Times are tough but in that situation you can still find opportunities to make money, whether to supplement your budget or to meet your basic needs. Here are a few ideas:

Financial advisor.

When people have to tighten already tight belts, there is a need for guidance on the steps people can take to manage finances. Small business owners are looking for advice on how to deal with unexpected financial constraints. Families and individuals may be looking for advice on how to manage their finances given their new budget reality. Investors, particularly retirees, need help in protecting their nest eggs and finding any opportunities in a down market. If you have the knowledge and the right certification, this could be a windfall for you.

Food

People need to eat and drink no matter how bad the economy. Get a group of families in the court to cook their Githeri, in one large pot. The same can apply to traditional vegetables, sweet potatoes, cassava etc, uniform food that requires simply boiling or steaming. They pay for the food at cost and share costs of energy and you get a small fee for coordinating and overseeing.

Virtual Assistant.

The virtual assistant industry is growing as businesses reduce their costs and outsource basic functions. A virtual assistant (VA) is a highly skilled professional who serves as administrative assistant, except the communication and work are all done online. VAs provides administrative support and other specialized services to businesses, entrepreneurs, executives, and others who are unable to hire a full-time employee but need support. This can be a low-cost and recession resistant home business.

Trading Assistant.

During hard times, more and more people are looking to sell some of their unused and unwanted items at home to get some extra cash to pay bills. While many have heard of online auctions, or other trading sites such as www.buyandsell.co.ke, www.dealfish.co.ke, www.uzanunua.com, www.cars.co.ke, many in our region are not yet comfortable using online resources. Trading assistants photograph the items, write the descriptions, and create the listing online, as well as handle all aspects of the sale. You earn a commission based on the sale price of the items you sell.

Direct Sales.

You can sell anything from the comfort of your house by getting suppliers in touch with buyers and vice versa. You do not need to keep any stock, or collect any money. You earn a commission from the sale.

Tutoring

Even with a recession, education and learning are still high on the priorities of parents. Regardless of their financial situation, parents want their children to learn and succeed in school. To make it easier for people to afford you, offer a package for more than one child, that will cost each parent less than it costs to have individual one-on-one tutoring. It is even better if the children live in the same court, and so have no need to contend with transportation.