Dear Friends,
Welcome to August!
Thank you for your continuing to subscription to our news letter.
We have added a link to the archives of our past news letters.
This month we are consentrating on our new department "Gatordrums.com Outlet mall".
Alot of the items we sell are bargains we find from our distribtors and searches that are overstocks, surplus, closeouts, speacial bargain and sale items.
We have put them all in one easy to navigate place. I hope you will visit and give your feedback on it so I can make improvments.
The page is broken down in to easy to find departments and packed full of fantastic, very unusual bargains.
Some items have hot links directly to our partners site to save you the most $$$$!
Here is a direct link to Gatordrums.com Outlet Mall.
As a bonus for our newsletter subscribers we are offering a 10% discount on any item or items from our inventory in the Gatordrums.com Outlet Mall!
Simply add "OUTLET10" in the coupon section during checkout.
*excludes items sold through affiliate checkout.
Each month I try to include some educational material of interest.
For August our featured article is "Some Fun Budgeting Ideas"!
Once again thank you very much for subscribing and for your valuable feedback.
Live long and prosper!
Sincerely, Jimmy "Gator" Hoare
GATORDRUMS.COM |
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For our news letter subscribers for August!
Get 10% off any item or combination of items from Gatordrums.com Outlet Mall.
Just use coupon code "AUGUST10"
when checking out
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| Must be through Gatordrums.com checkout.
Affiliate checkouts excluded. Offer expires August 31, 2009
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 Click banner and save!
August is the month when school is just around the corner. If you have a child or student that will need a student instrument, this is the place for big savings!
One way to budget is to spend less on what you need!
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What are affiliates?
It is impossible to add all the product we would like to onto the site. We search to find the best partner companies for many items and become affiliated with them. When you visit their site through ours a number of things happen: 1. We get credit for sending you to them. 2. You get "special" pricing, offers and discounts on their products. We only link to proven, credible and honest sites with outstanding customer service and products. PLEASE!!! When you visit their sites though our link, bookmark it so we get credit. This enables us keep our prices down and our S & H at $00000 ZERO! Fore August there are four "MUST VISIT" Sites. Each one will save you a ton of money! Just click on the banners below to see affiliates of the month for August.     |
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Gatordrums.com
James Hoare
39281 Camelot Way
Avon, Ohio 44011
440-339-5921
admin@gatordrums.com
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| Budgeting can be fun? Actually, in the current economy, making a budget requires a lot of creativity and planning, which can be made into a really fun adventure for the whole family.
Some fun budgeting ideas include creating a household competition to see who can recycle the most, use the least amount of resources or save the most money.
Such activities would see kids clipping coupons, rinsing cans and bottles for the recycle bin and even using timers when brushing their teeth or taking a shower. The winner could get a special treat or the chance to pick out what the family will eat for dinner.
Why should people be thinking about the budgeting of so many things in their homes? Realistically, it isn't just about the money, but also about the use of all resources. When parents and families institute fun budgeting programs, they are training themselves to save money but also to be attentive to any waste that is occurring.
For example, some statistics from Great Britain revealed that the total amount of leftover food thrown away in the course of a single year was 6.7 million tons. Clearly this figure is probably much higher in the United States and paying attention to the amount of food that we consume or waste is a really important and financially responsible behavior.
This means that some really fun budgeting ideas can also create great results where household finances are concerned, but also where the planet is concerned as well.
Additional fun budgeting ideas would include families gardening to grow some of their own food, or stage a competition to see who can yield the most tomatoes, lettuce, peas or carrots. Creating many different meals from leftovers is a great way to discover new recipes and prevent waste. Building water collecting systems to reduce a family's water bills and save natural resources is another good plan.
Do all fun budgeting ideas have to involve resources and lots of effort? No, actually just sitting down and drafting a budget is something a lot of people have never done. With the use of a standard computer, creating a budget can be a creative and educational experience.
There are many online resources for blank budget templates which include the most common items that appear in a budget, but anyone can analyze how they spend their money and draft their own worksheet.
With a basic worksheet in hand, you can then determine where each and every penny they spend actually goes.
Some people are surprised to see how much their morning cup of coffee and bagel at the local coffee shop actually adds up to in the course of the year. A really fun budgeting idea would be to track the difference in expenditures between a daily stop at the coffee shop versus making coffee and buying bagels or muffins in bulk to bring to the office each day.
The most important thing to do with a budget is to be realistic. It might look like a great idea on paper to give up eating out entirely, but if both heads of the household work full-time and the kids have extracurricular activities in the evening, it might not be realistic to have the time for cooking every night. And while movie tickets might be expensive, going out and having fun is priceless. One solution would be to limit these kinds of activities to a fixed number of times a month.
A more flexible way to budget for fun activities is to budget a small amount of money each week for fun, and set this aside as cash in a big glass jar. If you're strapped for time one night, order pizza, using money from the jar. But if you let it build up over several weeks, you'll have enough for the whole family to go out for ice cream and a movie, or maybe a family trip to the zoo.
There are tons of fun creative ways to budget, and you don't have to do them all, or even budget for every single thing you spend money on. Even keeping track of one aspect of spending can help bring spending under control and improving your outlook about money in general.
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| This months article is courtesy of Erin in Budgets & Money Management department of our friends at National Payday.
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Mailing address:
Gatordrums.com
Jimmy "Gator" Hoare
39281 Camelot Way
Avon, Ohio 44011
440-339-5921
Web site:
GATORDRUMS.COM
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