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Dear ,
Exciting benefit news at ODS
What's New!
Here at ODS, we're back from
our spring road tour and ready to launch our July 1, 2010, changes. The
feedback we received from the marketplace was very beneficial. It's also
clear
which of our plans are most popular. This gave us the opportunity to
fine-tune
our offerings. As you look closer at our products, you'll see that we're
focusing on an evidence-based approach. Ultimately, the changes we're
making
now will provide an opportunity for premium savings and flexibility,
both now
and in the future. Higher deductible plans
Starting July 1, 2010, ODS
will add higher deductible plans at new price points. We still offer
plans in
our full deductible range. You'll notice that we now offer fewer plans
per
deductible and have standardized our out-of-network coinsurance to 50
percent.
If you have a client who enrolled in one of the eliminated options, at
renewal
we will send you rates for the most similar plan option. Pharmacy benefit changes
Our flexible, evidence-based
pharmacy plans are designed to help our members and groups manage the
rising
cost of prescription drugs. The ODS Rx programs provide employers with
effective cost controls, objective consultation, clinical expertise and
one of
the most competitive packages in the industry. Our goal is to produce
the
highest quality of care and member satisfaction at the lowest possible
net cost
to the plan.
The following pharmacy
changes will take effect on July 1, 2010 for all new and renewing groups
in the
2-99 market. New value tier
We are pleased to offer a
new $2 value tier.Value medications include select drugs
commonly prescribed to treat chronic medical conditions and preserve
health. Specialty
drugs
The
specialty drug market continues to expand with new drug applications,
particularly in biologics and oral specialty medications. Thanks to
these new
medications (and new ways to use current drugs), there are now multiple
therapeutic options to treat specific conditions. This provides an
opportunity
to offer incentives for members and providers to consider preferred
specialty
products.
The
benefit change taking effect for new groups and existing plans at
renewal
includes a 25 percent coinsurance on all specialty medications. ODS
works
exclusively with Walgreens Specialty Pharmacy for our commercial
business,
offering enhanced clinical services to support members with complex
health
conditions. Orphan
drugs
ODS
has designated an orphan drug tier to help clarify the level of benefit
for
such medications. Orphan drugs are considered "specialty" medications
that have been developed to treat rare medical conditions. The Food and
Drug
Administration (FDA) closely regulates medications with orphan drug
status.
Orphan drugs are subject to clinical review and must be approved for
medical
necessity. Many of these medications are administered within a
provider's
office or professional facility. The integration of ODS Rx and our
Healthcare
Services team helps ODS work together with the member and his or her
provider(s) to ensure therapeutic appropriateness and address safety
concerns
with the use of these medications. Updated
drug list
ODS
will update the standard drug list for all standard Rx plans July 1,
2010. You can find the new ODS Rx 2.0 Preferred
Drug List on the ODS website. This
applies to all standard fully-insured
groups currently on the ODS standard drug list, as well as individual
members.
Large non-standard or self-insured accounts will have the opportunity to
roll
to the new drug list on renewal. These
updates bring our programs in line with the clinical evidence supporting
safe,
therapeutic and cost-effective options and support our focus on
delivering high-value products to our members. Other changes
Additional changes to
pharmacy benefits include:
Utilization
management provisions Step
therapy Prior
authorization Utilization control edits Cost effectiveness controls Prescribing guidelines First
fill specialty program
Value and evidence-based benefit
designs
ODS is also pleased to announce
two new benefit plan designs for the 100+ market. Working in partnership
with
the Oregon Health Leadership Task Force, we have developed a new value
based
benefit design, which helps reduce financial barriers for patients with
chronic
conditions while fostering a culture of health and wellness.
Additionally, by
reducing the benefits for treatments that are proven to be driven by
preference
rather than evidence, ODS will help organizations save on premiums.
Our new evidence-based
benefit design takes a slightly different approach, using credible
medical
research and developed strategies to help reduce high-cost medical
procedures.
It encourages patients to become more engaged in the care and types of
treatments they receive by working more closely with providers.
Please contact your ODS
Marketing Sales Representative for additional details and plan design
options.
Dental plans
Finally, ODS is constantly
reviewing its dental plans to ensure they meet the latest in dental
research
and evidence. Based on the latest evidence, we have adjusted our
benefits to
help save your clients money while also taking into consideration
evidence-based best practices. The benefits relating to topical
fluoride,
sealants, cast restorations, prosthodontics and crowns over implants
will
change, effective July 1, 2010. Please contact your ODS Representative
for
additional details. |
Finding a mental healthcare provider
When your clients need support for depression, anxiety or
another mental health issue, finding the right therapist can make
a big difference. Many people do not know how to find a therapist to
best meet their needs. ODS has experts ready to assist your clients, and they
are only a phone call or e-mail away. We offer your clients:
- More than 2,000 behavioral health
providers in the Oregon and southwest Washington network to choose from
- We make sure
your clients find a provider that is an ideal match, based on language,
ethnicity and more than 50 behavioral health sub-specialties.
