| Hurricane Season Strikes- Gustav, Hanna, Ike and is Josephine next?? |
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Do you have Flood Insurance?
With high winds comes high water in a hurricane and this has been a busy season.
Are you in a flood zone? Did you know standard homeowners and renters insurance does not cover flood damage? Did you know flood insurance is easy and affordable to purchase? BUT - there is a 30-day waiting period before a flood insurance policy goes into effect.
For severe weather preparedness, visit: |
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To get your flood insurance, contact H.B. Cantrell and Company today!
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| Proper Limits of Liability |
Do you have enough personal auto coverage?
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| The North Carolina minimum requirement for liability is only $30,000 bodily injury, $60,000 per accident and $25,000 property damage. Bodily injury liability applies to injuries that you cause to someone else. It is important to have enough liability coverage in case you are sued for a large sum of money. Property damage liability coverage pays for damage you may cause to someone else's property. This could include other vehicles, fences, buildings or other structures your car may hit.
Many people carry $100,000/$300,000/$50,000 on their auto policy. That simply is not enough today.
To better protect you, we strongly recommend you increase your limits of liability to $250,000, $500,00 and $100,000 to protect you, your family, your home and personal assets in case you are in a serious accident and are required to pay a large sum of money.
The cost to increase the coverage is minimal most of the time, less than $100 per year. Are you properly covered? |
