January 2005
The Smartest Ways to Save!

Happy New Year!

The start of a new year always brings the promise of new things.  We usually resolve to take healthier care of ourselves and our loved ones and do some things better and smarter.  If you had to pick one resolution to follow through on in 2005, what would it be?

May your savings THRIVE in 2005!
in this issue...
· Sally Thomas - The COUPONIZER of the Month
· TIP -
 Stock up NOW!
· TOOL -
Savings Calculator
· A Note From Amy...
TIP - Stock Up NOW!

If you have an extra hour or so during the last days of the holiday, why not inventory your pantry and cupboards?  Find out what you need and what you want to stock up on for the coming Winter months. 

WHY now?  Well, the stores are overstocked!  Predicting what people will buy during the holidays can be tricky business and most stores end up with extras.  The post-holiday deals at the grocery store are plentiful since much of the merchandise is seasonal, possibly perishable and has to go.  Look for "Buy One Get One Free" deals that are used to clear out stock quickly and when you combine coupons with this kind of deal, you really can rack up the savings.

Here are a few steps to making your stock-up run to the grocery store reap the most savings:

1. Take a few minutes to jot down any events coming up that may require purchasing extra food and/or supplies.  i.e. kids parties, extra meals, school functions, celebrations.

2. Make a stock-up list of the items you anticipate having to purchase.  i.e.  gifts, cake mixes, frosting, cards, party favors, candles, decorations, meat, seafood, paper products.

3. When shopping go by your list and scan the dump bins which are usually all over the store including the frozen sections.  Match the items on your stock-up list with the overstock items that have a shelf life or can be frozen.  Be sure to combine your coupons here for maximum savings!

4. Always go to your pantry and cupboard inventory first before shopping again.  If you can make due on the items you bought at the deep discounts, then you are winning the savings game!! 

Also, save the store receipt, if you stick to your plan, you may likely see savings of 50-75% or more and this is a trophy worth saving!  Remember you may access store circulars online to pre-shop the weekly specials.  See the online weekly specials at Kroger.

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   WIFE.org
Women's Institute for Financial Education
TOOL - Savings Calculator

While researching topics to feature in our newsletter, I came across a website that is so packed with advice, tools, and resources on money management that it could take you all year to get through it!  The Women?s Institute for Financial Education (WIFE.org) is the oldest non-profit organization dedicated to providing financial education to women in their quest for financial independence.  The women who co-founded this website are Candace Bahr, CEA, CDS and Ginita Wall, CPA, CFP and each has achieved notable recognition for their work as financial planners and advisors.

The tool on this website I experimented with is the Savings Calculator.  I found the savings information revealed to be inspiring.  If you click on the link and go to it, you input the things you can live without, the estimated savings and see how much savings you can theoretical add up.  For example, try typing in things like...

FULL PRICE GROCERIES - estimate saving of $150 a month by using coupons 

EATING OUT - estimate saving $50 a month

CABLE TV - estimate saving $95 a month

LANDSCAPING - estimate saving $200 a month

PREMIUM GAS - estimate saving $50 a month

I am going to try to do without so many video rentals for my kids.  I have found the same children's movies to borrow at the library for FREE!  Add up all the extra savings that can be grasped if you are willing to make a few changes and dedicate your efforts to achieving measurable results!!

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Amy Bergin

Founder,
The Couponizer Company

A Note From Amy...

$1,481.51
This is the sum of all the savings reported by "The Couponizers of the Month" in 2004.  This is an average of $123.46 per person.  Keep up the great work in 2005, and I am looking forward to reading more stories of savings.

FYI - "The Couponizer of the Month" this month is my old friend Sally who I met at Camp Manito-Wish in Boulder Junction, WI as a teenager.  A series of events allowed our paths to cross via phone after more than 25 years.  Having purchased a Couponizer, she sent me her story of savings and it meant so much to me, thanks Sal - my pal.

Thank you to ALL of my friends both old and new who have supported me in launching this product and business. 

Send us your COUPONIZER Savings Story...
 
If selected, you will receive a $20 Gift Card to TARGET and become
"The Couponizer of the Month" in 2005.

Order online at www.thecouponizer.com


The

COUPONIZER
of the Month

Meet
Sally Thomas
Phoenix, AZ

I was happy to receive my Couponizer.  I immediately began to move everything out of my old coupon organizer (it was poorly made, old, falling apart!). The Couponizer is sturdy, attractive, functional and easy/fun to use.  It is designed in such a way that it's easy to flip through the coupons held within each pocket, and to see the expiration dates.  At first I had a little trouble because some of the categories I previously had are not included in Couponizer (such as desserts, fruit and sauces). I quickly figured out that desserts could go into either "Baking" (cake mixes, frostings, refrigerated cookie dough) or "Snacks" (candy, cookies).  Sauces could go in either "Condiments" or "pasta."  On my first trip to the grocery store, I saved $61.38.  Several people in the store asked me about the Couponizer because they saw me using it, and I told them to check your website.  The checkout lady said "this is the biggest ! savings I have seen in a very long time."
THANKS for a great product!

Find out more...


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