- ODS health professionals to help
screen for depression and substance abuse
- ODS Depression Care health
coaching program
- Coordination of timely outpatient
treatment after a psychiatric hospitalization
ODS cares about your clients' total health and well-being and
is committed to supporting your clients with complete confidentiality. Our Depression Care flyer is
available for you to share with your clients. For more information, contact
ODS behavioral health: 503-624-9382 800-799-9391 behavioralhealth@odscompanies.com |
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New enrollment forms
In
an effort to better serve our members, we are continually reviewing and
updating our forms and processes. Recently, we have made changes to our
enrollment forms. In addition to other, minor changes, the most notable changes
to these forms includes:
- The request for e-mail addresses
- The ability to identify the
applicant's primary language
Updated
forms are available on our website.
To
ensure timely processing of enrollment applications please verify that all
required fields are completed prior to submitting to ODS.
Please contact your Marketing Representative or
Billing & Eligibility Specialist with any questions. |
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Tobacco
cessation programs The Free & Clear® Quit For Life™ Program is available to
many of our members ages 15 and over. The enrollment fee for this program is
$225, which is deducted from the $500 lifetime benefit. Cost of nicotine
replacement therapy and medication is not included in the enrollment fee.
Quit For Life is an evidence-based tobacco cessation program that offers the
following:
- One-on-one
phone-based sessions scheduled at the member's convenience
- Toll-free
telephone access to our Quit For Life™ coaches for the duration of the
program
- Recommendations
for medications like the nicotine patch, gum, bupropion or Chantix. The
normal copay applies for prescription medication.
- Delivery
of recommended nicotine replacement products (such as the patch, gum, or
lozenge)
- A
Quit Guide designed to help employees stay on track between calls
- Interactive
web tools to keep employees engaged with other participants and coaches
1-866-QUIT-4-LIFE
(1-866-784-8454) or www.quitnow.net *Not all ODS members are eligible for Free & Clear benefits.
The Oregon Quit Line is available free of charge to residents of Oregon. Members can call an expert Quit Coach to get:
- Tips
on what to do with urges to smoke or chew.
- Identify
times and situations when they usually smoke or chew, and ways to change
these routines when they quit
- If
they've tried to quit, Quit Coaches will talk about what hasn't worked and
new things they could try
- Information
about medications like the nicotine patch, gum, bupropion or Chantix. The
normal copay applies for prescription medication
- A
Quit Guide designed to help employees stay on track between calls
English: 1-800-QUIT-NOW
(1-800-784-8669)
Español: 1-877-2NO-FUME
(1-877-266-3863)
TTY: 1-877-777-6534
Or register online at: www.quitnow.net/oregon/ |
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What should you know about getting your teeth bleached?
by:Shen-Li Lee
Tooth
discoloration is a natural process of aging. As we grow older, our teeth
naturally discolor for various reasons. Children generally appear to have
"whiter" teeth because the enamel on baby teeth tends to be less
translucent. The enamel in adults is more translucent and, as it wears down
over the years, the yellow color of the dentine underneath it begins to show
through, giving the teeth a more yellowish appearance.
Aside
from the aging process, teeth can also be stained by a variety of factors.
Teeth stains are normally categorized as intrinsic (stains that occurs within
the tooth) and extrinsic (stains that occurs on the surface of the tooth).
Common causes of intrinsic stains include trauma, aging, exposure to certain
substances during tooth formation (e.g. Tetracycline staining), and excessive
fluoride exposure. Common causes of extrinsic stains are the consumption of
colored food and drinks (e.g. coffee, tea, red wine), and smoking or chewing
tobacco.
What are the options for bleaching teeth?
There
are many methods available ranging from as little as the cost of a tube of
toothpaste up to several hundreds of dollars. Teeth bleaching options can be
categorized as those that can be done at home and those that must be performed
in the dental office.
At-home tooth whitening
Whitening toothpaste
Probably the simplest and most basic method for whitening teeth is to use
whitening toothpastes. These are usually abrasive in nature and designed to
remove only extrinsic stains through a physical action. Although all
toothpastes contain abrasives, the content of abrasives in whitening
toothpastes is usually higher.
