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KAR Annual Convention & Expo
Northern Kentucky Convention Center & Embassy Suites

Covington, KY
September 25 - 27
Register now for only $99 (save $30 with early-bird pricing) and be entered to win your Convention registration free.

Online registration is open and the cost is over 35% less than the last time the Convention was in NKY. Speakers include some of the top names in the industry (Jeff Turner and Doug Devitre) and special guest "Papa John" John Schnatter. There are ample networking options planned throughout the event so you can learn business tips from hundreds of professionals from across the state. For taking your business to the next level, this is the don't-miss event of the year.

* Installation Dinner (Tuesday night)
* REALTOR® Fun Night
* KAR Reception and RPAC Event
* The Expo and Grand Opening
* Door Prizes at Lunch
* Exhibitor Roundtables
* SFR Certification Course (separate reg.)
* Over 20 hours of CE planned including Ethics

Register or find out more here 

* Hotel reservation information
* Tentative event schedule
* List of speakers
* Meeting times
* SFR Certification Course (separate reg.)

The Target: RPAC event is being held once again - darts are now available for purchase with the chance to win over $2,500 in cash and prizes by stepping in the "Money Machine." Find out more here.

3.8% Medicare tax: the truth behind the number

Now that the Supreme Court has upheld the health care legislation, all of its major provisions remain in effect, including the new tax that was designed to affect upper income taxpayers. The 3.8% tax, set to start in 2013, is imposed ONLY on those with more than $200,000 of Adjusted Gross Income (AGI) ($250,000 on a joint return). The tax applies to investment income, defined as interest, dividends, capital gains and net rents. These items are all included in an individual's AGI. The tax is NOT a transfer tax on real estate sales and similar transactions.

Find out more facts (and myths) about this tax. Read More.

Health reform and what it means for members

On Thursday, June 28th, the Supreme Court issued its decision on the constitutionality of the Affordable Care Act (ACA). In a 5-4 decision, the Court upheld the constitutionality of the health reform law. While the Court ruled that the health reform act's individual mandate provision requiring all Americans to have health coverage could not be supported under the Constitution's Commerce Clause, the majority held that the tax imposed on those who don't buy insurance is constitutional under the taxing powers granted Congress.

Read More

From the KAR blog:


For the latest headlines, click here (there are hundreds to view) or check out some of the most popular posts below:  

30-year mortgage rate drops to another record low

Should you buy a house now?

8 scenarios that hurt mortgage qualification

Is the housing bust over? Maybe?

4 bad habits of subpar real estate agents

Marketing to the new generation

6 keys to selling your home in today's market

Subscribe: You can subscribe to receive daily updates by clicking the links on the right hand side of the blog home page. Guaranteed at least one new post daily.

KAR awards - nominations accepted

Nat Sanders Education Award
Deadline: Monday, August 15, 2012

REALTOR® Community Service Award
Deadline: Monday, August 15, 2012
KAR elections

KAR is seeking nominations for several leadership positions for 2013. Information regarding the openings, terms, voting information and the form are included at the link below. If you need additional information or would like to discuss, please contact Julie Johnson, Legal Affairs Director, at 800.264.2185 or at jjohnson@kar.com.

Nomination Form
KREC nominations

Any real estate licensee wishing to be considered for a four-year term as a Kentucky Real Estate Commissioner should contact KAR. An application and detailed requirements are available on the website or by mail. To qualify, one must have been a resident of Kentucky for 10 years and have held a Kentucky real estate license for 10 years. Deadline for submission is August 6, 2012. Nominations can be sent to KAR, 161 Prosperous Place, Suite 100, Lexington, KY 40509. Questions may be directed to susiehelm@kar.com or call 1-800-264-2185.

Nomination Form

GRI: What are you waiting for? 

GRI is the only designation you don't have to pay or renew to keep. Based on 2011 survey data, the median income of REALTORS without a designation was $26,900 and the median income of those with at least one designation was $49,300. A difference of $22,400. Need another reason to earn the designation - all GRI courses count towards CE. A change for this year is the GRI specific electives will not be offered, however, any NAR certification or designation course hours - online or classroom - will count as GRI elective hours, call KAR for more info 800.264.2185.

