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U. S. Treasury
Savings Bond Resources
June 2009
It is now easier than ever to handle your savings bonds needs directly with the United States Treasury. 
 
The Treasury has developed a very informative web site, Treasury Direct logo, where you can purchase, redeem, and register your savings bonds.  The site also provides current rate information and redemption values. 
 
To Visit   Treasury Direct logo  CLICK HERE. 
 
To Open your Treasury Direct account CLICK HERE
  
To Convert your paper savings bonds into electronic bonds. 
   
Basic information on EE/E, I, and HH/H Savings Bonds below.
EE/E
Savings
Bonds
 
 
EE/E Savings Bonds are a secure savings product that pays interest based on current market rates for up to 30 years.  
 
Electronic EE Bonds are sold at face value in amounts starting as low as $25. 
 
Annual purchases cannot exceed $5,000.
 
Issued electronically to  designated account.
 
Paper EE Bonds
are sold at half their face value in denominations ranging from $50 up to $5,000. and reach their face value at maturity.
 
Annual purchases cannot exceed $5,000.
 
Issued as paper bond certificates for owners to maintain.
 
EE/E Bonds redeemed within the first 5 years carry of penalty of the 3 most-recent months' interest.
 
EE/E Bonds redeemed after 5 years, carry no penalty.
 
I
Savings
Bonds
 
 
"I" Savings Bonds are a low-risk savings product that earns interest while providing protection from inflation.
 
Electronic "I" Bonds
are sold at face value in amount of $25 or more.
 
Annual purchases cannot exceed $5,000.
 
Issued electronically to designated account.
 
Paper "I" Bonds
sold at face value in denominations ranging from $50 up to $5000.
 
Annual purchases cannot exceed $5,000.
 
Issued as paper bond certificates for owners to maintain.
 
"I" Bonds redeemed within the first 5 years, carry a penalty of the 3 most recent months' interest.
 
"I" Bonds redeemed after 5 years, carry no penalty. 
 
 
HH/H
Savings
Bonds
 
 
HH/H Savings Bonds
 
Investors were no longer able to reinvest HH/H bonds or exchange EE/E bonds for HH bonds as of September 1, 2004.
 
  
Unlike EE bonds, HH bonds are current-income securities.
 
 
HH bonds were purchased at face value and investors receive interest payments by direct deposit every
6 months until maturity or redemption.
 
 
HH Bonds carried an interest-earning period of 20 years after which time interest is not longer earned or paid. 
 
 
If you own Series HH Bonds, CLICK here to check the status of HH/H bond maturity and interest earning.