Money Messages from OwnYourMoney.com
From Belinda Fuchs, CPA Edition: III-2009
Greetings!
 
Let's end the month of May with some major celebration. On May 26th, OwnYourMoney.com surpassed 2008 revenue and, once we included all of our new clients on payment plans, we were already over 115% of all of 2008 total sales. It was truly a milestone day around here!
 
I started this business from $0, went full steam ahead into a recession...and it's all working better and faster than I could have dreamed possible.

Thank you for your support! The best part is how I get to live my passion every day and my students are enjoying similar success! I can't wait to share a few of their stories with you in the Success Stories section below.
 
I sat down earlier this week to write a newsletter for you. I rubbed my chin a little and thought, summer's almost here...how can I help?'

Then it hit me... your vacation! So I looked into what folks 'in the know' are saying about the coming travel season. And what I found out got me so excited I started thinking about booking a trip myself...check out the Feature Article below to find out what I learned.

Enjoy,
Belinda and the
OwnYourMoney.com Team 
 
PS - Eat well and on a budget with our COUPON SAVINGS! Top
In This Issue
Feature Article
Success Stories
Join the Small Business Success Program
OYM Programs and Events
In the News
OYM Tips - Travel
FeatureFeature Article    

Some Good News About the Bad
News for Your Summer VacationWallet


By Belinda Fuchs, President, OwnYourMoney.com

If you can travel this year, then you should. And this can be the
year for you to finally take that dream vacation...

With the combined effect of the economy and the Swine
Flu scare, many Americans will be taking their vacations a
lot closer to home than in most years... and the same is true
for Asians, Russians, Europeans, and everyone else who travels.

What that means for you is that all of the most popular
(and most expensive) vacation destinations are going to be
less crowded and much, much less expensive this year.

I read an article that said air travel will be up to 20% less
expensive this year than last. That's exciting, but I wanted to
dig a little bit deeper.

Here's what I found: I can fly return from Boston to Paris with
0 days notice (like, tomorrow) for $447. That seems like a really
good deal to me...

And this is where it gets good. Since I like to put my feet up, I thought
I'd see what my options were to upgrade to first class. Turns out if I want to
fly first class anytime next week it would cost over $3,000.00.

However, for my flight tomorrow, 1st class from Boston to Paris, it
will cost me just $640. Oh, the temptation! By the time you're reading
this I could be halfway to Paris, sipping a Mimosa...  

1st class to Madrid was about the same and I couldn't make up my
Mind: France or Spain, 1st class, for under $650.  

That's why I'm excited. I think it's a great opportunity right now for
those of us who've been doing the right thing... owning our money and
working hard... to really enjoy the fruits of our labor.

Of course, that doesn't mean we shouldn't be as careful as we can with our
money. So, whether you're joining me in Paris this summer or just heading
up to cabin country, please keep these 3 Secrets to Maximizing Your Travel
Dollars in Today's Recession in mind:
  1. Do some research on prospective destinations for the availability
    of cheap or free things to do. Check out AAA guides travel websites
    to get a feel for the lay of the land: Are there attractions, parks,
    beaches, places to hike and bike at or near where you plan to be?
    The key here is to go somewhere that you know has stuff you'll like
    to do. If you're bored, you'll shop, eat, drink, and spend money.
  2. If you're looking to stay a week or more in the same spot, rent a house
    instead of staying in a hotel. You'll get more space for less money
    and save a ton on food. There are a number of websites like craigslist
    with vacation home listings.
  3. If money is an issue, be flexible about where- and when- you go. Wait until
    the last minute to get great deals on unrented vacation houses - there
    should be a lot of these this year. And you can easily save 50% or more
    doing it this way.
And remember, gas prices aren't expected to spike nearly as high as last year.
That's part of the reason why airline prices will remain low, and it also means
you can plan a driving trip without expecting to pay $4/gallon like last year...

Wherever you go, whatever you do...have fun, be safe, and maybe even send me a postcard!


WANT TO USE THIS ARTICLE IN YOUR E-ZINE OR WEB SITE?
You can, as long as you include this complete statement with it: Belinda Fuchs, CPA and Wealth Coach, is the President of OwnYourMoney.com and host of Boston's newest TV talk show "Money On Your Mind." If you're ready to make more, save more and stress less about your money, get your FREE money success tips from Belinda now at: www.OwnYourMoney.com.


