H.B. Cantrell & Co Newsletter
It's not just insurance...it's protection July  2009 
 
In This Issue:
  
  
  • Homeowners rates on the rise
  • Talking with your kids about safe driving

  

Possible increase in homeowners rates
 
 
Homeowners across NC could face significant increases in their homeowners' rates.
 
The main cause of this is the NC Beach Plan is not properly funded. The state beach plan has a possible shortfall of $6 billion from the impacts of a 1 in 100 year hurricane.
 
Some insurance companies have indicated as much as a 30% increase to their homeowner rates.  Some insurance companies  have left the state and other companies are threatening to leave the state altogether.
 
Our state beaches are a favorite vacation spot!
The impact on all of us could mean higher rates.
 
We are keeping track of our carriers and their positions on this issue. If you have any questions, please feel free to call us.
Whila
 
Talking with Your Kids about Safe Driving
Don't put off talking to your children about safe driving practices.  Evaluate your own driving habits...are you setting a good example? 
 
Below are 5 1/2 things to think about with your future driving children.
1.You can't start too early. When they can read, they know what you're doing.
 
2.Think about your own habits:
         rolling stop signs
         running yellow lights
         speeding(when they can read, they can read speed
                      limit signs, and your spedometer)
 
3.What are your habits with alcohol, cars, and restaurants?
Have you ever had that "roadie", or that beer with the family at dinner, and then gotten in the car.
 
4.Talk about driving with your kids.
 
5. Don't pretend that they will know or do the right thing when they are thinking about getting in the car with that friend who has been drinking at a party.
 
5 1/2 Give them options to get home
         Talk with them about having the freedom to call you if
                 they need help, no matter what time.
         Give them $20 to use for a cab, if necessary

 
Before you leave, check your destination's 
travel warnings!
 
 
 
 
  
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Featured Article

 Beach House Availability! 

 Cherry Grove, N. Myrtle Beach
Several Weeks in August still available 
Call now for rates and specials!
     704-905-9000