Frequently Asked Questions
"Pre-Planning: Do you have to Pre-Pay when you Pre-Plan?"
The simple answer is NO, you do not have to pre-pay when you pre-plan.
Pre-planning is the opportunity to sit with a funeral director and ask lots of questions, find out about the services that are available to you, understand options that are available with either cremation or burial, and begin the process of making decisions about the type of funeral service that is most in accord with your values.
People pre-plan for a variety of reasons. Certainly, funeral planning isn't something people want to think about every day. But, if you put it off, family members may not be prepared, either emotionally or financially, to make the many decisions that must be made.
During the pre-planning conference, the funeral director will also record your wishes and desires so that this information is readily available for your family when it is needed.
John Gately commented, "Recording one's desires helps to ensure that your wishes will be carried out; and that loved ones are relieved of having to make difficult decisions about what you would have wanted. This provides you - and them - with a great deal of peace of mind."
Pre-arranging allows you to compare services, facilities and prices for different types of funerals, and to choose what is best for you and your family. There are so many options available today, and a funeral director can help you select the service options that will be best suit your budget and needs. As part of the arrangement process, the funeral director will help you to think about how best to create a personalized memorial that will hold special meaning to those in attendance.
Pre-planning is often a part of general estate planning, and enables you to set aside appropriate funds in a vehicle that is considered an exempt asset when qualifying for Medicaid. You will also have the opportunity to determine pricing, and to decide whether pre-paying for your arrangements is appropriate for you.
There are a number of reasons why people decide to pre-pay for funerals and we'll be happy to discuss them with you, if you'd like. One certain benefit of pre-planning is that you can get cost estimates for the funeral you are considering and make any necessary adjustments during a time when you are thinking rationally and not overwhelmed with emotion.
Most importantly, prearranging provides you with genuine peace of mind and a sense of freedom, knowing that you have made informed-decisions and that everything is taken care of.
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