SuccessStoriesSuccess Stories
 
We are so proud of our Coaching and Small Business Success Program members, especially this month!

A very special student, Judy Eisenberg - owner of
Sun and Shade Gardening, recorded a video just for
Small Business Owners. It's only a couple of minutes
long, take a look at it here:

JUDY'S SUCCESS STORY VIDEO

Here is just one example of a realtor in

our Small Business Success Program too:

"In 2008, I was a brand new realtor and I didn't make any money. And then the market dropped and I thought I was doomed for sure... until I found Belinda! Now I'm making more money than ever before and I believe in myself for the first time.

After growing up in a family where the subject of money was more taboo than sex, my relationship with money has been fraught with shame, worry, and a sense of helplessness. I started participating in Belinda's club in September of 2008. Since then I've received the training and guidance my parents were not able to provide. Belinda's club has provided a well rounded, supportive, educational experience. The group calls have released me from a sense of isolation and shame, as I heard the other members asking the same questions, or confessing similar struggles that I was experiencing.

Don Bender pic
Belinda is incredibly knowledgeable and passionate about managing finances, and club members experience her sincere care toward those whom she teaches. Belinda enabled me to face the terrifying demons of my accumulated debt and helped me to create a plan for my financial future. I am delighted to report that my three year debt exit strategy has been reduced to a one year plan. My income has been growing exponentially. In a real estate down market, out of my office's ninety three agents, I was currently in first place for sales in the month of April. It's only May and I've made over $35,000 this year already!


Thank you Belinda for your club's participation in my surprising success."

Ylva Kristin Ellerbeck, Realtor, DFH Real Estate Ltd., Victoria B.C., www.ylvakristin.com
 
For more success stories, please visit our Small Business Success Program page at:http://www.OwnYourMoney.com/SBSProgram.aspx

If you want your own support and profitable results, read below to "Join the Small Business Success Program".

 
FinancialEducationJoin the Small Business Success Program

Program Special: $1.00 for 30 Days (silver membership)

It's a tough time to be in business right now.  The special group of entrepreneurs in the Small Business Success Program is making more and more money the tougher these times get!

I understand that when you're in business you need to track your Return On Investment. You should know exactly how many dollars you get back for every dollar you spend.  I've decided to make your calculations very, very easy for you with this promotion.

Members have averaged over $1,000/month in increased revenue--extra money saved or made--as members of the Small Business Success Program.  I'm going to give you an opportunity to try a full month of the program for just $1.00.

Would you like to do the math with me?

It's 1000 to 1 return and I'm happy to give it to you. We are absolutely rockin' and rollin' and we'd love to have you on our next call - THIS MONDAY, June 1st at 8:00pm EST. Get in from the beginning as we kick-off the 10-step System for Business Success- you won't want to miss this call (and if you do, you'll even get the downloadable replay)!

You can get the details here: http://www.OwnYourMoney.com/SBSProgram.aspx.

And use this coupon code in the shopping cart to save $96 off your first month:
SBSTRIAL.

 

 SpeakingOYM Programs and Events
 
Money Mind Makeover - Get a Plan
Fall 2009, 6:30pm-9:30pm, Boston, MA
  • Frustrated you are not saving enough and not sure where to start with a budget?
  • Concerned you are living paycheck to paycheck, in fear of any surprise significant expense?
  • Feeling overwhelmed and want to take action but not sure how?

Whatever your income, it is now even harder to find the money to pay your bills, finance your goals and find financial peace of mind. We understand and are here to help...but where will you begin? Get a Plan!

Register on-line today. For more information, click here or contact us at 617.268.0600.

Couples and Money - Creating a Rich Future Together
Fall 2009, 6:30pm-9:30pm, Boston, MA

  • Frustrated that your partner isn't more involved in your family finances?
  • Concerned that paying your family's monthly bills is getting harder to do?
  • Anxious and unsure you're taking the right financial steps so you've stopped trying?
Designed with the current economy in mind, this course will help you recession-proof your family finances. 

Get the tools and advice you need to ensure your relationship is financially and emotionally rewarding.  Couples who save together, stay together!


Register on-line today. For more information, click here or contact us at 617.268.0600.

