I believe you will find that... When your new or old TERM policyholders with American Amicable pay their Term premium annually they save MORE than the cost of one month's premium EVERY YEAR!  This is like paying 11 months and getting one month 'free' each year. 
Check it out... and save your clients some 'Big Bucks'!
 
1.      Male non-tobacco age 40 buys a $75,000 20-year Non-Med Term with ROP the monthly bank draft premium is $46.25 ... but pay annually and the premium is only $497.10   Save $57.90 each year paying annually!
2.      Female non-tobacco age 45 buys a $200,000 20-year Non-Med Term with ROP the monthly bank draft premium is $143.22 ... but pay annually and the premium is only $1,540.00   Save $178.64 each year paying annually!

 

PS. I believe you will find that AMERICAN AMICABLE also has some of THE MOST competitive Non-Med ROP Terms (issued standard thru table 4) to $200,000 you can find ...whether you pay monthly or annually! And... you will not find a shorter life application.  Believe it!