Tooth whitening toothpastes may also contain a bleaching agent like peroxide to
help whiten the tooth chemically. The chemical action is generally quite
limited because the concentration of peroxide in toothpaste is usually fairly
low for safety reasons. Additionally, for a chemical reaction to take place
there must be sufficient contact time. Since most tooth brushing lasts for two
minutes at the most, the peroxide agent has a very limited time to act.
OTC whiteners
These days there is a large variety of over-the-counter whitening agents
available in the market. They vary in concentration, efficacy and method.
Strips, paint-on gels, and gels in trays designed to be worn over a few hours
are the basic methods through which these whitening systems are applied.
Regardless of the method of application, the basic function of these whitening
agents is to chemically whiten the teeth through bleaching. As named, they can
be bought over the counter at a pharmacy and do not require a dentist's
supervision for use. The efficacy of these methods really depends on the
concentration of the active ingredient and how well and how long it can remain
on the teeth to produce a whitening effect.
In general, paint-on gels are probably the least effective since saliva can
easily wash it away. Whitening strips, though slightly more effective since the
agent is better protected against the saliva, are still limited in their use if
an individual has crooked teeth. Gels in trays are probably the most effective
of the OTC whiteners since they remain in contact with the teeth for the
longest period of time. The main disadvantage of using OTC gels in trays is
that the trays are not made specifically for the individual and may not fit
very well.
Dentist dispensed take home kits
These are similar to the OTC whitening gels that are applied in trays but are
usually more effective for two reasons. Firstly, the trays are made by the
dentist to fit the individual's specific dental arch, therefore the whitening
agent is held more closely around the teeth. Secondly, the concentration of the
active ingredient is usually higher than those sold over-the-counter.
In office whitening
The
most costly of all the whitening procedures, the in office whitening method is
also the most effective. However, because of the high concentration of active
agent used and the potential side effect of tooth sensitivity, it is not
suitable for everyone.
The
in office whitening procedure generally involves the cleaning of the teeth,
followed by isolation, application of the gel, possible light activation (if
the whitening agent requires it), and removal of the gel. The process may be
repeated to further whiten the teeth. The exact procedure may differ slightly
depending on the type of whitening system the dentist uses.
Regardless
of the type of whitening system used to whiten the teeth, it is important to be
aware that unless you maintain your teeth, the discoloration may return. For
instance, if you resume your daily habit of drinking coffee after whitening
your teeth then it will only be a matter of time before the stains return and
your teeth become discolored again.
The
ability to whiten the teeth depends on the individual and the type of staining
involved. Stains, such as those caused by Tetracyline or trauma, are the
hardest to remove. There is a specific procedure for whitening a dead tooth
which involves inserting a bleaching agent into the root canal of the tooth. This
procedure can be pretty effective but for obvious reasons, it cannot be used on
healthy teeth.
The
choice of whitening method also depends on the individual's susceptibility to
tooth sensitivity as tooth whitening of any sort can worsen a pre-existing condition.
Additionally, the presence of other dental work in the mouth can also result in
a mismatch of tooth color since existing fillings and crowns in the mouth will
not whiten through the bleaching process.
It
should also be noted that some stains are due to the build up of tartar and
plaque deposits on the teeth. Having a dentist clean your teeth professionally
may be all that is required to remove such stains.
These
days, there are many options available to an individual desiring to whiten his
or her teeth. The method of choice depends largely on the type of staining
involved and the extent that the individual would like his or her teeth
whitened. For instance, an individual with Tetracycline staining is obviously
not going to observe any whitening effect if he or she relies solely on
whitening toothpastes to do the job.
It should also be noted that a certain amount of
discoloration is a normal part of the aging process and does not necessarily
require correcting. Whatever the choice of the individual, it is important to
remain realistic about the color of one's teeth. For some individuals, it may
not be possible to have stark white teeth, though some lightening can be
expected. |
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Disclaimer Not all plans have access to
all resources or tools referenced in this newsletter. Please refer to your
member handbook, or call your ODS Marketing Representative for plan-specific
information.
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Member eligibility audits
ODS is committed to slowing the growing cost of healthcare for
employers and employees alike. One way we can do that is by partnering
with our groups to ensure that employers are not paying healthcare
claims for ineligible subscribers or dependents, as defined in
the group-specific plan document. To that end, we have initiated a random monthly audit.
When a group is selected for an audit, ODS will send an
introduction letter to the group administrator several weeks in advance.
This introduction letter will explain what documents need to be
available on the day of the visit (audits will be conducted on the site of
the payroll records). The documents required will depend on the type of audit
(employee or dependent). Within a week of mailing our initial introduction
letter, a Marketing Representative will personally call the administrator
to set up the visit. When the audit is complete, ODS will contact the
group within two weeks if any questions have arisen as a result of the review.
If you would like more information about this new process, please
contact 503-243-3948.
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