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In the past month, I've seen news clips talking about: how we are now in a buyers market, how many people are holding off buying until the HST is no more, how housing prices in some areas of Vancouver are way down ... while other areas are way up. How Prime is going to get cut by a quarter percent next year to staying status quo until well into 2013.
No matter what the media and economists say; sellers are still selling and buyers are still buying!
When existing or new customers phone us, they want advice and guidance. We don't give out cookie cutter advice because everyone's circumstances and financial picture is different. The advice we give is based on where you are and where you want to be.
For example, we may receive back-to-back calls from first time buyers. The advice we give out is based on your income, the amount of down payment you have and your investment profile (aggressive to cautious). We may advise a variable mortgage for one buyer and a fixed mortgage with aggressive pay down clauses for another buyer.
We stay away from cookie cutter advice because we want the BEST for you. Give us a call if you are considering buying in the next few months. We will help you figure out what you can afford and the type of mortgage that would be best for you. We can also lock-in rates for you so that when you are ready to buy, you get the best deal possible.
If you already have a mortgage ... take a look at this month's article. Giving up one Starbucks Mocha
Frappuccino a week can pay off BIG TIME!
Sincerely,
Justin Blacklock
PS. If you know of someone who is in the market for a new home or are up for renewal, we sure would appreciate the referral! There is no doubt that we will give them our best!
604-736-1855
Find current Mortgage Rates HERE
