation's self-perception.

 

The B.C. connection is John Henry Tunstall, the New Mexico rancher who hired William H. Bonney as a ranch hand in November 1877 -and in so doing launched Billy the Kid on his epic trajectory into the firmament of myth.

 

Tunstall had been working as a clerk in his father's bustling Victoria dry goods store a scant two years before the fateful events that would enter history as the Lincoln County Range War.

 

Young, ambitious, out to prove himself to a wealthy father by making his own fortune, Tunstall left Victoria to buy a cattle spread in New Mexico in 1876. He found himself entangled in a conflict between ranchers and a Mafia-like business monopoly.

 

 

Read The Entire Article

 

When will Bank of Canada start to raise interest rates?

 

Financial Post

 

David Pett Jul 13, 2011 

 

Things are definitely looking up for the Canadian economy, but don't bank on interest rates rising anytime soon.

 

With Europe's credit mess spilling over and the faltering U.S. recovery eliciting serious talk about QE3, it's pretty much unanimous the Bank of Canada will stand pat when setting its policy direction next Tuesday and may not budge until later this year or next year.

 

"The arguments are there for the Bank of Canada to start hiking rates next week, but we increasingly think that this fall might even be too early given the problems we are seeing in the global economy," said Jimmie Jean, an economic strategist at Desjardins Capital Markets based in Montreal.

 

Despite encouraging news over the past week, including solid housing and jobs numbers and improving business sentiment that suggest Canada is bucking the global slowdown, not one of 37 economists and strategists recently surveyed by Reuters expects the Bank of Canada to hike rates July 19.

 

While some do expect a 25-basis-point increase in September, the median forecast predicts the central bank will leave its key policy rate at 1% until the fourth quarter.

 

Read The Entire Article

 

 

Check out these Websites! 

 

 

Bank of Canada Meeting Dates

 

 

Current Gov't Mortgage Rules


Gail Vaz-Oxlade (great budget worksheets!)


Canadian Home & Housing Corporation


Genworth Financial Canada


Equifax - Credit Report Information


Money Sense Magazine


125 Great Things to do in Victoria


TED: ideas worth sharing


CKUA (the best radio station ever!)


The History of BC's Notaries

 

by Kristy Martin

James Farley Notaries

 

A Profession over 2000 years old and still thriving today  

 

When you hear the phrase "the oldest continuing branch of the legal profession worldwide" you most would undoubtedly believe that this phrase is referring to the practice of law as a lawyer, but believe it or not this title belongs to the profession of Notaries. Our tradition dates back to the ancient roman times where Notaries, then also referred to as scribes, were responsible for recording important events such as judicial proceedings and the transcribing and copying of important documents. Today Notaries are still found around the world, but British Columbia Notaries have a unique history and an even more unique role in today's modern legal world.

 

 

Read The Entire Article

 

Free Movies!

I am a huge movie fan, and like most of the people I know, each week my budget has to cover eating out and entertainment. Since watching a show on TLC called Extreme Coupons I have become focused on getting deals!  My friends may laugh, but I haven't had to pay for a movie in months! And I see at least one movie each week.

Get a Scene Card.  You earn points every time you see a movie, discounts on the candy bar and with every 1000 points, a free movie. You can earn points when you eat at Milestones as well.

 

Thrifty Foods now offers a  Club Thrifty Foods card so you can earn points to redeem in store, donate or convert to Aeroplan.  I convert my points.

While shopping at Save On Foods, use your Save On More Card to earn points and pay with your Save On More Master Card.  The interest rate on the credit card is very high, but if you just use it for groceries and pay it in full each month, you can benefit from the extra points you can earn.

I take all the points I earn from Aeroplan and Save On Foods and trade them in for free movie passes and gas cards. 

Have fun!

Elizabeth Prins AMP

Mortgage Depot  

Verico Island Pacific Capital Corp.

 

250.475.1166

toll free 1.888.622.7999

liz@mortgagecanada.com 

www.MortgagesByLiz.ca  

    

 

Hello!  

Do you remember in my last newsletter I told you about Flavour Bistro?  Last Sunday I discovered their stuffed french toast.  Who can resist White Chocolate Mascarpone Stuffed French Toast with Warm Berry Compote served with organic coffee?  Here is a picture to tempt you.  Seriously, I wanted to lick my plate. 

stuffed french toast

 

This month I have been spending time with First Time Home Buyers. Its a buyer's market out there and rates are low, low low.   Good time to buy.

 
As I work on this newsletter Sonny is happily snoring at my feet. My office would be so quiet without him!  Thank you to my lovely clients who bring in dog cookies.  He appreciates them too.

 

I hope you are having a great month and are loving the sunny days when they happen.  Instead of taking a vacation this summer I am spending time in our beautiful city. It seems that every weekend there is another festival or market to visit.  Love it!

     

Enjoy your day and please keep in touch.

  

 

Warm regards,