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Cypress Solution eNews 
July 18, 2012  –  Cypress Benefit Administrators
    
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topGreetings!

We enjoy bringing you information and reminders to help you stay abreast of new Cypress developments and industry compliance requirements. Please let us know how Cypress Solution eNews can be of further service to you.
topIn This Issue:
newscostlowCost Analysis Shows How Customizable Employee Benefit Plans Have Led to Cost Containment in Healthcare 
As health insurance expenses continue to climb in the United States, Cypress Benefit Administrators has been able to slow the premium hikes on behalf of its clients by empowering employers and employees through customized employee benefit plans. See highlights from a five-year cost comparison of three national studies, including its consistent pattern of keeping annual rate increases significantly below the national average since 2007 (see cost comparison chart).  See full news release.   
strikedownConsequences of State Medicaid Expansion Provision Strike-Down May be Greater Than Recognized 
On June 28, 2012, the Supreme Court of the United States upheld a critical component of President Obama's controversial healthcare law. While the entire country seems to be focusing on the individual mandate being upheld, there was a part of the law the Supreme Court struck down: the expansion of state Medicaid.  While many considered the state Medicaid expansion component to be unessential to the success of the healthcare law, its elimination from the law could very well be a momentous decision. Learn more   
If you have any questions or are looking for solutions, please feel free to contact us. We are happy to help!
Sincerely,
Cypress Benefit Administrators