|
|
Money 101:
Personal Money Planning's Newsletter
|
|
| Find Us On Facebook! |  | |
Join our Facebook page for interesting and helpful information about finance, business, and more.
|
|
|
Money 101 JANUARY 7, 2011 |
Howdy!
Happy New Year! If you are like me, you are hitting the ground running in 2012. The day to day is busy, and I'm preparing for two upcoming seminars. One I mentioned in the last newsletter. On January 12, I will be part of "The Talk: The Parent Care Conversation." Four expert speakers will discuss the importance of having a plan for aging parents regarding their medical, legal, financial and emotional needs. It will be held at the Lexington Suites ( 1917 Elmwood, Wichita Falls) on Thursday from 6:00 to 8:00 p.m.
On the following Wednesday, January 18, I will be discussing the same topic in Austin (by myself this time) at the JCC Main Community Hall at 7300 Hart Lane from 10 a.m. to 12 p.m. Stop by if you are in the area. The number there is 512-735-8086.
--Gary |
|
Gary's Soapbox
Well, I'm a Certified Financial Planner®
again. No, I never lost the designation, but every two years I have to reapply to keep it. Part of the requirement is 32 hours of continuing education. I submitted 52 hours. I forgot about four more. And that's only counting the continuing education I was able to get credit for. Many lectures, workshops, and courses are quite valuable to me (and hence, to my clients) but they don't count for CE purposes. Then there's the tens of thousands of pages of written material I go through each year. (Yes, I skim a lot of it.)
In other words, I keep learning. I do it expand my areas of knowledge. I do it to deepen them as well. I do it to learn new, refresh old, and correct what has changed. I do it because I have to, because I should, and because I like to. I do it so that my clients don't have to.
Gotta go. There's an educational webinar about to start!
Gary Silverman, CFP® |
|
Gary's Latest Articles: Times Record News and Biz to Biz
Happy New Year! It's a new year, and Gary has three resolutions for you to consider in order to pay off that debtonce and for all.
Wall Flower More Than Just a Pretty Face Introverts are often thought of as too shy and quiet to be powerful leaders. The Introverted Leader by Jennifer Kahnweiler, PhD, helps to dispel this myth.
|
|
Money 101: The Economy
 News Is Positive at Home; Not So Much in Europe
Since the November Federal Open Market Committee (FOMC) meeting, the economic recovery has been subject to both positive and negative forces. Fears of deflation and excessive inflation continue to subside, with measures of inflation expectations converging at 2 percent. Home prices appear to have stabilized, and private employment figures have undergone positive revisions. In contrast, real gross domestic product (GDP) growth for the third quarter was revised downward to an annualized 2 percent from the initial release of 2.5 percent, and the economy faces downside risks from the situation in Europe.
Click here to read the rest of this research report from the Federal Reserve of Dallas:
http://www.dallasfed.org/research/update-us/2011/1108.cfm
|
|
|
OK, that economy stuff was pretty heavy. Here's a little something to lighten the load, from the "tech support" files:
Tech Support: "I need you to right-click on the Open Desktop."
Customer: "OK."
Tech Support: "Did you get a pop-up menu?"
Customer: "No."
Tech Support: "OK. Right-click again. Do you see a pop-up menu?"
Customer: "No."
Tech Support: "OK, sir. Can you tell me what you have done up until this point?"
Customer: "Sure. You told me to write 'click' and I wrote 'click.'"
Sincerely,
Gary Silverman
Personal Money Planning |
|
|
|
©2011 Personal Money Planning . All rights reserved by Personal Money Planning and content may not be reproduced, disseminated, or transferred in any form or by any means, except with the prior written permission of Personal Money Planning unless specifically noted. (Permission is not difficult to obtain.) The one exception is for downloading and printing information from this newsletter for general education by the original recipient.
|
DISCLOSURE
This newsletter is produced by Gary Silverman, dba Personal Money Planning, a registered investment advisor located in Wichita Falls, Texas.
Information in this newsletter is believed to provide accurate and authoritative information in regards to the subject matter covered. However, the accuracy, timeliness, or applicability of the information is not guaranteed and is provided with the understanding that we are not rendering legal, accounting, tax, or other professional advice or services.
This publication should not be construed by any consumer and/or prospective client as Personal Money Planning's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Nor should links provided to other sites be construed as the recommendation of the services or products mentioned on those sites. If such services are required, the help of a competent professional should be sought.Remember that past performance may not be indicative of future results. Therefore, you should not assume that the future performance of any specific investment, investment strategy, or product made reference to (directly or indirectly) on this Website will be profitable or equal to indicated performance levels. Different types of investment involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for your investment portfolio.
Historical performance results for investment indexes and categories generally do not reflect the deduction of transaction or custodial charges or the deduction of an investment management fee, the incurrence of which would have the effect of decreasing historical performance results.
A copy of Personal Money Planning's current written disclosure statement discussing Personal Money Planning's business operations, services, and fees (known as an ADV Part II) is available from Personal Money Planning upon written request (and can be downloaded from our web site).
Personal Money Planning does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Personal Money Planning's web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. |
|
|
|
|
|
