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Super Committee: no deal, what's next for RE?

The first thing to note about the congressional super committee's failure to agree to deficit cuts is that MID is spared for the time-being. Among the deals the members of the deficit-cutting committee looked at was a change to itemized deductions, including the mortgage interest deduction. That change was rejected, and in any case no broader deal was worked out. So, MID is off the table for the moment. But it's worth noting that it was one of the few big-ticket items that got a serious look, which suggests that it will remain a target into the foreseeable future.

Read More (video included)

Need CORE in 2011? Don't wait!

Licensees need the mandated CORE course at least once every four years as required by KREC. In addition to CORE hours, the course counts as 6 hours law CE. The course must be completed by December 31, 2011 to count as hours for this year.

CORE Classroom Dates
December 1 - Murray (registration by walk-in only)
December 15 - Bardstown
December 16 - Louisville

Live Web Dates
November 28 & 29 - Live Web
December 6 & 7 - Live Web
December 19 & 20 - Live Web
December 29 & 30 - Live Web

Check the calendar for all upcoming education courses

From the KAR blog:


For the latest headlines, click here or check out some of the most popular posts below:  

Freddie Mac amends short sale affidavit policy

6 questions potential home buyers need to answer

October home sales rise nationally, prices down slightly

Homeownership rate rises during third quarter of 2011

6 worst home fixes for the money

New HARP guidelines detailed by Freddie & Fannie

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Don't pay $500 at the end of the year

If you are looking for ways to get your annual CE requirements, take a look at these options (and don't get hit with a $500 fine at the end of the year):

Online Courses

Live Web Courses

Classroom Courses

HUD-1 replacement proposed by CFPB


On Tuesday November 8, 2011, the Consumer Financial Protection Bureau (CFPB) debuted two versions of a draft replacement for the HUD-1 Settlement Statement. The two forms are five and six pages respectively. Each has a cover sheet that matches up closely with the proposed GFE/TIL forms the CFPB has been testing throughout the summer and fall. The next sheets look more like a conventional HUD-1 with minor variations.

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3 things to consider when representing a buyer or seller

1. Always advise buyers to purchase an owner's title insurance policy.
2. When dealing with short sales or foreclosures, ask a professional to help you in negotiating with the lenders and/or drafting the contracts.
3. Ask the lender to use the title company that best suits the buyer in terms of price, convenience, location, services, etc.

Contact Limestone Title & Escrow for more information on the products and services offered - (502) 632-2277. 

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November 2011
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In This Issue
Super Committee
CORE course
KAR blog

KAR Affinity Partners 

UPS (New Program) 

KAR members can save up to 30% on UPS shipping. Members currently enrolled in the UPS Savings Program must re-enroll to take advantage of this new exclusive offer.


Showing Suite
Get feedback on your listings, improve communication with your sellers, and set yourself apart from your competition with HomeFeedback®.

Drug Card

As a member, you, your family & friends may be able to lower your prescription drug costs.

Nationwide Insurance
Offering you a special insurance program that could save you up to $500 with special rates on your auto policy.

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Broker Involvement


Get involved in a program that will boost Kentucky's Call-for-Action response rates. If you are a real estate broker in Kentucky, please enroll (it's free and easy), and if you are an agent, please encourage your broker to join this effective network of broker leadership in public advocacy for REALTORS® across the United States.

Learn more and enroll here (to enroll, click the "Join the Program" button on the left side)

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