Changing my thoughts?  Well you may say, "what is wrong with my thoughts?  And how in the world can a change in my thoughts do something as radical as "Change My World?" 

Proverbs 23 says "As a man thinks, so is he." 

So your thoughts create your reality and your reality is your world.  When you change your thoughts, you change your reality, and yes, ultimately you change your world.

If you "think" your foreclosure is the end of the world, well, you will use all of your assets trying to save bricks that will eventually land you in a world with more debt, more distress, and more depression.  However, if you "think" your foreclosure is a warning sign that you may need to find a home that is BELOW your means, then you will live in a world where peace, harmony and joy reside in your new "dream" home:  a "dream" home being a home that you can actually dream in! 

So change your thoughts about creating an Estate Plan for you and your family . . . if your back is up against the wall, change your thoughts about how to manage your debts through reorganization and possibly bankruptcy . . . if your ends are not meeting, change your thoughts about that business you need to start and JUST DO IT!