Piano Piano  Life & Money in Concert

 
  Newsletter Issue: # 4
April 2012 
TopSymphony front doorFinancial Spring Cleaning 

According to the US government here is a list of items you can discard.

  • Cancelled checks for cash or nondeductible expenses
  • Expired warranties
  • Pay stubs, after reconciling with W-2
  • Records no longer needed such as those replaced by newer versions, manuals of items you have replaced, etc.   

But that tax return you just filed? Keep it for seven years after the filing date.

 

This government web site is a helpful resource for managing your household records.

 

Here is a link to a reference table to help you determine how long to keep your documents.

 

Read more about storing your household records.

In This Issue
When Will Gas Prices Fall?
Monthly Tip - Six Key 2012 Tax Changes
April Economic Update - Focus Consumer Spending
When Will Gas Prices Fall?
Who is to blame for the soaring prices?

As the world is a global village, our gas prices are most influenced by the world oil market. Recently, the factor exerting the biggest influence has been the threat of supply disruption in the Middle East - but that's not the only factor weighing on the market. Basically we are competing with the world for our gasoline.
 
 

 

    

 

Registered Representatives. Securities offered
through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representatives, Cambridge Investment Research Advsors, Inc. a Registered Investment Advisor.  Cambridge and Symphony are not affiliated

Quote for the Month 

In any moment of decision

the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing.

 

Theodore Roosevelt

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ResultsMonthly Tip

 

Cheer up. Tax day has passed and for this new year 2012 your personal and dependent exemptions are each worth $100 more. The exemption has increased to $3800.

 

(Six Key Tax Law Changes you should know about)____________________

 

ResultsApril Economic Update

Gas prices were putting the clamp on the consumer, right?

Wrong. It seemed consumer spending was rising. 

(Read more.)

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Symphony Financial

481 Carlisle Dr, Suite 202

Herndon, VA 20170

 

Office: 703-865-4092 - Fax: 703-865-4096

www.symphonyfinancial.net