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Greetings,
Welcome to the November edition of our Action Automotive Newsletter. Last month we discussed that in times like this everyone is looking to save money. We would like to discuss a little different subject; automobile insurance.
If there is one wish that all drivers share, next to cheaper gas, it's how to reduce their automobile insurance premiums. Let's take a look at some of ways you might be able to save on insurance premiums.
Consider the age of the vehicle.
If your vehicle is over 10 years old, and you can afford to repair or replace the vehicle, if involved in an at-fault accident, you may consider removing collision coverage. If you can't afford to replace your vehicle, it makes sense to keep it.
Consider your deductible.
Another way to save money is increasing your deductible, no matter the age of your vehicle, increasing your deductible, up to $1,000, will reduce your premiums. Remember you must pay that deductible anytime your insurance is used.
Drive Carefully.
It sounds simple, but having a clean driving record is one of the best ways to keep insurance cost down.
More suggestions.
Some other suggestions include, the distance you drive on an annual basis. If you don't drive very often you may be able to save money. Don't choose the performance car, those cars always have higher premiums. Combine your home and auto insurance.
Review the above and see if any of these items could help you save money on insurance premiums. Take the time to review your policy with your agent and start saving.
Sincerely,
THE ACTION AUTOMOTIVE TEAM
Action Automotive
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