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Congress restores FHA loan limits, extends NFIP

The U.S. House and Senate yesterday restored FHA loan limits to the level they were at before they were allowed to expire at the end of September. As a result, the limits will rise to 125 percent of the area median home price from 115 percent, up to a maximum $729,750 from $625,500. NAR estimates that several hundred counties where FHA loan limits fell at the end of September will now rise back up to the previous level.

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Need CORE in 2011? Don't wait!

Licensees need the mandated CORE course at least once every four years as required by KREC. In addition to CORE hours, the course counts as 6 hours law CE. The course must be completed by December 31, 2011 to count as hours for this year.

CORE Schedule
November 28 & 29 - Live Web
December 1 - Murray (registration still open online)
December 6 & 7 - Live Web
December 15 - Bardstown
December 16 - Louisville
December 19 & 20 - Live Web
December 29 & 30 - Live Web

Check the calendar for all upcoming education courses

James "Jim" Huff reappointed to KREC

Gov. Beshear reappointed James H. Huff to the Kentucky Real Estate Commission to serve for a term expiring Oct. 1, 2015. Commissioner Huff, of Fort Mitchell and owner of Huff Realty, was previously appointed in November 2007 to a four-year term as Commissioner by former Governor Ernie Fletcher. He previously served on the Commission from 1981 until 1997 and also served as a Commissioner from 1998 to 1999. Mr. Huff began his real estate career as a sales associate in 1972 and in 1975 he opened the first Huff Realty in Ft. Mitchell.

Upcoming course to help get your annual CE and generate more business

Silver Bullet Solutions (CRS 1-Day):
REALTOR® Assoc. of SKY Board Office 
180 W. Professional Park Ct.
Bowling Green, KY 42104
9am - 5:30pm (CST)
Instructor: Michael Selvaggio
Early-bird rate: $99 (before December 1)
After Dec 1 or walk-in rate: $129
Register Now (and learn more)

Silver Bullet Solutions Bowling Green, Kentucky
Watch to learn more about the Silver Bullet course

To download the entire schedule through 2011, click here.

From the KAR blog:


For the latest headlines, click here or check out some of the most popular posts below:  

KY tax structure spurs interest from policy & women's group

5 home buying myths revealed by survey

Negotiating: how to change no to yes

States with the highest insurance rates

Prospective home buyers overestimate home value appreciation

CFPB debuts proposed HUD-1 replacement

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Don't pay $500 at the end of the year

If you are looking for ways to get your annual CE requirements, take a look at these options (and don't get hit with a $500 fine at the end of the year):

Online Courses

Live Web Courses

Classroom Courses
3 things to consider when representing a buyer or seller

1. Always advise buyers to purchase an owner's title insurance policy.
2. When dealing with short sales or foreclosures, ask a professional to help you in negotiating with the lenders and/or drafting the contracts.
3. Ask the lender to use the title company that best suits the buyer in terms of price, convenience, location, services, etc.

Contact Limestone Title & Escrow for more information on the products and services offered - (502) 632-2277. 

This is a paid advertisement
November 2011
Limestone Title
In This Issue
Congress restores loan limits
CORE course
KREC appointment
Upcoming Courses
KAR blog

KAR Affinity Partners 

UPS (New Program) 

KAR members can save up to 30% on UPS shipping. Members currently enrolled in the UPS Savings Program must re-enroll to take advantage of this new exclusive offer.


Showing Suite
Get feedback on your listings, improve communication with your sellers, and set yourself apart from your competition with HomeFeedback®.

Drug Card

As a member, you, your family & friends may be able to lower your prescription drug costs.

Nationwide Insurance
Offering you a special insurance program that could save you up to $500 with special rates on your auto policy.

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Broker Involvement


Get involved in a program that will boost Kentucky's Call-for-Action response rates. If you are a real estate broker in Kentucky, please enroll (it's free and easy), and if you are an agent, please encourage your broker to join this effective network of broker leadership in public advocacy for REALTORS® across the United States.

Learn more and enroll here (to enroll, click the "Join the Program" button on the left side)

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