 GRI courses
- GRI 2: Smart Marketing - Nov 1 & 2
- GRI 3: Financing the Successful Transaction - Sept 6 & 7
- GRI 4: From Offer to Contract to Closing - Oct 24 & 25
- GRI 5: Systems for Success - Oct 15 & 16

Find out more and register

LeadershipKAR - applications for leaders accepted 

Would you like to join the ranks of some of the most successful REALTORS® from around the state? You can by becoming part of the LeadershipKAR program, offered by the Kentucky Association of REALTORS® since 2002. Recognizing that leadership development is an essential element in the process of improving your Association and profession, KAR attempts to identify emerging REALTOR® leaders in the state, encourage them with motivational activities and assist in sharpening their leadership skills in the hope they will exert a strong positive influence on the future of the Association and profession. 

Apply Now

This is the year for ethics, due by Dec. 31

REALTORS® are required to complete ethics training for the current cycle running January 1, 2009 through December 31, 2012. Failure to complete the required ethics training will be considered a violation of a membership duty and could result in membership suspension or termination. REALTOR® members can verify ethics completion by checking with their primary local association and should notify the primary local association when their requirement is completed. 

Know the Code: Real Estate Ethics (also counts as 6 hours CE)
click to register

Convention Course:
Is it Ethical To... (also counts as 3 hours CE)
click to register (included in registration)

Save up to 30% on UPS shipping


KAR members can save up to 30% off UPS Express air and international shipments. All this with the peace of mind that comes from using the carrier that delivers outstanding reliability, greater speed, more service, and innovative technology. UPS guarantees delivery of more packages around the world than anyone, and delivers more packages overnight on time in the US than any other carrier.

Members currently enrolled in the UPS Savings Program must re-enroll to take advantage of this new exclusive offer.

KAR members can save:
* Up to 30% on UPS Next Day Air® and Worldwide Express®
* Up to 23% on UPS 2nd Day Air®
* Up to 10% on business services at The UPS Store®

Sign up today

KHC's Home Buyer Tax Credit available to buyers  

Do you have clients that wish they still had access to the Home Buyer Tax Credit? With KHC, they still do!

KHC's Home Buyer Tax Credit is available through a Mortgage Credit Certificate (MCC), which reduces the amount of federal income tax paid by a homeowner, giving them more available income to qualify for a mortgage loan. The tax credit is effective for the life of the loan, as long as the homeowner lives in the home! Home buyers must use an MCC-approved lender.

To learn more about the KHC Home Buyer Tax Credit, as well as other programs offered by KHC, visit KHC's website. You can stay up-to-date on all KHC news, events, and products through KHC's eGram service. Register today!

July 2012
In This Issue
3.8% Medicare tax
Health reform
KAR blog
KAR awards
KAR elections
KREC nominations
Quick Links


Raised through 6/30/12

2012 Goal


REALTORS® have the chance to come together and become one voice on the local, state, and national level.

Contribute to RPAC to ensure the REALTOR® voice is heard.

Need referrals? Advertise in the KY REALTOR Magazine

New for KAR members, the chance to advertise in the only state-wide real estate publication is now available. Limited space is available so act now to be included. Pricing is affordable. To learn more, email hcooper@kar.com, call 800.264.2185 or click here.

KAR Affinity Partners 

UPS (New Program) 

KAR members can save up to 30% on UPS shipping. Members currently enrolled in the UPS Savings Program must re-enroll to take advantage of this new exclusive offer.


Showing Suite
Get feedback on your listings, improve communication with your sellers, and set yourself apart from your competition with HomeFeedback®.

Drug Card

As a member, you, your family & friends may be able to lower your prescription drug costs.

Nationwide Insurance
Offering you a special insurance program that could save you up to $500 with special rates on your auto policy.

Read More

Broker Involvement


Get involved in a program that will boost Kentucky's Call-for-Action response rates. If you are a real estate broker in Kentucky, please enroll (it's free and easy), and if you are an agent, please encourage your broker to join this effective network of broker leadership in public advocacy for REALTORS® across the United States.

Learn more and enroll here (to enroll, click the "Join the Program" button on the left side)

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