Private Coaching
 
One-to-one coaching provides the 100% focus on your situation: your business, your family, and your unique challenges.  Most importantly, Belinda will draw on her lifetime of experience to help you achieve your personal goals: looking directly at every detail of your finances to create more money.  Clients can expect to make or save $10,000 - $12,000 in the first 3 - 6 months with this program.  Belinda specializes in empowering women, business owners, and couples. 

Would you like to achieve these results?
 
Now is a great time to start your three-month program. Email us as at info@ownyourmoney.com to set up a time to talk. We'll go over your circumstances, talk about the program options and create the best fit for your needs.
 
Upcoming Events

Access OYM's Full Calendar

 
InTheNewsIn the News

AROUND TOWN

At the eWomenNetwork "Accelerated Networking" event on Thursday, May 14th, Belinda spoke with keynote speaker Gail Goodman about the amazing impact of email marketing.  Gail is the CEO of Constant Contact, a company that has revolutionized the way that small businesses can effectively and affordably communicate with their customers.

Then on Saturday, May 16th, Belinda attended the Wealth Builders Summit in New York City and had the opportunity to speaker with the Founder, John Halpin. Hopefully you'll see Belinda speaking at their next event!

BF and Gail GoodmanBF and John Halpin








PRINT

Pic of Belinda
Today's Financial Women (April 2009) - "Former Accountant Leads Rich Life as Money Motivator" - Financial Women International, Inc. features Belinda and her transition from accountant to successful entrepreneur and wealth coach.

RADIO
The Dani Lynn Show with host Danielle Lucido - "Helping people "own their money" and achieve their financial goals" - June 7th at 7pm - live on WATD 95.9FM - Boston/ South Shore

The Mary Jones Show - "The Top 3 Costly Habits Threatening Your Financial Future Today...and How to Break Them Forever" - June 6th 2009 1:30pm - live in the Hartford, CT area on WDRC-AM 1360, WSNG-AM 610, WMMW-AM 1470 and WWCO-AM 1240

WomenSpeak Radio- "Timeless Women Manage Their Money Well" - Dr. Nancy O'Reilly interviews Belinda on strengthening our belief systems about money and how to get into inspired action, plus Kim Danger of MommySavers.com - May 2009 - replay available now

Bel on radioThe Business Station - WBIX AM 1060 - "The Financial Consultants" with Ron Birnbaum - featuring Belinda on "Successful Time Management Techniques for the Busy Business Owner" -
May 2009

The Business Station - WBIX AM 1060 - "The Financial Consultants" with Ron Birnbaum - featuring Belinda on "Making Money in Tough Times" - April 2009
 

TV

Money On Your Mind TV Show (May/June 2009) - Living Beyond Paycheck to Paycheck

Guest Michael Rubin, CFP, CPA is the founder of Total Candor, a financial planning education company, which may be best explained by what it doesn't do: sell financial products.  Rather, Michael and Total Candor simply provide the unbiased financial education many of you wish you had already received.  Michael is the author of Beyond Paycheck to Paycheck, the number one customer-rated book on Amazon.com's Money Management for Young People list.

Click here to watch the show and start today to transform your life-- beyond paycheck to paycheck!

Pic of Belinda
BF and Michael Rubin-MOYM May 09










Click here to see more in our Press Room at OwnYourMoney.com
 
 
OYMtipOYM Tips - Travel

If you haven't planned your summer trip yet, you may be in luck! The procrastinators may be better off as waiting to book your travel plans can be quite profitable this year.

Hotels and airlines aren't likely to fill up and they are typically dropping prices even more trying to sell empty rooms and seats.

The best way to get a bargain is to comparison shop. First, check on-line and research the best rate you can get. Then call the hotel directly and ask for a better price than advertised online.

Aim for 10% off the lowest Internet rate. Ask what discounts they offer, including AAA or AARP.

If you have friends with summer homes, ask them if you can rent it for a week. They'll (hopefully) give you a great rate and appreciate the unexpected cash in their pocket. Quite a win-win!

You can still afford your summer vacation with some extra planning and a few phone calls!

BONUS- My challenge is still on for how much fun you can have for $100, $50, and $20? I've got some great suggestions through Facebook so far including making a movie about zombies for only $70- follow this link for Alex's funny submission about Canne's latest independent movie hit!

 
 
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617.345.5432

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Breakfast
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